Software Alternatives, Accelerators & Startups

YouNeedABudget VS BitcoLoan

Compare YouNeedABudget VS BitcoLoan and see what are their differences

YouNeedABudget logo YouNeedABudget

Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

BitcoLoan logo BitcoLoan

Take part in Crypto Lending
  • YouNeedABudget Landing page
    Landing page //
    2023-01-06
  • BitcoLoan Landing page
    Landing page //
    2023-08-17

BitcoLoan is a peer-to-peer crypto lending platform – we help those who need money find people willing to bail them out. It wouldn’t be so easy without our quick search feature though; with its help lenders and borrowers can find a relevant offer in just a couple of minutes.

BitcoLoan is not a bank or some financial institution. Most importantly, our company helps people find what they’re looking for. If a person is in desperate need of money, BitcoLoan finds them a lender. Among other things, we offer a bunch of investment options for those who seek to make their assets work for them. Investing in Individual and Business loans

An individual loan is a loan issued to one person with up to 1.2% daily interest rate. It gives people an opportunity to get instant loans on favourable terms without intermediaries.

Business loans are group loans for businesses. In a business loan, a group of investors raises money for a certain business. A business loan term is between 90 and 360 days with up to 1.5% daily interest rate.

Due to the difficult economic situation caused by pandemic and many other things, business owners need a lot of money to stay afloat. Sadly, banks turn down their loan requests. BitcoLoan lenders, in turn, give businesses a hand by lending them money.

YouNeedABudget features and specs

No features have been listed yet.

BitcoLoan features and specs

  • Academy: free
  • Affiliate Recruiting: 8%

YouNeedABudget videos

Beginners guide

BitcoLoan videos

BitcoLoan - How to Earn

More videos:

  • Tutorial - BitcoLoan - How to use Affiliate Program
  • Tutorial - BitcoLoan - How to get Loan
  • Tutorial - BitcoLoan - How to use Personal Wallet
  • Tutorial - BitcoLoan - How to use Personal Credit Rating
  • Tutorial - BitcoLoan - How to use Personal Cabinet
  • Review - The NEXT BitConnect is here?! BitcoLoan 😱
  • Review - BitcoLoan Review - Legit 1.4% Daily ROI Investment or Big Scam? | bitcoloan.com

Category Popularity

0-100% (relative to YouNeedABudget and BitcoLoan)
Personal Finance
100 100%
0% 0
Cryptocurrencies
0 0%
100% 100
Financial Planner
100 100%
0% 0
Personal Loans
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare YouNeedABudget and BitcoLoan

YouNeedABudget Reviews

Best 9 Personal Finance Software For Windows 11, 10 Free PC, Surface Pro
Ynab stands for You Need a Budget is a personal finance cum budgeting app designed for Windows users. The software is designed to work with Windows’ latest computer system i.e. Windows 11. It comes with basic money management features and also supports cross-platform i.e. Mac and mobile operating systems- Android and iOS.
Best personal finance software of 2024
YNAB's primary mission, as you might expect, is to help you curb overspending and avoid living from paycheck to paycheck. Stick to the program, temper your spending appropriately, and eventually YNAB will see you spending last month's money rather than that which you've just earned.
11 Best Quicken Alternatives in 2021 (#1 is Free)
One of YNAB’s core principles is to give every dollar a job. You do that by deciding how you’ll spend every dollar that enters your checking account. As with other tools, you can connect your bank accounts and credit cards to YNAB. This allows for real-time updates so that you can track your spending throughout the month.
Source: robberger.com
The Best Personal Finance Budget Software with Apps (In 2020)
YNAB believes that in order to successfully budget, you need to be hands-on with your money. Until the version released in December 2015, users had to manually enter all transactions–although the program and its companion apps for iPhone, iPad, and Android devices made this very easy. This also means that YNAB is one of the few programs that easily allows users to track cash...
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
I love YNAB and Personal Capital. I still use the old version of YNAB as I paid a one time fee for it (as I refuse to pay for subscriptions – yes, I’m cheap). As for Personal Capital, it’s a nice way to view only our investment and retirement accounts, and I love how it tracks contributions and fees.

BitcoLoan Reviews

  1. Great company! Good earnings.

    Always a pleasant experience, easy to place a loan application, simple rules, clear to both borrowers and lenders. Excellent customer support. Excellent and very beneficial for the beginners in crypto trade. I recommend.

  2. Excellent service and convenient platform for working with cryptocurrency. If you do everything wisely, you can make good money. By the way, sometimes I take it myself. The main thing is that it is safe. I recommend to everyone.

  3. My business was almost closed and I lost a lot of clients due to the COVID, so I had big problems and needed money. I went to the bank to get a loan, but sadly no one bank helped me, and then I turned to BitcoLoan, and they found investors for me and I received the required amount. I took out a loan here for almost a year and now my business is still alive.

Social recommendations and mentions

Based on our record, YouNeedABudget seems to be a lot more popular than BitcoLoan. While we know about 55 links to YouNeedABudget, we've tracked only 3 mentions of BitcoLoan. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

YouNeedABudget mentions (55)

  • Is $250 a month in disposable income livable for a family of 3?
    You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 11 months ago
  • LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?
    I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 11 months ago
  • Fund future vacations
    If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago
  • Tracking savings goals
    Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago
  • My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?
    Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago
View more

BitcoLoan mentions (3)

  • bitcoloan.com is a legit way to invest your dogecoins without doing anything!
    I have a legit way that will let you earn daily income of crypto without anything just buy holding your crypto! You can deposit BTC, DOGE, ETH, USDT, BCH, DASH, XMR & LTC through a wallet address specialized for you only. After deposit you can earn daily income up to 1.4% without doing anything like (Staking). You can buy or earn Bitcoloan Tokens by completing some tasks and you can also earn daily income for... Source: about 3 years ago
  • Bitcoloan
    I've just registered at https://bitcoloan.com/. Source: about 3 years ago
  • BitcoLoan - Opportunity or Scam?
    Hello everyone. I came across Bitcoloan from an ad on Brave browser. It appears to be a defi lending platform with its own token available in a "presale" at the moment. The returns for lending your crypto seem to good to be true. The site says it pays out daily on both loaned out crypto and also any amount held on the site. I took a risk and transferred some litecoin over and used it to participate in a loan about... Source: about 3 years ago

What are some alternatives?

When comparing YouNeedABudget and BitcoLoan, you can also consider the following products

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Binance Academy - Free learning resource for blockchain and crypto

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Nexo - Banking on Crypto — Borrow. Earn. Pay. Invest.

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.

Cryptominded - Where you learn more about cryptocurrencies