Software Alternatives, Accelerators & Startups

MyConstant VS Paytiko

Compare MyConstant VS Paytiko and see what are their differences

MyConstant logo MyConstant

Borrow against cryptos on MyConstant. Free withdraws, fully collateralized loans, and up to 80+ coins to borrow and trade at your fingertips.

Paytiko logo Paytiko

Advanced payment management software
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  • MyConstant Landing page
    Landing page //
    2023-06-22

P2P lending enables you to borrow against 80+ cryptocurrencies from just 6% APR. Your crypto is securely stored and returned to you when you repay.

MyConstant is designed to be accessible to investors and borrowers from all backgrounds. It offers a variety of products and services which supports people to achieve their financial goals.

Features include:

  1. Crypto lend: Lend selected cryptocurrencies and earn up to 15% APY.
  2. Crypto-Backed Loans: Users can use their crypto as collateral to borrow USD or another crypto for as low as 0% APR.
  3. Fixed-term investments: Users can lend USD and earn up to 7% APR.
  4. Crypto Swap: A quick and easy way to exchange your crypto.
  5. MCT Staking: Holders can stake MCT for up to 18% APR for fixed terms of up to six months.
  6. Futures: Offers a way to make profit (or a loss) by predicting the crypto market.
  7. Short-Selling: Allows users to make a potential profit when their selected crypto price falls.
  8. Debit card: A virtual card that allows MyConstant account holders to spend directly from the platform. (For US-based customers only)

As a reward for its customers, MyConstant has set up a membership program that incentivizes users to use its platform. In essence, the more MCT the user has, the greater the rewards.

They include:

  1. Crypto Lend: Earn up to 15% APY.
  2. Crypto-backed loans: Pay from just 3.6% APR.
  3. Crypto Swap: Discount 90% on swapping fees.
  4. Referral program: Earn up to $20 and up to 20% of referee’s interest.
  • Paytiko Landing page
    Landing page //
    2023-09-07

A complete, customizable, and cumulative payment solution

We have formulated a business model that takes our clients into consideration through our clarity of services, simplicity in billings, and ease of use. Our services are offered through a standard one-year term service contract, annual monthly payment options, as well as pricing and portals separated by individual URL assets.

Considering all of this, we therefore adhere to the following “3 C” structure in attempt to bring a complete payment solution to all our clientele: Check Clients receive extensive support for all facets of our services, including transaction monitoring, error review, and resolution of technical difficulties. Additionally, we offer assistance via our dashboard or through a variety of other contact channels. Connect We effortlessly integrate a merchant’s services with numerous PSPs we work with, such as credit card processors, banks, e-wallet firms, and other financial institutions. Change Our back-office technology may be modified to monitor and accommodate each merchant’s criteria, such as deposit limitations, geographical specifications, currency levels, campaign objectives, and more.

MyConstant

$ Details
freemium $1.75 (It's no early repayment fees applied.)
Platforms
-
Release Date
2019 January

Paytiko

$ Details
paid $200.0 / Annually
Platforms
Wordpress WooCommerce Adobe Magento Opencart Shopify Wix Azure AWS BigCommerce REST API Easy Tech
Release Date
2020 November

MyConstant features and specs

  • Combine 80+ cryptocurrencies as collateral: Yes
  • Lowest interest rates: Yes
  • Auto top-up: Yes
  • Withdraw in crypto: Yes
  • Recall excess mid-term: Yes
  • No early repayment fees: Yes
  • Lend USDT/ USDC: Yes
  • Swap cryptos instantly: Yes
  • No credit checks: Yes
  • Institutional loans : Yes
  • Derivatives: Yes
  • Margin calls: Yes

Paytiko features and specs

  • • Singular API connectivity to any CRM for fast startup.: yes
  • • Global acceptance of all transaction currencies.: yes
  • • Integration to global and regional payment options.: yes
  • • Ease-of-use for both merchant and user-end alike.: yes
  • • Secure and transparent platform.: yes
  • • Numerous risk management and reporting tools.: yes
  • • Calculation and reconciliation functions.: yes
  • • Additional plugins vital to businesses in the eCommerce sector.: yes
  • • Fully customizable iFrame interface and dashboard.: yes
  • • Individual client-specific payment invoices.: yes
  • • Backend solutions.: yes
  • • Custom branding.: yes
  • • Conversion and prepayment options.: yes
  • • Automated billing and other notifications.: yes

