Software Alternatives & Reviews

FinWise VS Personal Capital

Compare FinWise VS Personal Capital and see what are their differences

FinWise logo FinWise

Personal Finances, Simplified

Personal Capital logo Personal Capital

Take control of your money now with Personal Capital. Manage assets and investments, get objective advice and strategies, all in one place.
  • FinWise Landing page
    Landing page //
    2023-11-15
  • FinWise Get everything you need to manage and control your personal finances and reach your financial goals.
    Get everything you need to manage and control your personal finances and reach your financial goals. //
    2024-04-15
  • FinWise Simple, Powerful Budgeting
    Simple, Powerful Budgeting //
    2024-04-15
  • FinWise Securely link and track all your bank accounts, credit cards, investment accounts, mortgages, homes, vehicles and more for a holistic view of all your finances
    Securely link and track all your bank accounts, credit cards, investment accounts, mortgages, homes, vehicles and more for a holistic view of all your finances //
    2024-04-15
  • FinWise All Your Transactions, In One Place
    All Your Transactions, In One Place //
    2024-04-15
  • FinWise Get insights into your spending, cashflow, savings and net-worth with advanced trends and analysis
    Get insights into your spending, cashflow, savings and net-worth with advanced trends and analysis //
    2024-04-15
  • FinWise Create financial plans to simulate and forecast your financial future.
    Create financial plans to simulate and forecast your financial future. //
    2024-04-15

The modern way to manage your personal finances, including budgeting, net-worth tracking, trends and insights, financial planning and forecasting, and more.

  • Personal Capital Landing page
    Landing page //
    2023-04-09

FinWise

$ Details
freemium $6.99 / Monthly
Platforms
Web
Release Date
2023 May

Personal Capital

Pricing URL
-
$ Details
-
Platforms
-
Release Date
-

FinWise features and specs

  • Budgeting & Expense Tracking: Yes
  • Net-worth Tracking: Yes
  • Secure Account Syncing: Yes
  • AI Transaction Categorization: Yes
  • Trends & Analysis: Yes
  • Couples/Collaborative Budgeting: Yes
  • Bills & Subscriptions: Yes

Personal Capital features and specs

No features have been listed yet.

FinWise videos

Finwise App Review

Personal Capital videos

Personal Capital Review

More videos:

  • Review - Personal Capital vs Mint Review (which is better?)
  • Review - Mint vs. Personal Capital Review — The Pros and Cons

Category Popularity

0-100% (relative to FinWise and Personal Capital)
Personal Finance
12 12%
88% 88
Budgeting
100 100%
0% 0
Financial Planner
10 10%
90% 90
Finance
12 12%
88% 88

Questions and Answers

As answered by people managing FinWise and Personal Capital.

What makes your product unique?

FinWise's answer

FinWise is a modern, simple and intuitive budgeting and personal finance management app that makes it easy to save money, and manage all your personal finances.

User comments

Share your experience with using FinWise and Personal Capital. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare FinWise and Personal Capital

FinWise Reviews

  1. FinWise is simple and streamlined in terms of it's functions and layout. If your primary focus is on Personal Budgeting and Saving, FinWise is the one App I would recommend trying

  2. Personal Budgeting Apps

    FinWise is one of the best made applications I've ever used, that's coming from a person working in IT. From the perspective of a financial planner, I love this app and the way it works. I didn't know what I wanted from a budget app until I tried FinWise. From a Developer standpoint, this application is amazing and incredibly well made. So many little things that other apps leave out, makes using the FinWise Tools so much easier. Hope to see this grow and succeed in such a large competitive field

    FinWise is one of the best made applications I've ever used, that's coming from a person working in IT. From the perspective of a financial planner, I love this app and the way it works. I didn't know what I wanted from a budget app until I tried FinWise. From a Developer standpoint, this application is amazing and incredibly well made. So many little things that other apps leave out, makes using the FinWise Tools so much easier. Hope to see this grow and succeed in such a large competitive field

  3. Really easy to use and great customer support!

    I've been using FinWise for 3 months, and I'm really enjoying the UI. My accounts sync seamlessly, transactions are categorized accurately and automatically, and the team has been pushing new features on an ongoing basis! Looking forward to couple support!

