BalancedStatement
Convert PDF or photographed bank statements to Excel, CSV, QuickBooks or Xero. Every balance checked. Pay per statement, nothing to cancel.
A startup from Cyprus.
Convert PDF or photographed bank statements to Excel, CSV, QuickBooks or Xero. Every balance checked. Pay per statement, nothing to cancel.
A startup from Cyprus.
This page is designed to help you find out whether BalancedStatement is good and if it is the right choice for you.
BalancedStatement turns bank statements into clean, import-ready files. Upload PDFs, scans or phone photos and download Excel, CSV, QuickBooks (QBO) or Xero CSV.
Every conversion is checked against the opening balance, the closing balance and every running balance. If a complete statement doesn't reconcile, you don't pay (up to 5 times in 30 days).
There's no subscription and nothing to cancel. You buy credits that never expire, from €0.65 to €1.20 per statement of up to 10 pages. You get 1 free statement a day (up to 5 pages), with no signup to try.
Files aren't stored. Statements from banks in the template library are read by BalancedStatement's own parser, with no AI involved.
It's built for bookkeepers, accountants, small businesses and anyone who only has a PDF.
Listed in
Balance check
Every conversion is checked against the opening, closing and every running balance
Export formats
Excel (with a balance-check sheet), CSV, QuickBooks QBO (Web Connect), Xero CSV
Input
PDF, scanned PDF, phone photos (JPG, PNG, HEIC)
Pricing
Pay per statement, no subscription. €0.65–1.20 per credit, and credits never expire
Credit size
1 credit = 1 statement of up to 10 pages; longer statements use 1 credit per 10 pages
Free tier
First statement free (up to 5 pages); email login, no card
Failed conversions
Free if a complete statement doesn’t reconcile (up to 5 in 30 days)
Privacy
Files aren’t stored. Banks in the template library are read without AI
It checks every conversion against the opening balance, the closing balance and every running balance on the statement, and shows you the result in a balance-check sheet inside the Excel file. You pay per statement instead of a monthly subscription, and credits never expire. It also reads phone photos, not just PDFs. Statements from banks in its template library are read by its own parser, with no AI involved.
Most converters charge a monthly subscription, which doesn’t make sense if you convert statements a few times a year. BalancedStatement costs €0.65–1.20 per statement of up to 10 pages, with no subscription and nothing to cancel. Your first statement is free, and if a complete statement doesn’t reconcile, you don’t pay. You get Excel, CSV, QuickBooks (QBO) and Xero files, so you can import straight into your accounting software.
Bookkeepers, accountants and small business owners who need to get bank transactions from PDF statements into Excel, QuickBooks or Xero. That includes catching up on old periods, onboarding a new client, or working with a bank that only gives out PDFs. It also suits individuals who need a spreadsheet of their transactions for taxes or a loan application.
I’m a software engineer, and I kept running into the same problem: the converters I tried either wanted a monthly subscription for something I needed occasionally, or gave me a spreadsheet I couldn’t trust without checking every row by hand. So I built a converter that does the checking itself, comparing every row against the balances the bank printed, and charges per statement. It started with banks in Cyprus and Europe (Bank of Cyprus, Eurobank, Revolut, Wise) and learns new bank layouts as people use it.
Python, FastAPI, PostgreSQL (Supabase), pdfplumber for template-based parsing, Claude (Anthropic) for statements from banks that aren’t in the library yet, Stripe for payments, and Fly.io for hosting.
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