P2P lending enables you to borrow against 80+ cryptocurrencies from just 6% APR. Your crypto is securely stored and returned to you when you repay.

MyConstant is designed to be accessible to investors and borrowers from all backgrounds. It offers a variety of products and services which supports people to achieve their financial goals.

Features include:

1. Crypto lend: Lend selected cryptocurrencies and earn up to 15% APY.
2. Crypto-Backed Loans: Users can use their crypto as collateral to borrow USD or another crypto for as low as 0% APR.
3. Fixed-term investments: Users can lend USD and earn up to 7% APR.
4. Crypto Swap: A quick and easy way to exchange your crypto.
5. MCT Staking: Holders can stake MCT for up to 18% APR for fixed terms of up to six months.
6. Futures: Offers a way to make profit (or a loss) by predicting the crypto market.
7. Short-Selling: Allows users to make a potential profit when their selected crypto price falls.
8. Debit card: A virtual card that allows MyConstant account holders to spend directly from the platform. (For US-based customers only)

As a reward for its customers, MyConstant has set up a membership program that incentivizes users to use its platform. In essence, the more MCT the user has, the greater the rewards.

They include:

1. Crypto Lend: Earn up to 15% APY.
2. Crypto-backed loans: Pay from just 3.6% APR.
3. Crypto Swap: Discount 90% on swapping fees.
4. Referral program: Earn up to $20 and up to 20% of referee’s interest.

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