Ask HN: How do you manage your personal finances?

1

Ledger-cli.org

You could use something like Ledger (https://ledger-cli.org/).

#Accounting #Personal Finance #Finance 19 social mentions

I use Lunchmoney (https://lunchmoney.app/) and have enjoyed it for the past year. It takes a rules based approach to transaction management and features your usual budget and net worth tracking. It also has a pretty good API you can use to further integrate transactions with other systems (I’ve done some work to forward some transactions to a Notion Database). If you want a referral link: https://lunchmoney.app/?refer=3xlamc3c.

#Personal Finance #Financial Planner #Finance 43 social mentions

3

MoneyDance

Here's my European personal finance software on Apple Macs and iPads journey. I used to use MoneyWiz but it couldn't handle both American, Irish, and Swedish bank or investment accounts. So I outgrew it quickly. Then I did it manually in Excel, and Later Moneydance that is really a great product. That said it didn't really work for me due to my undiagnosed ADHD brain. There is some automation in Monedance but I never got forex exchange rates or Stocks to work like I wanted automatically. I know you can get it working but for some reason I never got it to. THey later got some automation for a 2 euro subscription fee, but it cant handle my Irish or Swedish banks only American banks. If you are in to privacy then Moneydance is the software for you, they are really big on not wanting your data which is refreshing. It really is a great software, Im just not Neurotypical enough to use it though. https://moneydance.com/ Now I am using Banktivity that handles all European and American banks, with automatic updates. https://www.banktivity.com/ I love it. It just handles stuff for me, and my ADHD brain feels in control of economy again...

#Personal Finance #Financial Planner #Accounting 22 social mentions