Software Alternatives, Accelerators & Startups

Finexer VS Volt

Compare Finexer VS Volt and see what are their differences

Finexer logo Finexer

Bank APIs to access real-time financial data & Account-to-account payments. Enabling businesses to access Open Banking - real-time financial data and instant Pay-By-Bank payment capabilities securely and seamlessly.

Volt logo Volt

Volt is a reactive web framework where Ruby code runs both on the server and the client (via opal).
  • Finexer Finexer Open Banking for Payroll & invoicing
    Finexer Open Banking for Payroll & invoicing //
    2025-02-02
  • Finexer Open Banking A2A payments(PIS) and Data(AIS)
    Open Banking A2A payments(PIS) and Data(AIS) //
    2025-02-02
  • Finexer Accounting and ERP Open Banking
    Accounting and ERP Open Banking //
    2025-02-02
  • Finexer PayByBank EPOS and Payments
    PayByBank EPOS and Payments //
    2025-02-02
  • Finexer Pay by Bank
    Pay by Bank //
    2025-02-02

Finexer is a UK-leading Open Banking platform that helps businesses simplify payments and financial data access. With real-time Pay-By-Bank transactions and enriched banking data, Finexer enables businesses to reduce costs, improve cash flow, and streamline financial operations.

Why Choose Finexer? 1. 2-3x Faster Deployment – Get up and running quickly with easy integration. 2. Seamless Pay-By-Bank Payments – Instant payments, bulk payouts, and quick refunds. 3. Real-Time Financial Data – Access transaction insights, balance checks, and secure account authentication. 4. Cost-Efficient & Scalable – Reduce payment processing costs while ensuring compliance and security. 5. White-Label Solutions – Customise the platform to match your business needs.

Key Features ✅ Open Banking Payments(PIS) – Instant Pay-By-Bank, bulk payouts, and refunds. ✅ Financial Data Access(AIS) – Real-time transactions, balance insights, and account validation. ✅ Secure API Integration – Direct connection to all UK banks for smooth operations. ✅ Customisation & White-Label – Tailor features to fit your brand and workflows.

Who is Finexer For? Finexer is designed for businesses in Accounting ERP, PropTech, Payroll, FinTech, and Financial Services looking for faster, more efficient, and secure payment solutions. Whether you're managing supplier payouts, automating payroll, or streamlining invoicing, Finexer makes payments and financial data access effortless.

🔹 Reduce payment costs 🔹 Speed up cash flow cycles 🔹 Improve operational efficiency

Why Businesses Trust Finexer With 99% UK bank coverage, a strong focus on compliance, and a user-friendly dashboard, Finexer helps businesses eliminate inefficiencies and unlock the full potential of Open Banking.

Start simplifying payments and financial data with Finexer today! Visit www.finexer.com

  • Volt Landing page
    Landing page //
    2019-05-24

Finexer

$ Details
freemium £450.0 / Monthly
Release Date
2025 February
Startup details
Country
United Kingdom
Employees
20 - 49

Volt

Pricing URL
-
$ Details
Release Date
-

Finexer features and specs

  • Instant Payment - PaybyBank
    ccept and offer secure A2A (Account-to-Account) payments with our easy-to-use interfaces like in-app, online payment links, or QR codes. Reduce transaction costs by up to 90% and enjoy instant settlement.
  • Bulk Payout
    treamline financial operations by executing multiple vendor payments with a single click. Our dashboard or custom API integrations make bulk payouts effortless and error-free.
  • Recurring Payments
    Automate recurring transactions with our Variable Recurring Payments (VRP) and Sweeping solutions, optimising cash flow and reducing transaction costs and fraud.
  • Transactional Bank Data
    Access real-time bank transaction data to customise user experiences and enhance financial decision-making.
  • Balance Check
    Gain insights into customers' income, expenses, and balance data to drive personalised services and offers.
  • Authenticate
    Quickly verify account details, sort codes, IBAN, and BIC for secure and efficient user authentication and transactions.
  • Sign-in via Bank
    sign into your website or app with ease using their bank account. Our cutting-edge technology utilises crucial bank information, providing a seamless and secure sign-in experience for your customers

Volt features and specs

  • Performance
    Volt framework offers high performance due to server-side rendering and efficient state management, which reduces load times and improves user experience.
  • Ruby Integration
    Volt is built with Ruby, making it a great choice for Ruby developers who want to leverage their existing skills for web application development.
  • Reactivity
    Volt provides a reactive programming model that automatically updates the UI in response to data changes, simplifying the development of dynamic applications.