    🏁 Competitors: YouNeedABudget
    👍 Pros:    Ui is very attractive
    👎 Cons:    Nothing, so far

Personal Capital Reviews

Love Personal Capital? It doesn’t work internationally. Alternatives for 2022
Even discounting the free features, Personal Capital is quite simply a pretty slick investment management and advisory platform. Combining the efficiency benefits of automated investment tools with the customer engagement of active human management, Personal Capital has managed to aggregate a helluva lot of different tools and account products, all while maintaining a clean,...
11 Best Quicken Alternatives in 2021 (#1 is Free)
Personal Capital–It’s both free and comes with the a robust set of features unmatched by other alternatives. It easily handles budgeting, net worth, cash flow, retirement investments and taxable investments. It also comes with excellent tools, including a retirement calculator, investment fee analyzer and investment portfolio analyzer. Personal Capital can now even track...
Source: robberger.com
The Best Personal Finance Budget Software with Apps (In 2020)
One way to describe Personal Capital’s budgeting software is an “account aggregator.” This program allows you to track and understand every single penny in all of your financial accounts. Once you link up all of your various accounts, including your bank accounts, investments, mortgage, credit cards, and any other accounts, Personal Capital summarizes your finances and...
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
I love YNAB and Personal Capital. I still use the old version of YNAB as I paid a one time fee for it (as I refuse to pay for subscriptions – yes, I’m cheap). As for Personal Capital, it’s a nice way to view only our investment and retirement accounts, and I love how it tracks contributions and fees.
The 8 Best Budgeting Apps of 2020
Personal Capital offers a complete investment advising solution, a hybrid robo-advisor, and human advisor service in one. Without paying a cent, you can access Personal Capital’s free money tracking dashboard, which includes some handy budgeting features.

Social recommendations and mentions

Based on our record, FinWise should be more popular than Personal Capital. It has been mentiond 7 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

FinWise mentions (7)

  • Ask HN: Alternative to Mint.com?
    > A while back there was a tread in here where someone had an inexpensive one-time license mac software, but I cannot find it. I think you are looking for https://www.banktivity.com/ It feels a lot like Quicken which isn't a paradigm that works well for my brain and I moved to https://lunchmoney.app + a small app that consumes the API, does some transformations and exposes to Google Sheets' =IMPORTDATA formula.... - Source: Hacker News / 3 months ago
  • Intuit Is Closing Personal-Finance App Mint, Shifts Users to Credit Karma
    Hey, I'm a co-founder of FinWise (https://finwiseapp.io) - we're a mint.com alternative that is worth trying. Two very passionate co-founders shipping new features on a daily basis. - Source: Hacker News / 6 months ago
  • Intuit Is Closing Personal-Finance App Mint, Shifts Users to Credit Karma
    I’m building FinWise as a Mint alternative, has most of the same features as Mint, you can check it out here: https://finwiseapp.io If you have any feedback, I’d love to hear it! - Source: Hacker News / 6 months ago
  • FinWise – A global, cleaner alternative to Mint.com
    Hey HN I'm a co-founder of https://finwiseapp.io, and I've just spent the last few day re-doing our website to better depict our vision, product and goals. FinWise is your ultimate financial tool that lets you create financial plans, link and monitor your accounts, collaborate on financial management with a partner, manage budgets, work toward achieving your financial goals, and more. We seamlessly support... - Source: Hacker News / 7 months ago
  • Looking for beta users for PFM app like Mint.com
    Hello HN Community! I'm a co-founder of FinWise (https://finwiseapp.io/) and we're looking for beta users who will give us feedback on our personal finance platform implementation. FinWise is an all-in-one personal finance management app including net-worth tracking, account syncing, budgeting, financial projections and goals, and more. My co-founder and I have been building the platform since February this year... - Source: Hacker News / 9 months ago
View more

Personal Capital mentions (2)

  • How do you find a reputable financial advisor?
    It's built into the personalcapital.com fee analyzer, too. Along with graphs for the number-impaired. Source: over 1 year ago
  • One place/service to search all benefits from all accounts
    Hello r/travel! Hoping someone here may know the answer to this or point me in the right direction. I was wondering if there is any known service/website/app where you can have a central place to search all the benefits of the accounts one may have. Let me explain further. I have mint.com or personalcapital.com or nerdwallet.com to see all my account balances and keep track of my credit score. I have a set of... Source: over 1 year ago

What are some alternatives?

When comparing FinWise and Personal Capital, you can also consider the following products

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Lunch Money - A personal budgeting tool with multi-currency support

YouNeedABudget - Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

Rocket Money - Find your paid subscriptions and cancel with one click

Quicken - Stay in control of your monthly cash flows, budgets, and expenditures. Quicken provides a navigable interface where you can organize your debit, credit, and savings, and build good habits accordingly.

Saving Diary - Simplify Your Finance, Supercharge Your Life!