YouNeedABudget VS Pay Calculator

YouNeedABudget Reviews

Pay Calculator Reviews

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 11 months ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 11 months ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago

Pay Calculator mentions (249)

• How do I salary sacrifice into super without going over the cap?

  Https://paycalculator.com.au will do the math for you in the section about salary sacrificing super. Source: 5 months ago

• Would you take a pay cut to work from home?

  $93k after tax is just over $70k. You pay a percentage within the tax bracket not a flat $15k. Chuck it in https://paycalculator.com.au. Source: 5 months ago

• Starting Off Point I Suppose

  You can play with https://paycalculator.com.au/ to get a better picture of the future state. Source: 5 months ago

• Should I say yes to new job offer?

  This is pretty handy to work out the different breakdowns of your current vs new salary: https://paycalculator.com.au/. Source: 9 months ago

• I don’t know what to do with ATO and tax

  According to https://paycalculator.com.au, you have to pay $713.64 tax but you have paid $3,518. I think you will get the difference + LITO which will be $2,804.36+$700 = $3,504.36 back. Source: 10 months ago