Software Alternatives, Accelerators & Startups

Wise VS Actual Budget

Compare Wise VS Actual Budget and see what are their differences

Wise logo Wise

Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

Actual Budget logo Actual Budget

Robust and simple budgeting that works
  • Wise Landing page
    Landing page //
    2023-09-02
  • Actual Budget Landing page
    Landing page //
    2021-10-18

Wise videos

TransferWise Review - 3 Must Knows (2020)

More videos:

  • Review - TransferWise in detail
  • Review - Transferwise Review

Actual Budget videos

No Actual Budget videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to Wise and Actual Budget)
Online Payments
100 100%
0% 0
Personal Finance
0 0%
100% 100
Money Transfer
100 100%
0% 0
Finance
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Wise and Actual Budget

Wise Reviews

Best money transfer apps of 2021
TransferWise does also offer Business pricing, which adds in extra features that are free, including the ability to receive money in EUR, USD, GBP, PLN, AUD and NZD currencies without charge. However, this comes with a 0.33%-3.56% fee to convert currencies. The supporting TransferWise debit Mastercard comes free too, with the same currency conversion fee of 0.33%-3.56% plus...
Top 7 Wise Alternatives
Wise’s Multi Currency Account (review) and associated Wise card (review) (which works great as a travel money card) are especially useful to expats who need banking features in a new country to pay rent, buy groceries, or receive money like a local (Wise offers international bank details in 10 currencies).
Source: transumo.com
5 Safe Money Transfer Alternatives to Wise
As a money transfer service, Wise (formerly known as TransferWise) is a transparent and easy to use option. But if you’re making an international money transfer, it can be worth looking at some of Wise’s competitors to see which is the best option for you.
Source: www.exiap.com
Cross-border fintech startup Airwallex raises $100M at a valuation of over $1B
For now, the backing of its investors is allowing Airwallex to grow its business without needing to focus on making money. That’s proven tricky for some fintech companies — such as TransferWise and Europe’s challenger banks — but Zhang is confident that when that changes, his company will have little trouble being sustainable.
Source: techcrunch.com

Actual Budget Reviews

We have no reviews of Actual Budget yet.
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Social recommendations and mentions

Based on our record, Actual Budget should be more popular than Wise. It has been mentiond 54 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Wise mentions (24)

  • Which bank in vietnam have the lowest fee for overseas remittance?
    I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly higher fee. But it goes straight into their account. From Wells Fargo I would have to go and get USD then exchange it to Vietnamese currency. Source: 11 months ago
  • We are happy to welcome you to Auction 88 — Coins of The World.
    They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: 11 months ago
  • Recommend me a first credit card with 0 foreign tx fee
    It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: about 1 year ago
  • Renting an apartment without a US Bank account?
    Get a Wise account. Open one in your local currency, and one in US currency. I was doing that for the first few months. Source: over 1 year ago
  • My New Client Is Asking Me For My Bank Info
    I’ve used Wise for bank payments from international clients before: https://wise.com/us/ that way you’re not giving them your actual bank info but the process is similar on the client’s end. Source: over 1 year ago
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Actual Budget mentions (54)

  • Tell HN: YNAB will partly remove direct bank imports
    I use Actual budget. It’s open source, free, but you’ll have to figure out hosting. Bank sync is currently provided in North America by SimpleFin ($15/year) And in Europe by GoCardless I host mine in a Docker container on my NAS. [1] https://actualbudget.com/. - Source: Hacker News / 2 months ago
  • Budgeting App
    If you are tech-savvy then maybe https://actualbudget.com/ - similar to YNAB, but free & open-source. Source: 6 months ago
  • Local-first software: You own your data, in spite of the cloud (2019)
    Looks visually quite similar to https://actualbudget.com/ (open-source, local-first). Did one influence the other? Are they both inspired by some other budget software? - Source: Hacker News / 8 months ago
  • Family finance meetings with spouse?
    I use https://actualbudget.com/ locally. You have to import your transactions yourself and it's all local. Source: 11 months ago
  • What's your strategy for organizing money in your bank accounts?
    If you have the ability to selfhost, Actual budget has been my go to for budgeting. I just input bank transactions usually weekly and assign the transaction to it's appropriate category. Source: 12 months ago
View more

What are some alternatives?

When comparing Wise and Actual Budget, you can also consider the following products

Bill.com - Bill.com provides ACH payments processing, automates your accounts payable and accounts receivable processes.

Firefly III - Financial manager, it can help you keep track of expenses, income, budgets and everything in...

Zoho Invoice - 100% free online invoicing software for small businesses.

YouNeedABudget - Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

The Invoice Machine - The Invoice Machine is an online invoicing service with a simple and elegant user interface.

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.