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  1. Social Mentions
  2. Comments is a free, online debt snowball calculator and management tool that will help you quickly develop a debt elimination payment plan. Reviews and details

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Social recommendations and mentions

We have tracked the following product recommendations or mentions on various public social media platforms and blogs. They can help you see what people think about and what they use it for.
  • Seriously considering bankruptcy
    I (49F) and my husband (48M) are very much in debt and it's my fault. Don't come at me saying it's his fault too, it's not. I am very hard headed and even when he tries to get me on a budget, I don't do it and I still overspend. This is MY FAULT. I want to file bankruptcy, he feels guilty and embarrassed and morally responsible for the debt, and he's right, we are. Could we buckle down, get second jobs, maybe... Source: 6 months ago
  • My husband wants to split finances because of my spending. And I’m having catastrophic thoughts.
    What worked for me was for the two of us to work together on our monthly budget. (We actually have 3 budget meetings for each paydays- all of the debts and bills - Then we discuss where all of the money goes. Which savings what we want to fund etc) We wanted to be fully debt free. We use the Dave Ramsey Zero based budgeting (with tweaks because we’re not Christians) It helped us greatly. It also helped me... Source: 7 months ago
  • What about Mint alternatives that are excellent with tackling debt?
    I unfortunately have a ton of debt I need to focus on. I have been using, which is fine, but it is all manual. I need something that is automatic and will pull data to show me min payments, payments to stay on my plan, etc. Any of these mint alternatives excel at this? Source: 7 months ago
  • Just signed up! A few quick questions?
    You are not on the float, you are in debt. Source: 12 months ago
  • Strategies to mitigate impulsive spending?
    Sorry, me again. I’ve just remembered a great website I used to help pay off debt quicker. It’s totally free! You basically but in all your debts and how much APR/interest you are paying and it will figure out how much to pay off each so you pay off quicker and pay less interest overall. Source: about 1 year ago
  • DA member new to ynab
    Someone was saying the other day that works well with YNAB. Source: about 1 year ago
  • Don't know if I can do it.
    My favorite tool, one that I am not affiliated with but will literally recommend to EVERYONE because I am VERY happy with it, is There's an option to fiddle around with the website in a fake account before making your own account if you wanted to try it out. This morning I earned my first trophy for paying off my first debt! A small one, but it's progress. Being able to see it all broken down in one... Source: about 1 year ago
  • Let the snowball begin! Or should I avalanche?
    Would you suggest doing an avalanche while still carefully timing my 0% interest cards? I know that doing avalanche results in less spent on interest, but my completion estimate remains the same doing either snowball or avalanche. Like another respondent pointed out, snowballing can provide a psychological boost that makes sticking to the plan that much easier. Perhaps there is a way I can combine the two. Source: about 1 year ago
  • Best way to pay down debt
    Both of you great advice. I would like to add a site that will let you play with the different ways to pay off debt. It's free, but you do have to make an account to login. Source: about 1 year ago
  • $4,000 in cash to put towards student loans -- which loans should I target?
    Https:// useful tool - I know you already made a decision but for others reading it might be helpful. It helped me many moons ago. Source: about 1 year ago
  • Avalanche or Snowball?
    Have you tried I would create a free account and run the numbers for all scenarios. It’s a really handy tool to decide for yourself what makes the most sense. Given your debt, possible snowflake payments (additional payments made outside the monthly payments), etc. It will help you and your wife figure out what’s best for you. When I was in debt this was a key tool I used when getting started... Source: about 1 year ago
  • Need help get out of debt plan
    I generally recommend 2 things. 1 - Check out There's a free version that can help you manage your debt repayment once you see how much you have available to you after you budgeted out what you can afford to repay. 2 - r/Ynab (you need a budget) it's a budgeting app that I have found to be nothing short of life changing for my finances and helped me pay down debt, save and overall have a better... Source: about 1 year ago
  • Wife ran up $77k in various debt.....looking for best options to pay off
    There's a site called It's free, but the paid version is like $12/yr. Anyhow, it allows you to put in the debts, interest rate and what your budget is for paying them back. You can then model different types of pay back models, like paying the one with the highest interest rate first, the largest debt first, the smallest debt first, etc. It might help you out in thinking about how to go about it. Source: about 1 year ago
  • Undebt it - good?
    I heard about today and it sounds perfect for people with multiple debts to manage and track. Has anyone used it? I'd like to know how it is before I recommend it to anyone. Source: about 1 year ago
  • Finally facing my debt, now what?
    I recently went over all my bills, too, and UGH. It's a crummy feeling but at least you know what you're working with so you can make a plan! One of my friends told me about and it's really helped me put things in perspective. It takes a while to set up because you have to add all your debts in manually, but once they're entered it will tell you exactly how long it will take to pay off your credit cards... Source: over 1 year ago
  • Credit Cards Are Destroying Me, Don't Know What to Do at This Point.
    I found to be useful in keeping cards and balances straight. Source: over 1 year ago
  • Debt consolidation a good fit for me?
    There's an excellent (free) online program called that will help you track all of this. It will also project ahead and show you when you'll be paying off each debt, and when you'll be out of debt entirely. Source: over 1 year ago
  • Personal Debts. Child on the way.
    Theres a service (free) called which is brilliant for putting together a pay down plan for debt based on different strategies. I have recommended ynab before (free trial but costs after) and it wasnt recieved well lol. If the concept of paying for the service doesnt sit well with you, at least read the methodology around zero based budgeting as the framework is iluminating. You could put together a basic... Source: over 1 year ago
  • Organizations that provide free financial advising and possibly credit consolidation? Here or in Portland.
    I have found to be super helpful in the past. You can find codes online to get it for super cheap. Source: over 1 year ago
  • What is wrong with me? Second time I’m in substantial debt, 39 yr old female. This time over twice as much as the first time.
    I bring these things up not as justifications or excuses, but simply to highlight a few of the (many) reasons it may be harder for some folks to incur and manage debt appropriately. Though we always ultimately have the ability control our financial choices (for the most part), try your best to maintain perspective of the MANY factors at play intentionally designed to extract the most money from the consumer for as... Source: over 1 year ago
  • Paying down debt with YNAB - help!
    After that, I would run the numbers through a Debt Calculator like Put everything in, and then run different scenarios to see what seems like the best option for your family. There's a always a numerically "best" choice, but dealing with high debt can be more of an emotional battle than anything else. So really the best choice is whatever helps you get out and stay out of debt, even if it's not... Source: over 1 year ago

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