Based on our record, Wise should be more popular than Lending Club. It has been mentiond 24 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.
I used lendingclub.com in the past and they were pretty quick, and deposited the money right into my account. At the time I felt the rate was higher than I'd like, but now having learned more it was average, personal loans just tend to have higher rates. It will be based on your credit. Aside from this, try looking at your own bank since you have a relationship already, or a credit union. Source: 10 months ago
But this does not solve the main issue , which is I can't get credentials to login if I'm not a residence in the US. My main issue is the credentials not the automation. I need a valid user name and password to lendingclub.com or a way to open an account without being a US resident or a way around it. Source: over 1 year ago
Agree! Try Prosper.com, lightstream.com or lendingclub.com. Source: over 1 year ago
I am not sure what kind of rates you are being quoted, but I used lendingclub.com to finance my first van purchase quite a few years ago. Rates depend on credit, and they have origination fees but they don't verify anything at all on what they money is used for. You just have to say you aren't using it for investment purposes if I remember correctly. I think the rate was around 8-9% though, with APR of 10.5%... Source: almost 2 years ago
The other option you might try is getting a personal loan instead of an auto loan. You could try with your bank, or a place like lendingclub.com. With zero credit this might also be challenging, and you'll probably pay a higher interest rate, but it's something else to look into. Source: about 2 years ago
I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly higher fee. But it goes straight into their account. From Wells Fargo I would have to go and get USD then exchange it to Vietnamese currency. Source: 10 months ago
They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: 11 months ago
It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: about 1 year ago
Get a Wise account. Open one in your local currency, and one in US currency. I was doing that for the first few months. Source: over 1 year ago
I’ve used Wise for bank payments from international clients before: https://wise.com/us/ that way you’re not giving them your actual bank info but the process is similar on the client’s end. Source: over 1 year ago
DocMagic - DocMagic is a web-based platform that is used to digitalize your mortgage and payment process by offering you tools that are easy to use and simple.
Bill.com - Bill.com provides ACH payments processing, automates your accounts payable and accounts receivable processes.
MBS Highway - MBS Highway is a web-based loan or mortgage management software solution that allows you to connect all your parties and stakeholders and helps you to complete the process quickly.
Zoho Invoice - 100% free online invoicing software for small businesses.
LendingWise - LendingWise is an intelligent and web-based software solution that permits you to automate your lending business and allows you to improve the CRM of your organization.
The Invoice Machine - The Invoice Machine is an online invoicing service with a simple and elegant user interface.