Payment gateways (paypal, apple, google), in general, do NOT let you cancel individual services and are linked to your CC. Vendors (I'm looking at you, Audible!) constantly hide their account termination under layers of dark patterns. For awhile, I had several ghost subscriptions that I a.) didn't want and b.) couldn't cancel. My credit card card [1] has fundamentally changed my online purchasing experience as it... - Source: Hacker News / 4 months ago

Source: https://x1creditcard.com/ , footnote 5 at bottom of web page. Source: about 1 year ago

I use virtual credit cards through my credit card (X1, https://x1creditcard.com). It's been wonderful not only for privacy, but also for keeping track of what all is being spent (including recurring stuff). Source: over 1 year ago

I use a virtual card issued by X1 without any issues. Source: over 1 year ago

For virtual credit cards, I'd recommend the X1 credit card. I have it and it's really useful. As a bonus, they say they don't share purchase history with anyone else. Source: over 1 year ago

Has anyone thought about using Digit's bank account? Seems like it has a lot of similar features to One/Simple. I'm definitely intrigued! https://digit.co/. Source: about 2 years ago

Also, just want to point out for anyone else who's reading that I'm not sure how well this would work for microbudgeting — e.g. gas, food, power bill, etc. — feels like that would be tedious to use with this UI. For me, I'm just setting aside rent, an emergency fund, credit card payments, and "fun money" so they're separate from my main balance. It's more like Digit than YNAB. Source: about 3 years ago