Software Alternatives & Reviews

IOU Financial VS Lending Club

Compare IOU Financial VS Lending Club and see what are their differences

IOU Financial logo IOU Financial

IOU Financial is an online small business funding software program that allows small business to get their working capital on low-interest rates.

Lending Club logo Lending Club

Credit marketplace for peer-to-peer lending
  • IOU Financial Landing page
    Landing page //
    2021-12-04
  • Lending Club Landing page
    Landing page //
    2023-06-13

IOU Financial videos

IOU Financial Review

Lending Club videos

INVESTING with Lending Club 4 YEARS LATER - Lending Club Review 2019

More videos:

  • Review - My Lending Club Investment Review (what I did wrong 😭)
  • Review - Lending Club Review & Returns After 4 Years Investing Peer to Peer Lending App

Category Popularity

0-100% (relative to IOU Financial and Lending Club)
Finance
23 23%
77% 77
Fintech
18 18%
82% 82
ERP
35 35%
65% 65
Personal Finance
0 0%
100% 100

User comments

Share your experience with using IOU Financial and Lending Club. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Lending Club seems to be more popular. It has been mentiond 7 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

IOU Financial mentions (0)

We have not tracked any mentions of IOU Financial yet. Tracking of IOU Financial recommendations started around Mar 2021.

Lending Club mentions (7)

  • Best places for a Personal Loan?
    I used lendingclub.com in the past and they were pretty quick, and deposited the money right into my account. At the time I felt the rate was higher than I'd like, but now having learned more it was average, personal loans just tend to have higher rates. It will be based on your credit. Aside from this, try looking at your own bank since you have a relationship already, or a credit union. Source: 10 months ago
  • scraping lendingclub.com
    But this does not solve the main issue , which is I can't get credentials to login if I'm not a residence in the US. My main issue is the credentials not the automation. I need a valid user name and password to lendingclub.com or a way to open an account without being a US resident or a way around it. Source: over 1 year ago
  • Same day pay day loan
    Agree! Try Prosper.com, lightstream.com or lendingclub.com. Source: over 1 year ago
  • Securing Funding
    I am not sure what kind of rates you are being quoted, but I used lendingclub.com to finance my first van purchase quite a few years ago. Rates depend on credit, and they have origination fees but they don't verify anything at all on what they money is used for. You just have to say you aren't using it for investment purposes if I remember correctly. I think the rate was around 8-9% though, with APR of 10.5%... Source: almost 2 years ago
  • Questions about a auto loan
    The other option you might try is getting a personal loan instead of an auto loan. You could try with your bank, or a place like lendingclub.com. With zero credit this might also be challenging, and you'll probably pay a higher interest rate, but it's something else to look into. Source: about 2 years ago
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What are some alternatives?

When comparing IOU Financial and Lending Club, you can also consider the following products

DocMagic - DocMagic is a web-based platform that is used to digitalize your mortgage and payment process by offering you tools that are easy to use and simple.

Qualia - Qualia empowers organizations to deliver seamless consumer experiences across all devices, from intent to conversion.

MBS Highway - MBS Highway is a web-based loan or mortgage management software solution that allows you to connect all your parties and stakeholders and helps you to complete the process quickly.

LendingWise - LendingWise is an intelligent and web-based software solution that permits you to automate your lending business and allows you to improve the CRM of your organization.

The Mortgage Office - The Mortgage Office is a web-based loan serving platform that allows you to automate your loan process and close the loan deals quickly.

SimpleNexus - SimpleNexus is a web-based platform that allows you to manage and conduct your loan process and helps you to bring all the stakeholders on a single platform for a quick and easy transaction.