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First, make a budget. Then write down your goals and budget for them. Look at the videos on youneedabudget.com. You don't have to buy ynab, but the videos will help alot. Click on learn to budget. - Source: Reddit / about 1 month ago
You still need to keep a budget. 2 hours a month + 10 minutes a day is way more time than needed, though. I recommend https://youneedabudget.com to keep track and automate some things. I tend to log 5 minutes a day and 15 a month at this point. There is a subscription fee, but many find that the method and software saves them more than the cost annually, and your time has a cost too, especially with twins. - Source: Reddit / 8 days ago
If you need a free bookkeeping program, you could try GNU Cash. You can check it out and consider what different kind of functionality it requires (GUI, databases, data validation, file handling, etc.). - Source: Reddit / about 1 month ago
I personally use https://gnucash.org/ . It is free and open source. - Source: Reddit / 21 days ago
I'll also go with GnuCash or something with fewer features like KMyMoney. - Source: Reddit / 21 days ago
GnuCash is free, open source, and mature accounting software. - Source: Reddit / 15 days ago
Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.
HomeBank - HomeBank is a free software. Use it to manage your personal accounts. It is designed to easy to use.
Quicken - Stay in control of your monthly cash flows, budgets, and expenditures. Quicken provides a navigable interface where you can organize your debit, credit, and savings, and build good habits accordingly.
Money Manager Ex - Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software.
KMyMoney - KMyMoney is a personal finance manager for KDE.
Buxfer - Online tools for personal finance, budgeting, and bill reminders. Split bills and IOUs with friends and roommates.