Software Alternatives & Reviews

FinWise VS YouNeedABudget

Compare FinWise VS YouNeedABudget and see what are their differences

FinWise logo FinWise

Personal Finances, Simplified

YouNeedABudget logo YouNeedABudget

Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!
  • FinWise Landing page
    Landing page //
    2023-11-15
  • FinWise Get everything you need to manage and control your personal finances and reach your financial goals.
    Get everything you need to manage and control your personal finances and reach your financial goals. //
    2024-04-15
  • FinWise Simple, Powerful Budgeting
    Simple, Powerful Budgeting //
    2024-04-15
  • FinWise Securely link and track all your bank accounts, credit cards, investment accounts, mortgages, homes, vehicles and more for a holistic view of all your finances
    Securely link and track all your bank accounts, credit cards, investment accounts, mortgages, homes, vehicles and more for a holistic view of all your finances //
    2024-04-15
  • FinWise All Your Transactions, In One Place
    All Your Transactions, In One Place //
    2024-04-15
  • FinWise Get insights into your spending, cashflow, savings and net-worth with advanced trends and analysis
    Get insights into your spending, cashflow, savings and net-worth with advanced trends and analysis //
    2024-04-15
  • FinWise Create financial plans to simulate and forecast your financial future.
    Create financial plans to simulate and forecast your financial future. //
    2024-04-15

The modern way to manage your personal finances, including budgeting, net-worth tracking, trends and insights, financial planning and forecasting, and more.

  • YouNeedABudget Landing page
    Landing page //
    2023-01-06

FinWise

$ Details
freemium $6.99 / Monthly
Platforms
Web
Release Date
2023 May

YouNeedABudget

Pricing URL
-
$ Details
-
Platforms
-
Release Date
-

FinWise features and specs

  • Budgeting & Expense Tracking: Yes
  • Net-worth Tracking: Yes
  • Secure Account Syncing: Yes
  • AI Transaction Categorization: Yes
  • Trends & Analysis: Yes
  • Couples/Collaborative Budgeting: Yes
  • Bills & Subscriptions: Yes

YouNeedABudget features and specs

No features have been listed yet.

FinWise videos

Finwise App Review

YouNeedABudget videos

Beginners guide

Category Popularity

0-100% (relative to FinWise and YouNeedABudget)
Personal Finance
3 3%
97% 97
Budgeting
100 100%
0% 0
Financial Planner
2 2%
98% 98
Finance
8 8%
92% 92

Questions and Answers

As answered by people managing FinWise and YouNeedABudget.

What makes your product unique?

FinWise's answer

FinWise is a modern, simple and intuitive budgeting and personal finance management app that makes it easy to save money, and manage all your personal finances.

User comments

Share your experience with using FinWise and YouNeedABudget. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare FinWise and YouNeedABudget

FinWise Reviews

  1. FinWise is simple and streamlined in terms of it's functions and layout. If your primary focus is on Personal Budgeting and Saving, FinWise is the one App I would recommend trying

  2. Personal Budgeting Apps

    FinWise is one of the best made applications I've ever used, that's coming from a person working in IT. From the perspective of a financial planner, I love this app and the way it works. I didn't know what I wanted from a budget app until I tried FinWise. From a Developer standpoint, this application is amazing and incredibly well made. So many little things that other apps leave out, makes using the FinWise Tools so much easier. Hope to see this grow and succeed in such a large competitive field

    FinWise is one of the best made applications I've ever used, that's coming from a person working in IT. From the perspective of a financial planner, I love this app and the way it works. I didn't know what I wanted from a budget app until I tried FinWise. From a Developer standpoint, this application is amazing and incredibly well made. So many little things that other apps leave out, makes using the FinWise Tools so much easier. Hope to see this grow and succeed in such a large competitive field

  3. Really easy to use and great customer support!

    I've been using FinWise for 3 months, and I'm really enjoying the UI. My accounts sync seamlessly, transactions are categorized accurately and automatically, and the team has been pushing new features on an ongoing basis! Looking forward to couple support!

