Sounds like Open Banking which is government driven & regulated, depending on where you are. There are a couple of startups that act as an abstraction layer to try to make the experience "frictionless", like TrueLayer. Source: over 1 year ago

You won't avoid interfacing with an API. Even if you don't want to use Stripe/PayPal, you'll need to wrestle with a banks own API or some kind of broker. TrueLayer is a popular way in Europe to access banks that support the Open Banking API. It is through a banking API that you will get confirmation that a payment has been made, so there should be no chance of sending items "for free". Unless you're posting... Source: over 1 year ago

I had a subscription with TrueLayer. The API service was smooth and their team updated me from time to time. They even helped me with regulation by giving us an agency under their FCA license. Eventually I transferred to Nordigen due to a friend’s recommendation. It was also free so why not. It was easy to integrate their program to my business model. One particular program I am happily using that involves open... Source: over 2 years ago

• The technology that helped us connect you with your banks is powered by TrueLayer Ltd, which is regulated by the UK Financial Conduct Authority (FCA) and their registration number is 901096. We are also registered with the FCA (928953), as an agent of TrueLayer. You will see their interface when you choose your banks as well as a statement in our app stating this relationship. More info about TrueLayer if you... - Source: Hacker News / almost 3 years ago

To take Beeple's $69M NFT as an example, its JSON metadata points us to an IPFS gateway run by http://makersplace.com. Source: about 2 years ago

In theory, but if the hashed file is a JSON that contains a link for the media source of "ipfsgateway.makersplace.com/[UNIQUE STRING]", and makersplace.com goes under, wouldn't it be very challenging to recover the actual file stored on the p2p network and update the embedded link? Source: about 2 years ago

Most IPFS hash's return a JSON file that contains a link to an IPFS gateway that is hosted by the company that minted the NFT. Sure this type may not expire on its own, but if makersplace.com goes under, ipfsgateway.makersplace.com will cease to be hosting anything. Source: about 2 years ago

More likely that the art will live as long as the gateway provider lives. Even for the $65M Beeple purchase, the IPFS hash points to a gateway provided by makersplace.com, which is an NFT minting startup. If they go bust, no one maintains the IPFS gateway, and the $65M NFT points to an IPFS hash that returns a json file that contains a description, a few properties related to the NFT, and a dead link. Source: about 2 years ago

More than half of the artists $100K club sell on more than one platform, the average being two. SuperRare was the most popular amongst the sample group followed closely by MakersPlace. https://media.giphy.com/media/l0MYvOjkBiEB0zjTq/giphy.gif. Source: over 2 years ago