ScribeUp VS YouNeedABudget

ScribeUp Reviews

YouNeedABudget Reviews

ScribeUp mentions (4)

• Subscription hack: single-use cards!

  In the US there's also scribeup.io! Doe this so you don't even have to constantly get single use cards. I think it's us only though :/. Source: over 1 year ago

• Fine line between autopay and not paying late fees?

  Re: subscription management, I read that scribeup.io gives you a virtual card to protect you from subscription bills/free trial charges. Have you heard of them? What are your thoughts? Source: over 1 year ago

• Managing Finances

  I actually find that using separate accounts for different functions super helpful. I started by doing a complete reset and decluttering my finances (for example, with subscriptions, I used scribeup.io, for flights and travel, I used my delta card, for online purchases, I use my chase freedom). Source: over 1 year ago

• I’m scared to look at my bank account

  I have this problem too!! I can't keep up with my subscriptions and just realized I was paying for FOUR different fitness apps. FOUR. I now use scribeup.io that scanned my cards and helped me declutter my subscriptions. Super easy -- highly recommend! Source: over 1 year ago

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 10 months ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 11 months ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: 12 months ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago