Software Alternatives & Reviews

MoneyDance VS Qube Money

Compare MoneyDance VS Qube Money and see what are their differences

MoneyDance logo MoneyDance

Moneydance is a powerful yet easy to use personal finance app for Mac, Windows, Linux, iPhone and iPad.

Qube Money logo Qube Money

Qube Money is the #1 new budgeting app on a mission to digitize cash envelopes! Create a budget in minutes and start spending with purpose. Download the app today and start organizing your finances.
  • MoneyDance Landing page
    Landing page //
    2023-04-13
  • Qube Money Landing page
    Landing page //
    2023-09-08

Qube Money is a fintech startup company located at the base of silicon slopes in Pleasant Grove, Utah.

Qube Money’s new app combines its digital cash envelope budgeting method with a full banking suite. This unique banking experience puts intention at the core of each transaction making it easy for Americans to make purposeful decisions about their budgets in real-time.

The app modernizes the outdated envelope budgeting system of previous generations by digitizing budgets into “qubes”. Consumers then set limits for different qube budgets, like groceries, clothing, and entertainment. 

A physical Qube Money debit card gives shoppers access to their pre-budgeted qube funds. This unique budgeting app helps consumers avoid overspending. When money in a qube is insufficient, shoppers are empowered to make in-the-moment budgeting choices about a purchase.

The app is engineered to support a variety of budgeting dynamics in the household. Couples can choose Qube Companion Cards to strengthen financial transparency and keep open communication about shared budgets. Qube Money also offers an effective tool for families to track spending across different family members. With the help of Kid Cards, parents and children learn about responsible spending habits together. 

Qube Money will be available to qualifying customers in the U.S. To learn more about the innovative app, visit the Qube Money website.

MoneyDance

Pricing URL
-
$ Details
-
Platforms
-
Release Date
-

Qube Money

$ Details
freemium $8.0 / Monthly (Premium User)
Platforms
iOS Android
Release Date
2021 January

MoneyDance videos

MoneyDance Tutorial #1 (fixed audio)

More videos:

  • Review - Mac Monday: Moneydance

Qube Money videos

Digital Cash Envelope Budgeting System

More videos:

  • Review - Qube Money Review
  • Review - Qube Money Preview: A Digital Cash Envelopes Solution?
  • Review - Budgeting Apps: Qube Money Review [Digital Envelope System] 💵
  • Review - Honest Review - Qube Money - Jerad

Category Popularity

0-100% (relative to MoneyDance and Qube Money)
Personal Finance
70 70%
30% 30
Financial Planner
75 75%
25% 25
Accounting
77 77%
23% 23
Finance
62 62%
38% 38

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare MoneyDance and Qube Money

MoneyDance Reviews

Best personal finance software of 2024
Moneydance - Buy now for just £44.41 For personal use, people who use Moneydance should buy one license per household, no matter how many computers you install it on, operating systems you use, people who use Moneydance, or data files you create. For business use, please buy one license per computer Moneydance is installed on, or per data file (on a shared network),...
18 Best Free GnuCash Alternatives for Free Accounting
It comes with an easy to use interface that makes financial management a breeze. Online banking, summary of your finances, generating visual reports of your income and expenses, keeping accounts register, and reminders are some of the features offered by Moneydance. Comes with a free trial period and 90 days money back guarantee.
Source: thegeekpage.com
11 Best Quicken Alternatives in 2021 (#1 is Free)
With so many apps going online, Moneydance takes a different approach. You download Moneydance software rather than use it online. Once downloaded, the software works much like you would expect.
Source: robberger.com
18 Best Free GnuCash Alternatives for Free Accounting
It comes with an easy to use interface that makes financial management a breeze. Online banking, summary of your finances, generating visual reports of your income and expenses, keeping accounts register, and reminders are some of the features offered by Moneydance. Comes with a free trial period and 90 days money back guarantee.
Source: merabheja.com
10 Mint.com Alternatives – Money Apps Fresher than Mint dot com
You may be surprised to know that MoneyDance is one of the very few personal finance tools that does not upload your data to the cloud. They offer the ability to link accounts online for automatic transaction updates or you can do everything manually.
Source: wallethacks.com

Qube Money Reviews

  1. Life changing app

    Qube Money is the first app that has become my primary banking and budgeting app all in one place! I may be a little bias because I work for the company, but seriously, it's an incredible app.

