Experian VS TransUnion SmartMove

Go to https://experian.com and create a free account. From here you can access your Experian credit report and Experian FICO 8 score. Very few lenders use Vantage scores in lending decisions. You both should be monitoring your FICO scores. FICO imposes a penalty for 0% aggregate utilization. She should allow at least one card to report a balance. If you aren't applying for a loan in the near future there is... Source: 5 months ago

Most lenders use FICO scores in lending decisions. If you don’t know what that is, go to https://experian.com and create a free account. From here, you will have access to your Experian credit report and your FICO 8. Source: 5 months ago

I've just seen your edit. Are these Vantage scores from Credit Karma? If so, go to https://experian.com and create a free account. Once there, you'll have access to your Experian credit report and Experian FICO 8. What is your FICO 8 and has that changed as well? Source: 5 months ago

Check your credit reports. Get your free official credit reports from www.annualcreditreport.com, and if needed experian.com or Credit Karma (free also). Source: 5 months ago

If it redirected to some area of main experian.com site, it would be understandable as a brand name site created for easy to remember address. However, there are no such redirects, not even any links back to main experian.com . Source: 8 months ago

One potential solution is to limit showing to one day of the week, then give applicants a chance to apply on the spot (a service like mysmartmove.com that they pay for can give you a fast response) and allow them to make their deposit and sign a lease the same day. Source: 12 months ago

Thank you so much! A great real estate investor you are. I experimented a little bit at mysmartmove.com and myrental.com with a couple of emails and they works exactly like what you described. I have just sent out my applications to the grad students from myrental.com. I chose my myrental.com simply because I see that it costs a little less than mysmartmove.com . Just trying to help the college kids save a few bucks. Source: about 1 year ago

I'll type slow... mysmartmove.com You create an account, when applicants give you name and email, you fill out that info on the website. The applicant pays the fee, enters their SSAN and verified their ID. Then, you get a report on their pay, credit and criminal history based on TransUnion searching them. You never see their SSAN. Which, if that info were ever compromised, I would worry about liability. Source: about 1 year ago

Mysmartmove.com run by TransUnion. You never see the SSAN and get a report they can't edit. Source: about 1 year ago

Also rentcheck.com and mysmartmove.com are websites that vet tenants for a minimal fee. Source: almost 2 years ago