YouNeedABudget Reviews

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YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 12 months ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 12 months ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago

Visible mentions (54)

• Is it normal to pay $94/month for one line

  $94 for a single line is not good given in this day and age. If you want to stick with Verizon and are fine not financing a phone, you should use Visible. If not, you should test drive other carriers in your area: https://www.reddit.com/r/NoContract/comments/xl5fi8/test\_drive\_each\_carrier/. Source: 12 months ago

• Cannot log into visible.com from a web browser (iOS app is fine)

  I’ve got an odd problem - I can open the visible app and all is fine. But, if I log into visible.com from a web browser on Windows or a Mac (or iPad), after the username and password, I get the SMS text with the code, type it in… and get another text with a new code… then again on more time, then I can’t log in anymore as I get an error that the code has expired. Source: 12 months ago

• Switching to Visible+ for a month then downgrading again

  That's fascinating because I LITERALLY moments ago just got off a chat conversation with a customer care rep at visible.com who told me the exact opposite. They said the "welcome discount" would allow me to switch back and forth between the Visible and Visible+ plans at the $25 and $35 rates even if the promotions change. Source: 12 months ago

• Looking for a very cheap network solution for a hotspot throughout our camper off cell data

  Hello, we go camping enough to justify having decent internet but not enough to justify an expensive monthly plan or Starlink. I came across this visible.com 25-dollar plan with unlimited hotspot and heard you can take a mini router and change a TTL setting in the settings menu of this mini router and it will unlock your speeds from 5mbps to whatever the phone gets and you can also connect a lot more devices than... Source: about 1 year ago

• 502 Error on website, phone app also not connecting

  You can contact then without signing into your account on chat by going to visible.com and slicking the little blue box or contact then here, FB Messenger or Twitter. Source: about 1 year ago