Possible disadvantages of Volt

  • Community Support
    Volt has a smaller community compared to other frameworks, which may result in fewer third-party resources, plugins, or solutions available online.
  • Maturity
    Volt is not as mature or widely adopted as some other frameworks, which might mean encountering more bugs or missing features in comparison to well-established alternatives.
  • Documentation
    The framework's documentation may not be as comprehensive as more mainstream frameworks, potentially leading to challenges in finding guidance or best practices.

Finexer videos

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Volt videos

2016-2019 Chevy Volt: Honest Owner Review

More videos:

  • Review - VOLT Review - with Tom Vasel
  • Review - Here's why I Didn't Buy a Tesla - Chevy Volt Review

Category Popularity

0-100% (relative to Finexer and Volt)
Finance
76 76%
24% 24
Developer Tools
0 0%
100% 100
Banking
100 100%
0% 0
Photography
0 0%
100% 100

Questions and Answers

As answered by people managing Finexer and Volt.

What makes your product unique?

Finexer's answer

Finexer stands out with its fast deployment, seamless integration, and cost-efficient Open Banking solutions. Unlike traditional payment processors, Finexer enables instant Pay-By-Bank transactions and real-time financial data access. With 2-3x faster onboarding than competitors, a white-label option, and direct connectivity to all UK banks, Finexer simplifies financial operations for businesses of all sizes.

Why should a person choose your product over its competitors?

Finexer's answer

Finexer offers a smarter, faster, and more flexible alternative to legacy banking solutions. Businesses benefit from:

  1. Instant Payments & Bulk Payouts – No delays, no intermediaries.
  2. Real-Time Financial Insights – Access balance, transactions, and account details instantly.
  3. Lower Costs & Higher Efficiency – Reduce fees and speed up cash flow management.
  4. Easy API Integration – A developer-friendly, scalable infrastructure.
  5. White-Label Customisation – Adapt the platform to match your brand.

How would you describe your primary audience?

Finexer's answer

Finexer serves all sizes of businesses, starting with startups, SMBs, and enterprises looking to simplify payments and financial data access. Our core users come from industries like:

  1. Accounting & ERP – Automating payments, invoicing, and reconciliations.
  2. PropTech & Real Estate – Managing deposits, rent collection, and property transactions.
  3. Payroll & HR – Ensuring seamless salary payouts and expense management.
  4. Financial Services & FinTech – Enhancing digital banking, lending, and compliance.

What's the story behind your product?

Finexer's answer

Founded in 2023, Finexer was created to eliminate inefficiencies in financial transactions by harnessing the power of Open Banking. The vision was clear: to build a secure, scalable, and cost-effective platform that empowers businesses with instant payments and real-time data access. With the rise of digital finance, Finexer continues to drive innovation, ensuring businesses stay ahead with the latest banking technology.

Based in the UK, Finexer is at the forefront of the open banking revolution, offering robust APIs that enable businesses to access banking transactional data and perform account-to-account (A2A) transactions securely and seamlessly. Our solutions are designed to drive efficiency, enhance customer experiences, and foster financial inclusion across various industries.

About Us: At Finexer, we're reshaping the UK's financial landscape by unlocking the transformative power of open banking. Finexer is pioneering the integration of open banking technology, reshaping the financial landscape for businesses and consumers alike. Our platform offers a bridge between businesses and hundreds of banks, enhancing the capabilities of financial services with cutting-edge technology and real-time data access. At Finexer, we make financial transactions smoother, more transparent and customer-focused.

Our Commitment: We are committed to driving innovation and excellence in the financial sector. We believe in the potential of open banking to provide a more inclusive and equitable financial ecosystem. Our solutions are designed to foster transparency, enhance customer engagement, and boost financial inclusion across the board.

Vision: Our vision is to transform the financial services industry by making open banking the backbone of modern financial solutions, ensuring more transparent, efficient, and inclusive financial ecosystems worldwide. We aspire to become a leader in open banking by providing solutions that meet current financial demands and anticipate future trends and challenges.

Which are the primary technologies used for building your product?

Finexer's answer

Finexer leverages cutting-edge fintech infrastructure for seamless performance and security:

  1. Open Banking APIs – Direct integration with UK banks.
  2. Cloud-Based Architecture – Scalable and secure data processing.
  3. AI & Data Analytics – Providing enriched transaction insights.
  4. Robust Security Protocols – Ensuring compliance with FCA regulations.

