Creditscore.com VS myFICO

You can get an Experian Fico 8 score for free at Experian.com or creditscore.com and you can get your Equifax Fico 8 score for free at MyFico.com. That's what I would recommend starting. Source: 12 months ago

Any tips on how I should go about that? I found websites like creditscore.com but don't know how reliable they are. Also I assume the score would just be a number. In that case how would I know if the possible collection is affecting it and how would I resolve this issue. Thanks. Source: about 1 year ago

If you don't have a source to get a Fico score, you can grab one from creditscore.com - that is your Experian Fico Score 8, a highly relevant score used frequently in lending. Source: about 1 year ago

You have 30+ different Fico scores. Some are more widely used than others. You can go to creditscore.com to grab a free Experian Fico 8 score, one of the more commonly used ones. Fico scores are used in 90% of lending decisions, so the chances of you finding someone that uses VS3 is pretty rare almost never happens with credit cards. Credit card companies often provide a free VS3 on your account since it's... Source: about 1 year ago

Be aware that you have some 30+ different Fico scores, not just one. One free source of one (Experian Fico 8) is from creditscore.com. As for how your Fico scores will compare to your VS3s, they can be all over the place. I've seen some people with Fico scores 100 points lower than VS3s, others with VS3s 100 points lower than Fico scores. It's also possible to have a 100+ point variance between Fico scores, as... Source: over 1 year ago

You appear naiive in every sense of the word. Stop getting your info from your "trusted adult" or reddit for that matter. Get your credit report and scores from the only trusted sources: MyFico or Annual Credit Report. Read the government housing websites, or even go over to the forum community on MyFico, which I personally like. If you follow through, you won't need to ask questions like this. Source: 5 months ago

Yeah, we all have 40+ different credit scores. Your CK scores are "legit" in terms that they're accurate VS3 (VantageScore 3.0) it's just that VS3 is rarely used in lending decisions which makes them nearly irrelevant. Fico scores are used the the majority of lending decisions, with Fico 8 being the most commonly used model today. The Fico 9 you are getting is lesser used than Fico 8 since few lenders adopted... Source: 10 months ago

When a company does an inquiry without your requesting it, like for a "pre-qualified" offer for a credit card, that's a soft inquiry and it doesn't show as a hard inquiry on your credit report. You can also check your OWN credit like on myfico.com, and that's a soft inquiry. Background checks are also in this category. Source: 10 months ago

You should go to myfico.com for credit help. This subreddit is know for some awful advice lol. Source: 10 months ago

Go sign up for an account on myfico.com or experian.com to see what your actual FICO scores are. You should also pull your credit report from annualcreditreport.com. Source: 10 months ago