To put a # on it, take your (preferred price - strike price) * # options. This is the paper $ value today assuming you fully vest. You can project what this could be based on how valuation grows. This is a tool for that. But only thing you can control today is making sure you have 1. a salary that you can live on + exercise your options; 2. Enough equity to be worth your time. Source: about 2 years ago

Use something like tldroptions.io to forecast. Source: about 2 years ago

Stock Options – Inversely if you work for a startup, you might get stock options. These are a LONG shot gambling game (like 2% pay off), but I know some guys who their stock is trading in the 30’s and their options were in the $2 range so assuming they make it to lockout I expect to get a call to hang out on their yacht. Personally, there are so many options to screw the employee like clawbacks/ratchet clauses I... Source: about 2 years ago

I don't really get why you'd be asking this question. Especially if you're making that much money a year. Do the math. https://tldroptions.io/ In just about every case, you're rolling dice for what? A faster paced environment and sleepless nights? I get it, the hedonic treadmill is real. Happiness isn't bought with money, but couldn't you just save enough money to semi-retire and do something different at that point? - Source: Hacker News / over 2 years ago

Https://en.wikipedia.org/wiki/Stock_dilution : > Stock dilution, also known as equity dilution, is the decrease in existing shareholders' ownership percentage of a company as a result of the company issuing new equity.[1] New equity increases the total shares outstanding which has a dilutive effect on the ownership percentage of existing shareholders. This increase in the number of shares outstanding can... - Source: Hacker News / over 2 years ago

For those in the US trying to do retirement planning I highly recommend trying: https://projectionlab.com/ I first saw it shared on HN and I've been a happy customer for the past year and the ability to compare the impact of different scenarios has helped me make a few big financial decisions. Good community around it for asking questions too. - Source: Hacker News / 3 months ago

Tools for future planning - Think ProjectionLabs. Heck a collab with the developer would be fantastic. I know there is currently an extension for it, but having it directly integrated would be more ideal. Source: 6 months ago

If you prefer projection over bank statement tracking, then Projection Lab is nice. https://projectionlab.com/. - Source: Hacker News / 8 months ago

A tool [0] that has a free tier and was quite fun to play around with was posted a little bit ago, projectionlab. [0]: https://projectionlab.com. - Source: Hacker News / 8 months ago

It's interesting how many tools can analyze where your money has been going, but few go deep on the planning + forecasting side. Have you thought about building out the "retirement" module more? If you need any inspiration, I've been working on a personal finance simulator for the past two and a half years as a side project (https://projectionlab.com) Really great job with the docs on this, and I love that you... - Source: Hacker News / 9 months ago