MyConstant videos

Fully Secured Peer To Peer Lending - How It Works

More videos:

  • Review - Best Place To Stake USDC 12.5% APY! - MyConstant
  • Tutorial - Make PASSIVE INCOME with MyConstant!
  • Tutorial - Why you should borrow against $ASTR on MyConstant
  • Review - MyConstant P2P Lending Platform Review
  • Review - MyConstant Earn $100 per day | $60k Commission + $100 per Day Flex Account
  • Review - MyConstant Review | Earn 4% APY And Test The $4000 Bonus Trial Today With This Free Account

Paytiko videos

Paytiko -Payment software solution

Category Popularity

0-100% (relative to MyConstant and Paytiko)
Fintech
9 9%
91% 91
Online Payments
0 0%
100% 100
Cryptocurrencies
21 21%
79% 79
Business Lending
100 100%
0% 0

Questions and Answers

As answered by people managing MyConstant and Paytiko.

What makes your product unique?

Paytiko's answer:

The product ( the platform ) is a combination of easy-to-use features which are not typically assembled in a Software-as-a-Service platform and neither any other payments orchestrator. The combination between flow,features, customuzation for the business and addaptable integration methods, surely put the unique stamp.

Why should a person choose your product over its competitors?

Paytiko's answer:

Flexible pricing, established network of global & local payment options are just a few of the highlights that place Paytiko a step ahead of the competition.

How would you describe your primary audience?

Paytiko's answer:

Any online business out there. Literally. Defining it's global & local payment solutions, features, accessibility, the ability to add other departments that can use the Paytiko platform in relevancy, provide a very large base of potential clients that are the primary audience. Whether startups or medium business, to enterprises, the platform allows it's users ( the merchants) to adapt accordingly.

What's the story behind your product?

Paytiko's answer:

A product created to overcome several challenges, in late 2020, the idea has arisen for a Software-as-a-Service payments orchestration platform to be created. Purposely built to service any scale business, we created Paytiko to fill the gap between technology, payment processing and the business.

Who are some of the biggest customers of your product?

Paytiko's answer:

Paytiko is proud to service a very large amount of clients, ranging from all industries & verticals. - We can only name a few, as the confidentiality of our clients is paramount.From servicing one of the largest digital gift-card distributors in the world ( https://ar-pay.com/en ) to servicing one of the largest CFD/Forex brokers in the world - Legacyfx.com.

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare MyConstant and Paytiko

MyConstant Reviews

  1. Secure lending platform

    I know this page since 2019 and put my partial saving to earn passive income

    🏁 Competitors: Nexo
    👍 Pros:    Fast support|Safe & secure platform|High performance
    👎 Cons:    Not much delay

Paytiko Reviews

  1. The most compatible payment software for dental business

    Paytiko provides comprehensive API interaction with our CRM, as well as integration with over 100 global and regional active payment providers.

    🏁 Competitors: Payoneer
    👍 Pros:    Easy to use platform|Affordable pricing|Detailed reports|All types of charts
    👎 Cons:    Customer support|No mobile app atm
  2. A trusted payment partner

    The software is uncomplicated and straightforward to use, assisting us in optimizing payment processes in our company. Most of the time, we use split payments, which allow each member of a group sailing with us to pay precisely what they need to pay and the rest of the group to declare what is paid and what needs to be paid.

    🏁 Competitors: BridgerPay
    👍 Pros:    Data protection and security|Analytics reporting|Real-time tracking|Affordable price|Trusted|Tools integrations|Full transaction observability|Great customer support
    👎 Cons:    Did not find any cons
  3. their scaling tool is amazing!

    our company is using paytiko since 8 months and they helped us to manage and optimize our payment solutions easily in one place. very easy to use and its highly recommended for busineses that has big volume of monthly transactions

    🏁 Competitors: YachtLife

What are some alternatives?

When comparing MyConstant and Paytiko, you can also consider the following products

Nexo - Banking on Crypto — Borrow. Earn. Pay. Invest.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

BlockFi - Earn 6% compounding interest on BTC and ETH

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

Binance - Cryptocurrencies exchange platform

BridgerPay - Easily build, manage, and optimize your connections to any payment gateway or method worldwide.