Kikoff and Self are good and cheap ways to build credit; a Walmart rewards card too. Get a separate account with online statements that go to a new email. Source: about 1 year ago

I do use KickOff and just kinda’ let that do it’s thing, and have been doing so since December. Source: about 1 year ago

I don't know if you heard of Kickoff but this has tremendously assisted me in my journey to rebuild my credit. Source: about 2 years ago

Https://kikoff.com/ | [Frontend (React) / Mobile (Flutter) / Backend (Rails)] | SFBay , Remote Okay The fastest growing credit builder company. Our mission is to turn credit builders into great borrowers. Raised our Series B last June and have an amazing team, many of us worked together in some form at startups previously (Lime, Square, Gusto), and our CEO Cynthia is an extremely experienced FinTech leader,... - Source: Hacker News / over 2 years ago

If you have no credit and are looking to build it, check out https://kikoff.com/. Source: over 2 years ago

You can get an Experian Fico 8 score for free at Experian.com or creditscore.com and you can get your Equifax Fico 8 score for free at MyFico.com. That's what I would recommend starting. Source: about 1 year ago

Any tips on how I should go about that? I found websites like creditscore.com but don't know how reliable they are. Also I assume the score would just be a number. In that case how would I know if the possible collection is affecting it and how would I resolve this issue. Thanks. Source: about 1 year ago

If you don't have a source to get a Fico score, you can grab one from creditscore.com - that is your Experian Fico Score 8, a highly relevant score used frequently in lending. Source: about 1 year ago

You have 30+ different Fico scores. Some are more widely used than others. You can go to creditscore.com to grab a free Experian Fico 8 score, one of the more commonly used ones. Fico scores are used in 90% of lending decisions, so the chances of you finding someone that uses VS3 is pretty rare almost never happens with credit cards. Credit card companies often provide a free VS3 on your account since it's... Source: over 1 year ago

Be aware that you have some 30+ different Fico scores, not just one. One free source of one (Experian Fico 8) is from creditscore.com. As for how your Fico scores will compare to your VS3s, they can be all over the place. I've seen some people with Fico scores 100 points lower than VS3s, others with VS3s 100 points lower than Fico scores. It's also possible to have a 100+ point variance between Fico scores, as... Source: over 1 year ago