    🏁 Competitors: YouNeedABudget
    👍 Pros:    Easy to use|Customer support|Great ui|Quality|Excellent features|Accurate

The Best Personal Finance Budget Software with Apps (In 2020)
Cons: The fact that you are unable to use your Qube Money debit card if you do not have your phone available could be problematic. Qube Money recommends taking a separate pay card to alleviate this concern.
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
Another budgeting app that uses the envelope system model is Qube Money (formerly known as Proactive Budget). Qube simplifies budgeting by splitting your money into several digital accounts, giving every dollar a job.

Social recommendations and mentions

Based on our record, MoneyDance should be more popular than Qube Money. It has been mentiond 22 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

MoneyDance mentions (22)

  • Ask HN: How do you manage your personal finances?
    Here's my European personal finance software on Apple Macs and iPads journey. I used to use MoneyWiz but it couldn't handle both American, Irish, and Swedish bank or investment accounts. So I outgrew it quickly. Then I did it manually in Excel, and Later Moneydance that is really a great product. That said it didn't really work for me due to my undiagnosed ADHD brain. There is some automation in Monedance but I... - Source: Hacker News / 10 months ago
  • Profit/loss and invoice mgmt tool for non-US SME that is not QuickBooks?
    Starting a new corporation and with that P&L balance and without having a CPA on ongoing payroll want to do a much better job at managing my P&L. Currently have done bookkeeping with a combination of CSV bank statement exports and then a manual Perl-based parser to categorize and prepare for taxes. This process has worked fairly well because there are several international accounts that need to be considered that... Source: 11 months ago
  • Good, modern, )open-source?) profit and loss balancing tool with invoicing capabilities for non-US SME?
    I have looked at: — https://bigcapital.ly/ — looks promising but seem in its early phase so maybe not super mature— https://moneydance.com/ — seems only work for personal — This reddit thread — mostly focused on personal finances too. Source: 11 months ago
  • reccomendations for personal finance apps 💸
    I've used Moneydance (https://moneydance.com/) for years, but I will probably be looking for something else since they still have not been able to get a version that will run on ARM. It has been working as expected using Rosetta, but it runs kinda slow. Source: 12 months ago
  • Cheaper alternative to QuickBooks
    MoneyDance might be worth looking into. I've been using it for a couple of years and I'm quite liking it. It says for personal finances, but as cash-based business it should be fine for your uses I expect. Source: about 1 year ago
View more

Qube Money mentions (11)

  • MX and Chase not updating?
    I saw this app - https://qubemoney.com/ . Sounds like what you’re describing. Source: 5 months ago
  • Why Verizon, AT&T and T-Mobile Want to Access Your Bank Account
    It is not clear in the article who will keep debit cards as accepted forms of payment. At least for mobile providers who will still offer debit for payment in the future, you do not have to provide your bank account number. Though you do lose out on credit card benefits like points/rewards and the ease of disputing charges. For those whose mobile providers will switch to only using bank account numbers for... - Source: Hacker News / 8 months ago
  • Introducing the Qube Rewards Blockchain Community
    This page is managed by individual Qube Rewards Node Owners who are part of the Qube Rewards and Qube Money community. For more information about Qube Money (the company), please visit their website at qubemoney.com. Source: about 1 year ago
  • I'm finally switching to a cash based budget!
    Forgot a link for anyone interested: https://qubemoney.com/. Source: over 1 year ago
  • Qube Money
    Has anyone heard of Qube Money? I have been a YNAB user for 7-8 years but this bank/budget has peaked my interest. The main pain point with YNAB is entering transactions manually or trying to get auto import to work which rarely does. Qube automatically does this because it is the bank and the budget connected. Anyone has experience with this ? Why or why. not? Source: over 1 year ago
View more

What are some alternatives?

When comparing MoneyDance and Qube Money, you can also consider the following products

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

YouNeedABudget - Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

Quicken - Stay in control of your monthly cash flows, budgets, and expenditures. Quicken provides a navigable interface where you can organize your debit, credit, and savings, and build good habits accordingly.

Money Tracker Pro - K-Tech Systems - experts in the world of .Net

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.

Gnuaccounting - Gnuaccounting is a Free Java cross-platform accounting and bookkeeping application. Features