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PayPal Braintree VS Neolink.io

Compare PayPal Braintree VS Neolink.io and see what are their differences

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PayPal Braintree logo PayPal Braintree

An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

Neolink.io logo Neolink.io

White-label acquiring platform to launch and scale payment businesses.
  • PayPal Braintree Landing page
    Landing page //
    2018-10-10
Not present

Neolink is a cloud-based, white-label acquiring platform built for PSPs, acquirers, and financial institutions looking to launch and scale payment businesses efficiently. The platform provides an end-to-end ecosystem that includes payment processing, merchant onboarding, technical infrastructure, and compliance support — all designed to help licensed payment companies go live in weeks, not months.

With Neolink, you get more than just software. The platform comes fully hosted and supported, allowing you to offer acquiring services under your own brand with minimal internal development. Whether you're launching as a PSP or evolving into a full acquirer, Neolink adapts to your business needs with modular features and scalable architecture.

Key features include:

  • Payment gateway and processing core
  • White-label merchant portal
  • Customizable payment page
  • Automated KYC/AML onboarding
  • Acquirer back office and reporting tools
  • RESTful API for third-party integrations
  • PCI DSS Level 1 certified cloud environment

Neolink supports multi-currency, multi-country and high-risk payment processing with tokenization and omnichannel capabilities. The infrastructure is based on AWS and can be deployed as a primary or backup solution.

The platform is ideal for companies looking to minimize time-to-market and operational overhead while retaining full control over their acquiring strategy. Thanks to its flexible SaaS model, you can scale your business without vendor lock-in — and without compromising on performance or compliance.

PayPal Braintree features and specs

  • Comprehensive Payment Options
    Braintree supports a variety of payment methods, including credit/debit cards, PayPal, Apple Pay, Google Pay, and more, giving businesses the flexibility to offer multiple payment options to their customers.
  • Global Reach
    Braintree offers support for multiple currencies and countries, making it suitable for businesses that operate or plan to operate internationally.
  • Developer Friendly
    Braintree provides extensive documentation, SDKs, and APIs, making it an excellent choice for developers looking for easy integration and customization.
  • Advanced Security
    Braintree offers robust security features such as PCI compliance, data encryption, and fraud detection tools to ensure transactions are secure.
  • Transparent Pricing
    Braintree offers straightforward and transparent pricing without hidden fees, making it easier for businesses to understand their costs.
  • Recurring Billing
    Braintree supports subscription-based billing and recurring payments, making it ideal for businesses that offer subscription services.

Possible disadvantages of PayPal Braintree

  • Complex Onboarding
    Some users have reported that the onboarding process can be complicated and time-consuming, especially for smaller businesses or those with less technical expertise.
  • Fees for International Transactions
    While Braintree supports global transactions, there are additional fees for currency conversion and international payments, which can add up for businesses with a large international customer base.
  • Limited Customer Support
    Some users have experienced difficulties with the limited availability of customer support, especially when dealing with urgent issues.
  • Complex Fee Structure
    While Braintree's pricing is transparent, it can still be complex with various fees for different types of transactions, making it harder for businesses to estimate their exact costs.
  • Settlement Times
    The time it takes for funds to be settled into the business's bank account can be longer compared to some other payment processors, which might be a concern for businesses needing quicker access to their funds.

Neolink.io features and specs

  • White-label support
    Branded merchant portals, customizable interfaces
  • Automated KYC & AML
    Built-in onboarding flows with compliance automation
  • PCI DSS Level 1 Hosting
    Fully secure cloud infrastructure for acquiring services
  • RESTful API
    Seamless integration with external services and providers
  • Multi-currency support
    Accept payments in 100+ currencies globally
  • High-risk payment support
    Designed to handle regulated and complex verticals

Analysis of PayPal Braintree

Overall verdict

  • Yes, Braintree Payments is generally considered to be a good option for businesses looking for a reliable, secure, and flexible payment processing solution. It benefits from PayPal’s infrastructure and reputation while providing a suite of advanced tools that are appreciated by both developers and end users.

