Software Alternatives, Accelerators & Startups

X1 Card VS Penny

Compare X1 Card VS Penny and see what are their differences

X1 Card logo X1 Card

A metal credit card based on your income, not credit score

Penny logo Penny

Penny is a personal finance app that takes the pain out of keeping track of your finances.
  • X1 Card Landing page
    Landing page //
    2022-12-20
  • Penny Landing page
    Landing page //
    2018-09-30

X1 Card videos

NEWS: X1 Card Launches (Really!) - X1 Visa Credit Card Review 2021

Penny videos

5 Reasons to Buy a Penny Board

More videos:

  • Review - Should you Buy a Penny Board?
  • Review - THE BRAND NEW 32" PENNY SKATEBOARD!

Category Popularity

0-100% (relative to X1 Card and Penny)
Fintech
25 25%
75% 75
Personal Finance
0 0%
100% 100
Online Payments
100 100%
0% 0
Surveys
100 100%
0% 0

User comments

Share your experience with using X1 Card and Penny. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, X1 Card seems to be more popular. It has been mentiond 13 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

X1 Card mentions (13)

  • Passwordless: A Different Kind of Hell
    Payment gateways (paypal, apple, google), in general, do NOT let you cancel individual services and are linked to your CC. Vendors (I'm looking at you, Audible!) constantly hide their account termination under layers of dark patterns. For awhile, I had several ghost subscriptions that I a.) didn't want and b.) couldn't cancel. My credit card card [1] has fundamentally changed my online purchasing experience as it... - Source: Hacker News / 4 months ago
  • Fees for additional cardholders (authorized users)
    Source: https://x1creditcard.com/ , footnote 5 at bottom of web page. Source: about 1 year ago
  • Virtual payment cards
    I use virtual credit cards through my credit card (X1, https://x1creditcard.com). It's been wonderful not only for privacy, but also for keeping track of what all is being spent (including recurring stuff). Source: over 1 year ago
  • Virtual CC as Payment Method?
    I use a virtual card issued by X1 without any issues. Source: over 1 year ago
  • Do privacy.com virtual cards show up on credit/as new accounts?
    For virtual credit cards, I'd recommend the X1 credit card. I have it and it's really useful. As a bonus, they say they don't share purchase history with anyone else. Source: over 1 year ago
View more

Penny mentions (0)

We have not tracked any mentions of Penny yet. Tracking of Penny recommendations started around Mar 2021.

What are some alternatives?

When comparing X1 Card and Penny, you can also consider the following products

PST.NET - Virtual payment cards for online shopping and advertising

Digit - SMS bot that monitors your bank account & saves you money

EPN.net - Virtual cards for any advertising accounts and personal purchases

Olivia - Your new best friend built with an artificial neural network

ABcard - ABcard - service allows you to issue an unlimited number of cards to pay for advertising accounts. 3 unique BINs for any work tasks, management of a team of media buyers inside a personal account and complete anonymity when paying for traffic.

Spendee - See where your money goes