Up.com.au VS YouNeedABudget

Up.com.au Reviews

YouNeedABudget Reviews

Up.com.au mentions (36)

• How's your experience with UP? Have you made switch from CBA/ANZ to UP as primary account? How credit card transactions can be managed with UP's activity?

  Is anyone using the UP banking app? https://up.com.au/. Source: 8 months ago

• International transaction fee

  No one’s mentioned getting an Up bank account yet. Source: 11 months ago

• Advice needed and please go easy on me.

  OP, I have nothing more to add but just want to extend how saddened I am for you - Im sorry this has happened to you - this is truly awful. Its also not your fault. There is some good advice here, Id speak to a family lawyer asap to see what options you have. Do you use up bank? If not, get it set up on your phone and hide that little app somewhere on your phone in a random folder - exercises/fitness or something... Source: 11 months ago

• Overseas travel - best Aussie bank?

  Up Https://up.com.au/ Backed by Bendigo Bank Zero fees overseas for conversion or ATM use. And the best conversion rates by far. Awesome app Highly recommend, great experience using it in Canada. Source: 12 months ago

• Advice for a Kiwi moving to Sydney - Which bank is best? Am I eligible for a credit loan?

  Up Bank ( https://up.com.au ) is a good bank to use for your everyday spending. They are app only, but it's a damn good app. Source: about 1 year ago

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 10 months ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 10 months ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: 12 months ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago