Software Alternatives, Accelerators & Startups

Actual Budget VS Bill.com

Compare Actual Budget VS Bill.com and see what are their differences

Actual Budget logo Actual Budget

Robust and simple budgeting that works

Bill.com logo Bill.com

Bill.com provides ACH payments processing, automates your accounts payable and accounts receivable processes.
  • Actual Budget Landing page
    Landing page //
    2021-10-18
  • Bill.com Landing page
    Landing page //
    2023-10-17

Actual Budget videos

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Bill.com videos

Bill.com Review by LedgerGurus

More videos:

  • Review - How the Bill.com Intelligent Business Payments Platform Works

Category Popularity

0-100% (relative to Actual Budget and Bill.com)
Personal Finance
100 100%
0% 0
Online Payments
0 0%
100% 100
Finance
100 100%
0% 0
Money Transfer
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Actual Budget and Bill.com

Actual Budget Reviews

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Bill.com Reviews

The Top Alternatives to Bill.com
Bill.com is suitable for slower-growth small businesses with low payment volumes and limited remittances capabilities. The average revenue per customer of Bill.com is $1,500. Therefore, many AP automation capabilities are not available via Bill.com, so you need to manage them manually or outside of Bill.com.
Source: tipalti.com
4 Best Bill.com Competitors And Alternatives (2022)
Plastiq is a simplified and more affordable option compared to Bill.com. They offer a solution for accounts payable and receivable without a sign-up fee, subscription fee, or fees for most transactions. They do, however, charge a 2.85% fee for both credit and debit transactions. This is a key distinction to keep in mind when comparing Plastiq to not only Bill.com, but to...
Source: smbillion.com
Best Accounts Payable Software for 2022
Why we like it: Bill.com offers multiple pricing options, including plans starting at $39 a month, which may make it more accessible for many small-business owners. You’ll get a centralized inbox for receiving invoices. The software can read invoices, capture the data on them and even flag if something looks off. However, you’ll need to upgrade from the lowest-priced plan to...

Social recommendations and mentions

Based on our record, Bill.com should be more popular than Actual Budget. It has been mentiond 259 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Actual Budget mentions (54)

  • Tell HN: YNAB will partly remove direct bank imports
    I use Actual budget. It’s open source, free, but you’ll have to figure out hosting. Bank sync is currently provided in North America by SimpleFin ($15/year) And in Europe by GoCardless I host mine in a Docker container on my NAS. [1] https://actualbudget.com/. - Source: Hacker News / 3 months ago
  • Budgeting App
    If you are tech-savvy then maybe https://actualbudget.com/ - similar to YNAB, but free & open-source. Source: 6 months ago
  • Local-first software: You own your data, in spite of the cloud (2019)
    Looks visually quite similar to https://actualbudget.com/ (open-source, local-first). Did one influence the other? Are they both inspired by some other budget software? - Source: Hacker News / 8 months ago
  • Family finance meetings with spouse?
    I use https://actualbudget.com/ locally. You have to import your transactions yourself and it's all local. Source: 11 months ago
  • What's your strategy for organizing money in your bank accounts?
    If you have the ability to selfhost, Actual budget has been my go to for budgeting. I just input bank transactions usually weekly and assign the transaction to it's appropriate category. Source: 12 months ago
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Bill.com mentions (259)

  • Freelancers: Do you allow your clients to pay via card? Processing fees hurt
    I mean.... This is how it is everywhere... You could use bill.com but it still has a monthly fee, however if youre sending multiple invoices like so, the monthly fee is paid for in just 2 clients of yours... Honestly a $66 processing fee for $2K isn't bad... Venmo/Paypal gifted is fee-less but not recommended... Source: 6 months ago
  • Bank rejected £850 payment from bill.com - both companies saying they can't do anything
    Bill.com have just gotten back to me saying they haven't received the money back (which nationwide said would have only taken 5 days from the 23rd November) and that SWIFT have told them that they did infact have my full name on the transaction and not my initials or anything else (unlike what nationwide told me). Source: 6 months ago
  • Best campaign platforms for launching an influencer marketing agency?
    What platforms do you use to collect payment from our clients? I was thinking of using bill.com or stripe for now until I find a new method and then pay out the influencers. Source: 9 months ago
  • What do you use for online credit card processing?
    We use bill.com for both our AP and AR. All online, customer can pay with a link, generates all our monthly invoices automatically, easy to generate and send hardware and project invoices on demand, can be used to pay your vendors as well, syncs with Quickbooks, customers can be set up for auto-pay via credit card (charge to us is 2.9%), you can charge a convenience fee if you want. Customers can also pay via ACH... Source: 10 months ago
  • 6 Figures International Wire Transfer To BPI Concern
    My employer uses bill.com to process salaries so its thru SWIFT Wire Transfer. Source: 11 months ago
View more

What are some alternatives?

When comparing Actual Budget and Bill.com, you can also consider the following products

Firefly III - Financial manager, it can help you keep track of expenses, income, budgets and everything in...

Zoho Invoice - 100% free online invoicing software for small businesses.

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Wise - Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

The Invoice Machine - The Invoice Machine is an online invoicing service with a simple and elegant user interface.