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Neolink.io VS ProPay

Compare Neolink.io VS ProPay and see what are their differences

Bill.com
Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform. featured
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Neolink.io logo Neolink.io

White-label acquiring platform to launch and scale payment businesses.

ProPay logo ProPay

ProPay is a multiple payment making service provider that lets its users to make payment to anyone in any part of the world.
Not present

Neolink is a cloud-based, white-label acquiring platform built for PSPs, acquirers, and financial institutions looking to launch and scale payment businesses efficiently. The platform provides an end-to-end ecosystem that includes payment processing, merchant onboarding, technical infrastructure, and compliance support — all designed to help licensed payment companies go live in weeks, not months.

With Neolink, you get more than just software. The platform comes fully hosted and supported, allowing you to offer acquiring services under your own brand with minimal internal development. Whether you're launching as a PSP or evolving into a full acquirer, Neolink adapts to your business needs with modular features and scalable architecture.

Key features include:

  • Payment gateway and processing core
  • White-label merchant portal
  • Customizable payment page
  • Automated KYC/AML onboarding
  • Acquirer back office and reporting tools
  • RESTful API for third-party integrations
  • PCI DSS Level 1 certified cloud environment

Neolink supports multi-currency, multi-country and high-risk payment processing with tokenization and omnichannel capabilities. The infrastructure is based on AWS and can be deployed as a primary or backup solution.

The platform is ideal for companies looking to minimize time-to-market and operational overhead while retaining full control over their acquiring strategy. Thanks to its flexible SaaS model, you can scale your business without vendor lock-in — and without compromising on performance or compliance.

  • ProPay Landing page
    Landing page //
    2023-07-05

Neolink.io features and specs

  • White-label support
    Branded merchant portals, customizable interfaces
  • Automated KYC & AML
    Built-in onboarding flows with compliance automation
  • PCI DSS Level 1 Hosting
    Fully secure cloud infrastructure for acquiring services
  • RESTful API
    Seamless integration with external services and providers
  • Multi-currency support
    Accept payments in 100+ currencies globally
  • High-risk payment support
    Designed to handle regulated and complex verticals

ProPay features and specs

  • Security
    ProPay offers robust security features, such as tokenization and end-to-end encryption, to ensure sensitive financial information is protected.
  • Variety of Payment Options
    ProPay supports multiple payment methods, including credit cards, debit cards, and electronic checks, making it versatile for different business needs.
  • Integration
    ProPay can be integrated with various e-commerce and accounting platforms, facilitating seamless business operations.
  • Mobile Payment Solutions
    ProPay provides mobile payment solutions that allow businesses to accept payments on-the-go, enhancing flexibility and convenience.
  • Customer Support
    ProPay offers reliable customer support to assist users with any issues or queries they may have.

Possible disadvantages of ProPay

  • Fees
    ProPay's fee structure can be complex and might be higher than some competitors, which could be a drawback for small businesses.
  • Limited International Presence
    ProPay primarily operates in the United States, which might not be suitable for businesses with significant international transactions.
  • Account Reserves
    Some users report that ProPay requires reserve balances to mitigate risk, which could potentially tie up funds for businesses.
  • User Interface
    The user interface of ProPay's platform can be less intuitive compared to some modern competitors, which might result in a steeper learning curve.
  • Withdrawal Times
    The time it takes to transfer funds from ProPay to a bank account can be longer than expected, which can affect cash flow for businesses.

Analysis of ProPay

Overall verdict

  • ProPay is generally regarded as a good option for businesses needing straightforward and secure payment processing solutions. Its range of features, ease of use, and security measures make it a popular choice for many merchants.

Why this product is good

  • ProPay is considered a reliable payment processing platform due to its comprehensive suite of services designed for small to medium-sized businesses, including secure credit card processing, mobile payments, and e-commerce solutions. It also integrates with various platforms and offers features like fraud protection and account management.

Recommended for

  • Small to medium-sized businesses
  • E-commerce retailers
  • Mobile merchants
  • Service providers seeking integrated payment solutions

Neolink.io videos

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ProPay videos

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ProPay App Walkthrough

More videos:

  • Review - ProPay and Mary Kay Make Sense

Category Popularity

0-100% (relative to Neolink.io and ProPay)

Neolink.io

ProPay

Payment Gateways
100 100%
Payment Gateways
0% 0
Online Payments
0 0%
Online Payments
100% 100
Payments Processing
100 100%
Payments Processing
0% 0
Payment Platform
0 0%
Payment Platform
100% 100

Questions and Answers

As answered by people managing Neolink.io and ProPay.

What makes your product unique?

Neolink.io's answer

Neolink combines a white-label acquiring platform with built-in compliance, onboarding automation, and fully managed infrastructure. Clients don’t just get software — they get a ready-to-use ecosystem that shortens time-to-market and reduces operational complexity. The platform is scalable, modular, and fully hosted in a PCI DSS certified environment.

Why should a person choose your product over its competitors?

Neolink.io's answer

Neolink is ideal for payment service providers and acquirers that want to launch fast and operate under their own brand. Unlike platforms that offer software only, Neolink includes hosting, updates, and business-side support — making it easier to focus on growth, not infrastructure. There’s no vendor lock-in, and the system is flexible enough to fit both startups and established institutions.

How would you describe your primary audience?

Neolink.io's answer

Our primary audience includes:

  • Licensed payment institutions
  • PSPs launching their own acquiring stack
  • Acquiring banks expanding into new markets
  • Fintech startups building payment infrastructure We work with clients at various stages — from MVP to full-scale acquirer.

User comments

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What are some alternatives?

When comparing Neolink.io and ProPay, you can also consider the following products

Corefy - Payment Orchestration Platform — Integrating payment providers and acquirers globally to bring a unified communication, control, and management interface.

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

Boxopay - Launch, control, and scale your bank, PSP, or BaaS API platform with a white-label payment platform.

ACE Money Transfer - ACE Money Transfer is a web-based money transfer service for sending money easily and in a hassle-free mode.

UniPayGateway - Ultimate payment gateway software for merchants, ISOs and PSPs. Full range of payment gateway capabilities. Functionality rich open source payment system.

XE.com - XE.com Inc. (XE) is a Canadian online foreign exchange services company.

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