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YouNeedABudget VS Paytiko

Compare YouNeedABudget VS Paytiko and see what are their differences

YouNeedABudget logo YouNeedABudget

Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

Paytiko logo Paytiko

Advanced payment management software
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  • YouNeedABudget Landing page
    Landing page //
    2023-01-06
  • Paytiko Landing page
    Landing page //
    2023-09-07

A complete, customizable, and cumulative payment solution

We have formulated a business model that takes our clients into consideration through our clarity of services, simplicity in billings, and ease of use. Our services are offered through a standard one-year term service contract, annual monthly payment options, as well as pricing and portals separated by individual URL assets.

Considering all of this, we therefore adhere to the following “3 C” structure in attempt to bring a complete payment solution to all our clientele: Check Clients receive extensive support for all facets of our services, including transaction monitoring, error review, and resolution of technical difficulties. Additionally, we offer assistance via our dashboard or through a variety of other contact channels. Connect We effortlessly integrate a merchant’s services with numerous PSPs we work with, such as credit card processors, banks, e-wallet firms, and other financial institutions. Change Our back-office technology may be modified to monitor and accommodate each merchant’s criteria, such as deposit limitations, geographical specifications, currency levels, campaign objectives, and more.

YouNeedABudget

Pricing URL
-
$ Details
-
Platforms
-
Release Date
-

Paytiko

$ Details
paid $200.0 / Annually
Platforms
Wordpress WooCommerce Adobe Magento Opencart Shopify Wix Azure AWS BigCommerce REST API Easy Tech
Release Date
2020 November

YouNeedABudget features and specs

No features have been listed yet.

Paytiko features and specs

  • • Singular API connectivity to any CRM for fast startup.: yes
  • • Global acceptance of all transaction currencies.: yes
  • • Integration to global and regional payment options.: yes
  • • Ease-of-use for both merchant and user-end alike.: yes
  • • Secure and transparent platform.: yes
  • • Numerous risk management and reporting tools.: yes
  • • Calculation and reconciliation functions.: yes
  • • Additional plugins vital to businesses in the eCommerce sector.: yes
  • • Fully customizable iFrame interface and dashboard.: yes
  • • Individual client-specific payment invoices.: yes
  • • Backend solutions.: yes
  • • Custom branding.: yes
  • • Conversion and prepayment options.: yes
  • • Automated billing and other notifications.: yes

YouNeedABudget videos

Beginners guide

Paytiko videos

Paytiko -Payment software solution

Category Popularity

0-100% (relative to YouNeedABudget and Paytiko)
Personal Finance
100 100%
0% 0
Fintech
0 0%
100% 100
Financial Planner
100 100%
0% 0
Online Payments
0 0%
100% 100

Questions and Answers

As answered by people managing YouNeedABudget and Paytiko.

What makes your product unique?

Paytiko's answer:

The product ( the platform ) is a combination of easy-to-use features which are not typically assembled in a Software-as-a-Service platform and neither any other payments orchestrator. The combination between flow,features, customuzation for the business and addaptable integration methods, surely put the unique stamp.

Why should a person choose your product over its competitors?

Paytiko's answer:

Flexible pricing, established network of global & local payment options are just a few of the highlights that place Paytiko a step ahead of the competition.

How would you describe your primary audience?

Paytiko's answer:

Any online business out there. Literally. Defining it's global & local payment solutions, features, accessibility, the ability to add other departments that can use the Paytiko platform in relevancy, provide a very large base of potential clients that are the primary audience. Whether startups or medium business, to enterprises, the platform allows it's users ( the merchants) to adapt accordingly.

What's the story behind your product?

Paytiko's answer:

A product created to overcome several challenges, in late 2020, the idea has arisen for a Software-as-a-Service payments orchestration platform to be created. Purposely built to service any scale business, we created Paytiko to fill the gap between technology, payment processing and the business.

Who are some of the biggest customers of your product?

