Lending Club VS Payable

I used lendingclub.com in the past and they were pretty quick, and deposited the money right into my account. At the time I felt the rate was higher than I'd like, but now having learned more it was average, personal loans just tend to have higher rates. It will be based on your credit. Aside from this, try looking at your own bank since you have a relationship already, or a credit union. Source: 10 months ago

But this does not solve the main issue , which is I can't get credentials to login if I'm not a residence in the US. My main issue is the credentials not the automation. I need a valid user name and password to lendingclub.com or a way to open an account without being a US resident or a way around it. Source: over 1 year ago

Agree! Try Prosper.com, lightstream.com or lendingclub.com. Source: over 1 year ago

I am not sure what kind of rates you are being quoted, but I used lendingclub.com to finance my first van purchase quite a few years ago. Rates depend on credit, and they have origination fees but they don't verify anything at all on what they money is used for. You just have to say you aren't using it for investment purposes if I remember correctly. I think the rate was around 8-9% though, with APR of 10.5%... Source: almost 2 years ago

The other option you might try is getting a personal loan instead of an auto loan. You could try with your bank, or a place like lendingclub.com. With zero credit this might also be challenging, and you'll probably pay a higher interest rate, but it's something else to look into. Source: about 2 years ago

So, I'm a US-based Dasher. I was chatting with one of the friendly representatives from our beloved DoorDash. All I need is a 1099-NEC form before the Gestapo IRS comes knocking on my door. I figured I'd received it via e-mail or traditional postage. The agent referred me to the site payable.com which seems more geared towards an employer or company, and I do not see my 1099-NEC. If anyone got any information... Source: about 3 years ago