Software Alternatives & Reviews

Lending Club VS SmartBiz

Compare Lending Club VS SmartBiz and see what are their differences

Lending Club logo Lending Club

Credit marketplace for peer-to-peer lending

SmartBiz logo SmartBiz

SmartBiz is a SBA funding marketplace.
  • Lending Club Landing page
    Landing page //
    2023-06-13
  • SmartBiz Landing page
    Landing page //
    2023-04-27

Lending Club videos

INVESTING with Lending Club 4 YEARS LATER - Lending Club Review 2019

More videos:

  • Review - My Lending Club Investment Review (what I did wrong 😭)
  • Review - Lending Club Review & Returns After 4 Years Investing Peer to Peer Lending App

SmartBiz videos

SmartBiz Loans Review ($30,000-$5,000,000 SBA Loan Available!) - Repayment Terms Of 10-25 Years?!

More videos:

  • Review - SmartBiz Review: Get SBA 7(a) Loans Up to $350,000 and SBA Real Estate Loans Up to $5 Million
  • Review - SmartBiz PPP loan reviews - real downsides of applying with this company! Did you get funded?

Category Popularity

0-100% (relative to Lending Club and SmartBiz)
Fintech
76 76%
24% 24
Finance
72 72%
28% 28
ERP
59 59%
41% 41
Personal Finance
100 100%
0% 0

User comments

Share your experience with using Lending Club and SmartBiz. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Lending Club should be more popular than SmartBiz. It has been mentiond 7 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Lending Club mentions (7)

  • Best places for a Personal Loan?
    I used lendingclub.com in the past and they were pretty quick, and deposited the money right into my account. At the time I felt the rate was higher than I'd like, but now having learned more it was average, personal loans just tend to have higher rates. It will be based on your credit. Aside from this, try looking at your own bank since you have a relationship already, or a credit union. Source: 10 months ago
  • scraping lendingclub.com
    But this does not solve the main issue , which is I can't get credentials to login if I'm not a residence in the US. My main issue is the credentials not the automation. I need a valid user name and password to lendingclub.com or a way to open an account without being a US resident or a way around it. Source: over 1 year ago
  • Same day pay day loan
    Agree! Try Prosper.com, lightstream.com or lendingclub.com. Source: over 1 year ago
  • Securing Funding
    I am not sure what kind of rates you are being quoted, but I used lendingclub.com to finance my first van purchase quite a few years ago. Rates depend on credit, and they have origination fees but they don't verify anything at all on what they money is used for. You just have to say you aren't using it for investment purposes if I remember correctly. I think the rate was around 8-9% though, with APR of 10.5%... Source: almost 2 years ago
  • Questions about a auto loan
    The other option you might try is getting a personal loan instead of an auto loan. You could try with your bank, or a place like lendingclub.com. With zero credit this might also be challenging, and you'll probably pay a higher interest rate, but it's something else to look into. Source: about 2 years ago
View more

SmartBiz mentions (3)

  • Anyone receive closing docs or funding from Smartbiz?
    On the main website (smartbizloans.com) there should be a little icon in the bottom right corner that's orange circle icon with a white square inside. For some reason it only appears on the homepage, not on the login screen or on your dashboard. Click that. Source: about 3 years ago
  • Should I cancel and reapply my PPP loan that is unsigned?
    I submitted a PPP loan to smartbizloans.com/ as a sole proprietor before they updated the forms to take line 7. I was informed this morning that even though I haven't signed the docs they can't update my loan amount and that I would need to cancel and resubmit. Source: about 3 years ago
  • Bank of America - BOA - Status Changing after 3 weeks!!
    I submitted through smartbizloans and they have completed my application. The calculation was almost the same as BOA's first draw amount, but a little less. I have personally had emails from an actual person working on the loan. So far...so good...what did you end up doing? Source: about 3 years ago

What are some alternatives?

When comparing Lending Club and SmartBiz, you can also consider the following products

DocMagic - DocMagic is a web-based platform that is used to digitalize your mortgage and payment process by offering you tools that are easy to use and simple.

MBS Highway - MBS Highway is a web-based loan or mortgage management software solution that allows you to connect all your parties and stakeholders and helps you to complete the process quickly.

Ezbob - Ezbob is lending software that provides end-to-end digital lending solutions for lenders with SME lending, consumer lending, and asset finance.

LendingWise - LendingWise is an intelligent and web-based software solution that permits you to automate your lending business and allows you to improve the CRM of your organization.

Qualia - Qualia empowers organizations to deliver seamless consumer experiences across all devices, from intent to conversion.

SimpleNexus - SimpleNexus is a web-based platform that allows you to manage and conduct your loan process and helps you to bring all the stakeholders on a single platform for a quick and easy transaction.