For those in the US trying to do retirement planning I highly recommend trying: https://projectionlab.com/ I first saw it shared on HN and I've been a happy customer for the past year and the ability to compare the impact of different scenarios has helped me make a few big financial decisions. Good community around it for asking questions too. - Source: Hacker News / 2 months ago

Tools for future planning - Think ProjectionLabs. Heck a collab with the developer would be fantastic. I know there is currently an extension for it, but having it directly integrated would be more ideal. Source: 6 months ago

If you prefer projection over bank statement tracking, then Projection Lab is nice. https://projectionlab.com/. - Source: Hacker News / 7 months ago

A tool [0] that has a free tier and was quite fun to play around with was posted a little bit ago, projectionlab. [0]: https://projectionlab.com. - Source: Hacker News / 7 months ago

It's interesting how many tools can analyze where your money has been going, but few go deep on the planning + forecasting side. Have you thought about building out the "retirement" module more? If you need any inspiration, I've been working on a personal finance simulator for the past two and a half years as a side project (https://projectionlab.com) Really great job with the docs on this, and I love that you... - Source: Hacker News / 8 months ago

Moving from central Illinois. Got a job offer today for a company in Englewood. First year salary will be 85,000 (73,000+12,000 sign-on). Realistically, after taxes, I've calculated my first year take home to be ~60,000, after which (if no raises or bonuses, only riding my salary) take home will be ~55,000. Not sure on the accuracy of that, just used smartasset.com. Source: 7 months ago

That is ordinary income taxes. If it was qualified I’d pay $0 on first $81,000 I make. You can calculate taxes with smartasset.com . Federal taxes are pretty low on mere mortals. The rich really do pay their fair share. Source: 11 months ago

I use smartasset.com Good tax calculator. Assume $100,000/ yr from JEPI/JEPQ. Married filing jointly I get effective Fed rate of 8.48% with $8481. My state is listed as eff rate of 4.87% or $4868. No FICA of course. Taxes total about 15%. Big deal. Now if you have $300,000 in dividends I would either go with qualified dividends or long term gains rate on selling shares. Source: about 1 year ago

Net (w/taxes etc): $70,000 (per SmartAsset.com) breaks down to $5,000/month net ($2,500 bi-weekly). Source: about 1 year ago

I'm not cherry-picking here. I'm picking out random cities, typing them into smartasset.com, and typing out the results as they come. Source: about 1 year ago