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Finexer and Volt

Finexer Reviews

  1. Dele Oweski
    · Director at Accountex ·
    No more waiting around for statements

    We’ve been using Finexer’s Data API at our Firm....mainly to pull client bank transactions. It’s made life easier. Instead of chasing people for PDFs or Excel files, the data just comes through directly from the bank. It took us a little while to get familiar with how the API works, but once we were set up, it saved time every single week.

    🏁 Competitors: TrueLayer
    👍 Pros:    No more document chasing|Fits well into our accounting process|Transaction data comes in ready-to-use format
    👎 Cons:    Took a bit of learning at the start
  2. Eliena Dekind
    · Product Manager at Vialto Partners ·
    Quick Access to UK Banking Data

    I tried Finexer for getting real-time banking data in the UK. Setting it up was pretty straightforward, and the dashboard provided the details I needed. Whenever I had questions, the support team got back to me quickly.

    👍 Pros:    Real-time transaction info|Simple setup process|Prompt customer support
  3. Robert John
    · IT Director at ERP-Consulting ·
    Efficient and Secure Bank Payments

    PayByBank has made payments much more seamless by allowing direct bank transfers without extra fees or delays. It’s easy to use, with strong security features that give peace of mind. The biggest advantage is the faster settlement times compared to card payments.

    🏁 Competitors: TrueLayer
    👍 Pros:    Direct bank transfers with no card fees|Faster settlement times|Strong authentication and security
    👎 Cons:    Some banks occasionally delay transactions

Noda Vs Plaid Vs Turelayer Vs Yapily - Open Banking [2025]
In this guide, we’ll highlight some carefully selected Noda alternatives, including platforms that offer specific strengths in real-time payments, developer-friendly APIs, or data-driven financial tools. We’ll examine providers such as Finexer, TrueLayer, Tink, and Token.io, clarifying how each platform addresses specific payment and operational needs differently from Noda.
Banked Alternatives in the UK: What to Choose and Why [2025 Guide]
Why choose Finexer over Banked?While Banked is checkout-first, Finexer was built for end-to-end payment control — from payouts to reconciliation. It’s a better fit for UK-based teams that want simple, fast payments with full compliance and no monthly lock-in. And with faster onboarding and sandbox testing included, you can try it risk-free before making the switch.
TrueLayer Alternatives for UK Open Banking in 2025
Finexer is a UK-first open banking provider that offers full-stack account-to-account payments, real-time data access, and instant onboarding features. Built specifically for local businesses, Finexer connects to 99% of UK banks and focuses on affordability, speed, and developer-friendly integration.
Plaid Vs Trulayer Vs Yapily Pricing Guide for UK Businesses in 2025
Finexer is designed specifically for small and growing UK businesses. It’s simple to get started, easy to manage, and built to keep your costs predictable.
Selecting the best Open Banking Provider in 2025
Start your 14-day free trial today and see why businesses trust Finexer for secure, compliant, and tailored open banking solutions.

Volt Reviews

Banked Alternatives in the UK: What to Choose and Why [2025 Guide]
In this guide, we’ve reviewed four standout providers that go beyond what Banked offers: Finexer, Volt, Bud, and Token.io. Each brings a unique approach to Open Banking — whether you’re scaling your platform, simplifying payouts, or replacing your card-based setup entirely.
TrueLayer Alternatives for UK Open Banking in 2025
Volt focuses heavily on orchestration. Its payment routing engine is designed to maximise conversion and reduce failure rates, something traditional open banking APIs don’t always address. With built-in fraud detection, risk monitoring, and payout scheduling, Volt delivers infrastructure-level performance without the merchant having to piece it all together.
Top 12 UK Open banking API Providers you must know in 2025
Volt is building the world’s first global real-time payment network, enabling businesses to receive and send real-time account-to-account payments. By uniting domestic real-time payment systems into a single, harmonised solution, Volt offers a faster, more secure way to handle customer funds.
16 Best Ruby Frameworks For Web Development
Volt has helped in building a lot of functional web-based applications working in various domains. To learn more about Volt, you can visit its Volt GitHub page.

What are some alternatives?

When comparing Finexer and Volt, you can also consider the following products

TrueLayer - Simple Bank APIs to access real-time financial data

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Plaid - Infrastructure that powers financial technology by enabling applications to connect with users' bank accounts.

CECY Teleclutch - Patented iPhone Crossbodies for the modern woman (or man!)

Bud - Use all your financial services in one place

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