Mycelium Gear isn't a third party payment processor, whether you are using their website to do it or rolling your own. That's due to the way their system works, you can read more on it at: https://gear.mycelium.com/. Source: about 2 years ago
There is of course also the technological angle ( e.g. Mycelium gear, which avoids being considered a TPSO by virtue of the technological design - https://gear.mycelium.com/ ). Source: over 2 years ago
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