Why this product is good

  • Braintree Payments, a division of PayPal, is highly regarded for its robust payment processing solutions that cater to both large enterprises and smaller businesses. It offers a wide range of features including support for multiple currencies, fraud protection, seamless integration options, and a flexible pricing model. Its developer-friendly platform includes comprehensive documentation and tools, making it easier to implement customized payment solutions.

Recommended for

  • E-commerce businesses seeking a robust payment gateway.
  • Merchants requiring multi-currency processing.
  • Startups and developers needing flexible integration options.
  • Companies looking for advanced fraud protection features.

PayPal Braintree videos

+ Add

Collect payments with the Braintree payment processor

More videos:

  • Review - Kai's Paypal vs Braintree vs Stripe tour

Neolink.io videos

No Neolink.io videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to PayPal Braintree and Neolink.io)

PayPal Braintree

Neolink.io

Online Payments
100 100%
Online Payments
0% 0
Payment Gateways
0 0%
Payment Gateways
100% 100
Payment Platform
100 100%
Payment Platform
0% 0
Payments Processing
0 0%
Payments Processing
100% 100

Questions and Answers

As answered by people managing PayPal Braintree and Neolink.io.

What makes your product unique?

Neolink.io's answer:

Neolink combines a white-label acquiring platform with built-in compliance, onboarding automation, and fully managed infrastructure. Clients don’t just get software — they get a ready-to-use ecosystem that shortens time-to-market and reduces operational complexity. The platform is scalable, modular, and fully hosted in a PCI DSS certified environment.

Why should a person choose your product over its competitors?

Neolink.io's answer:

Neolink is ideal for payment service providers and acquirers that want to launch fast and operate under their own brand. Unlike platforms that offer software only, Neolink includes hosting, updates, and business-side support — making it easier to focus on growth, not infrastructure. There’s no vendor lock-in, and the system is flexible enough to fit both startups and established institutions.

How would you describe your primary audience?

Neolink.io's answer:

Our primary audience includes:

  • Licensed payment institutions
  • PSPs launching their own acquiring stack
  • Acquiring banks expanding into new markets
  • Fintech startups building payment infrastructure We work with clients at various stages — from MVP to full-scale acquirer.

User comments

Share your experience with using PayPal Braintree and Neolink.io. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare PayPal Braintree and Neolink.io

PayPal Braintree Reviews

What to Use Instead of PayPal? 10 Best PayPal Alternatives
Braintree is a PayPal service, but it is still one of the PayPal alternative payment methods worth considering. There is no monthly fee for using this payment service. Accepting payments from credit or debit cards or digital wallets costs 2.59% + $0.49 per transaction. You can also use Braintree to accept Venmo payments in the United States, but this costs 3.49% + $0.49....
Source: www.podium.com.au
Best payment gateway: Top 7 best payment gateways
Braintree, which belongs to PayPal, offers both in-store and online payment processing. It’s a simple service that accepts all the most popular payment methods, with a sleek interface.
Source: wise.com
Would you use Paddle, Chargebee, Chargify, or just Stripe?
The value that those services provide is a single solution for both PayPal and Stripe. It's tempting, but paying someone forever like that isn't ideal. I would roll Stripe to start, then implement Braintree for PayPal at a later time.
Source: www.indiehackers.com
Australian Payment Gateways
Ideal for companies who want to want to expand globally (similar to Stripe mentioned above), Braintree (a subsidiary of PayPal) accepts payments in more than 130 currencies, with minimal fees. They also offer a premium mobile experience, accepting cards, PayPal and Apple Pay, and have flexible features including the ability to split payments between you and your...
Source: soulandwolf.com.au

Neolink.io Reviews

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What are some alternatives?

When comparing PayPal Braintree and Neolink.io, you can also consider the following products

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Corefy - Payment Orchestration Platform — Integrating payment providers and acquirers globally to bring a unified communication, control, and management interface.

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

Boxopay - Launch, control, and scale your bank, PSP, or BaaS API platform with a white-label payment platform.

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

UniPayGateway - Ultimate payment gateway software for merchants, ISOs and PSPs. Full range of payment gateway capabilities. Functionality rich open source payment system.

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