A startup from Tallinn, Estonia that is founded by Uku Joost Annus, Kevin Akkermann, Karl Kiilaspaa.
Pay Rent with a Credit Card
Bilt allows users to pay rent with a credit card without incurring transaction fees, which is a major advantage since most landlords and payment platforms charge 2-3% fees for credit card rent payments.
Earn Points on Rent
Members earn Bilt Points on rent payments, turning what is typically a non-rewarding expense into a points-earning opportunity. This is especially valuable for renters who spend a significant portion of their income on housing.
Flexible Rewards Transfer Partners
Bilt Points can be transferred to a wide range of airline and hotel loyalty programs, including Hyatt, American Airlines, United, and more, giving members significant flexibility in how they redeem their rewards.
Path Toward Homeownership
Bilt offers the ability to use accumulated points toward a down payment on a home, which is a unique feature that helps renters transition to homeownership by converting everyday rent spending into future equity.
No Annual Fee Credit Card
The Bilt Mastercard has no annual fee, making it accessible to a broad range of consumers who want to earn rewards on rent and everyday spending without paying a premium for the card itself.
Real native code, not webviews โ your apps don't get banned from the App Store the way Replit and Vibecode apps were in March 2026
The only AI app builder with on-device voice input โ describe your app, don't write specs
Honest pricing โ free to start with no credit card, transparent token model, and we don't charge tokens when our agent makes a mistake
You own the code โ full GitHub export, no platform lock-in
Live-on-real-device preview lets you actually feel your app, not a simulated approximation
A small, focused team that ships every week โ not a giant platform with abandoned features
Hundreds of independent makers shipping their own iOS apps. Small-business owners, creators, and first-time founders across Europe and beyond.
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