    🏁 Competitors: YouNeedABudget
    👍 Pros:    Ui is very attractive
    👎 Cons:    Nothing, so far

YouNeedABudget Reviews

Best 9 Personal Finance Software For Windows 11, 10 Free PC, Surface Pro
Ynab stands for You Need a Budget is a personal finance cum budgeting app designed for Windows users. The software is designed to work with Windows’ latest computer system i.e. Windows 11. It comes with basic money management features and also supports cross-platform i.e. Mac and mobile operating systems- Android and iOS.
Best personal finance software of 2024
YNAB's primary mission, as you might expect, is to help you curb overspending and avoid living from paycheck to paycheck. Stick to the program, temper your spending appropriately, and eventually YNAB will see you spending last month's money rather than that which you've just earned.
11 Best Quicken Alternatives in 2021 (#1 is Free)
One of YNAB’s core principles is to give every dollar a job. You do that by deciding how you’ll spend every dollar that enters your checking account. As with other tools, you can connect your bank accounts and credit cards to YNAB. This allows for real-time updates so that you can track your spending throughout the month.
Source: robberger.com
The Best Personal Finance Budget Software with Apps (In 2020)
YNAB believes that in order to successfully budget, you need to be hands-on with your money. Until the version released in December 2015, users had to manually enter all transactions–although the program and its companion apps for iPhone, iPad, and Android devices made this very easy. This also means that YNAB is one of the few programs that easily allows users to track cash...
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
I love YNAB and Personal Capital. I still use the old version of YNAB as I paid a one time fee for it (as I refuse to pay for subscriptions – yes, I’m cheap). As for Personal Capital, it’s a nice way to view only our investment and retirement accounts, and I love how it tracks contributions and fees.

Social recommendations and mentions

Based on our record, YouNeedABudget should be more popular than FinWise. It has been mentiond 55 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

FinWise mentions (7)

  • Ask HN: Alternative to Mint.com?
    > A while back there was a tread in here where someone had an inexpensive one-time license mac software, but I cannot find it. I think you are looking for https://www.banktivity.com/ It feels a lot like Quicken which isn't a paradigm that works well for my brain and I moved to https://lunchmoney.app + a small app that consumes the API, does some transformations and exposes to Google Sheets' =IMPORTDATA formula.... - Source: Hacker News / 3 months ago
  • Intuit Is Closing Personal-Finance App Mint, Shifts Users to Credit Karma
    Hey, I'm a co-founder of FinWise (https://finwiseapp.io) - we're a mint.com alternative that is worth trying. Two very passionate co-founders shipping new features on a daily basis. - Source: Hacker News / 6 months ago
  • Intuit Is Closing Personal-Finance App Mint, Shifts Users to Credit Karma
    I’m building FinWise as a Mint alternative, has most of the same features as Mint, you can check it out here: https://finwiseapp.io If you have any feedback, I’d love to hear it! - Source: Hacker News / 6 months ago
  • FinWise – A global, cleaner alternative to Mint.com
    Hey HN I'm a co-founder of https://finwiseapp.io, and I've just spent the last few day re-doing our website to better depict our vision, product and goals. FinWise is your ultimate financial tool that lets you create financial plans, link and monitor your accounts, collaborate on financial management with a partner, manage budgets, work toward achieving your financial goals, and more. We seamlessly support... - Source: Hacker News / 7 months ago
  • Looking for beta users for PFM app like Mint.com
    Hello HN Community! I'm a co-founder of FinWise (https://finwiseapp.io/) and we're looking for beta users who will give us feedback on our personal finance platform implementation. FinWise is an all-in-one personal finance management app including net-worth tracking, account syncing, budgeting, financial projections and goals, and more. My co-founder and I have been building the platform since February this year... - Source: Hacker News / 9 months ago
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YouNeedABudget mentions (55)

  • Is $250 a month in disposable income livable for a family of 3?
    You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 11 months ago
  • LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?
    I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 11 months ago
  • Fund future vacations
    If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: 12 months ago
  • Tracking savings goals
    Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago
  • My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?
    Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago
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What are some alternatives?

When comparing FinWise and YouNeedABudget, you can also consider the following products

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Lunch Money - A personal budgeting tool with multi-currency support

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Rocket Money - Find your paid subscriptions and cancel with one click

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.

Saving Diary - Simplify Your Finance, Supercharge Your Life!