Paytiko's answer:

Paytiko is proud to service a very large amount of clients, ranging from all industries & verticals. - We can only name a few, as the confidentiality of our clients is paramount.From servicing one of the largest digital gift-card distributors in the world ( https://ar-pay.com/en ) to servicing one of the largest CFD/Forex brokers in the world - Legacyfx.com.

User comments

Share your experience with using YouNeedABudget and Paytiko. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare YouNeedABudget and Paytiko

YouNeedABudget Reviews

Best 9 Personal Finance Software For Windows 11, 10 Free PC, Surface Pro
Ynab stands for You Need a Budget is a personal finance cum budgeting app designed for Windows users. The software is designed to work with Windows’ latest computer system i.e. Windows 11. It comes with basic money management features and also supports cross-platform i.e. Mac and mobile operating systems- Android and iOS.
Best personal finance software of 2024
YNAB's primary mission, as you might expect, is to help you curb overspending and avoid living from paycheck to paycheck. Stick to the program, temper your spending appropriately, and eventually YNAB will see you spending last month's money rather than that which you've just earned.
11 Best Quicken Alternatives in 2021 (#1 is Free)
One of YNAB’s core principles is to give every dollar a job. You do that by deciding how you’ll spend every dollar that enters your checking account. As with other tools, you can connect your bank accounts and credit cards to YNAB. This allows for real-time updates so that you can track your spending throughout the month.
Source: robberger.com
The Best Personal Finance Budget Software with Apps (In 2020)
YNAB believes that in order to successfully budget, you need to be hands-on with your money. Until the version released in December 2015, users had to manually enter all transactions–although the program and its companion apps for iPhone, iPad, and Android devices made this very easy. This also means that YNAB is one of the few programs that easily allows users to track cash...
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
I love YNAB and Personal Capital. I still use the old version of YNAB as I paid a one time fee for it (as I refuse to pay for subscriptions – yes, I’m cheap). As for Personal Capital, it’s a nice way to view only our investment and retirement accounts, and I love how it tracks contributions and fees.

Paytiko Reviews

  1. The most compatible payment software for dental business

    Paytiko provides comprehensive API interaction with our CRM, as well as integration with over 100 global and regional active payment providers.

    🏁 Competitors: Payoneer
    👍 Pros:    Easy to use platform|Affordable pricing|Detailed reports|All types of charts
    👎 Cons:    Customer support|No mobile app atm
  2. A trusted payment partner

    The software is uncomplicated and straightforward to use, assisting us in optimizing payment processes in our company. Most of the time, we use split payments, which allow each member of a group sailing with us to pay precisely what they need to pay and the rest of the group to declare what is paid and what needs to be paid.

    🏁 Competitors: BridgerPay
    👍 Pros:    Data protection and security|Analytics reporting|Real-time tracking|Affordable price|Trusted|Tools integrations|Full transaction observability|Great customer support
    👎 Cons:    Did not find any cons
  3. their scaling tool is amazing!

    our company is using paytiko since 8 months and they helped us to manage and optimize our payment solutions easily in one place. very easy to use and its highly recommended for busineses that has big volume of monthly transactions

    🏁 Competitors: YachtLife

Social recommendations and mentions

Based on our record, YouNeedABudget seems to be more popular. It has been mentiond 55 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

YouNeedABudget mentions (55)

  • Is $250 a month in disposable income livable for a family of 3?
    You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 12 months ago
  • LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?
    I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 12 months ago
  • Fund future vacations
    If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago
  • Tracking savings goals
    Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago
  • My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?
    Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago
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Paytiko mentions (0)

We have not tracked any mentions of Paytiko yet. Tracking of Paytiko recommendations started around Sep 2023.

What are some alternatives?

When comparing YouNeedABudget and Paytiko, you can also consider the following products

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.

BridgerPay - Easily build, manage, and optimize your connections to any payment gateway or method worldwide.