Software Alternatives, Accelerators & Startups

Finexer VS Node.js

Compare Finexer VS Node.js and see what are their differences

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Finexer logo Finexer

Bank APIs to access real-time financial data & Account-to-account payments. Enabling businesses to access Open Banking - real-time financial data and instant Pay-By-Bank payment capabilities securely and seamlessly.

Node.js logo Node.js

Node.js is a platform built on Chrome's JavaScript runtime for easily building fast, scalable network applications
  • Finexer Finexer Open Banking for Payroll & invoicing
    Finexer Open Banking for Payroll & invoicing //
    2025-02-02
  • Finexer Open Banking A2A payments(PIS) and Data(AIS)
    Open Banking A2A payments(PIS) and Data(AIS) //
    2025-02-02
  • Finexer Accounting and ERP Open Banking
    Accounting and ERP Open Banking //
    2025-02-02
  • Finexer PayByBank EPOS and Payments
    PayByBank EPOS and Payments //
    2025-02-02
  • Finexer Pay by Bank
    Pay by Bank //
    2025-02-02

Finexer is a UK-leading Open Banking platform that helps businesses simplify payments and financial data access. With real-time Pay-By-Bank transactions and enriched banking data, Finexer enables businesses to reduce costs, improve cash flow, and streamline financial operations.

Why Choose Finexer? 1. 2-3x Faster Deployment – Get up and running quickly with easy integration. 2. Seamless Pay-By-Bank Payments – Instant payments, bulk payouts, and quick refunds. 3. Real-Time Financial Data – Access transaction insights, balance checks, and secure account authentication. 4. Cost-Efficient & Scalable – Reduce payment processing costs while ensuring compliance and security. 5. White-Label Solutions – Customise the platform to match your business needs.

Key Features ✅ Open Banking Payments(PIS) – Instant Pay-By-Bank, bulk payouts, and refunds. ✅ Financial Data Access(AIS) – Real-time transactions, balance insights, and account validation. ✅ Secure API Integration – Direct connection to all UK banks for smooth operations. ✅ Customisation & White-Label – Tailor features to fit your brand and workflows.

Who is Finexer For? Finexer is designed for businesses in Accounting ERP, PropTech, Payroll, FinTech, and Financial Services looking for faster, more efficient, and secure payment solutions. Whether you're managing supplier payouts, automating payroll, or streamlining invoicing, Finexer makes payments and financial data access effortless.

🔹 Reduce payment costs 🔹 Speed up cash flow cycles 🔹 Improve operational efficiency

Why Businesses Trust Finexer With 99% UK bank coverage, a strong focus on compliance, and a user-friendly dashboard, Finexer helps businesses eliminate inefficiencies and unlock the full potential of Open Banking.

Start simplifying payments and financial data with Finexer today! Visit www.finexer.com

  • Node.js Landing page
    Landing page //
    2023-04-18

Finexer

$ Details
freemium £450.0 / Monthly
Release Date
2025 February
Startup details
Country
United Kingdom
Employees
20 - 49

Finexer features and specs

  • Instant Payment - PaybyBank
    ccept and offer secure A2A (Account-to-Account) payments with our easy-to-use interfaces like in-app, online payment links, or QR codes. Reduce transaction costs by up to 90% and enjoy instant settlement.
  • Bulk Payout
    treamline financial operations by executing multiple vendor payments with a single click. Our dashboard or custom API integrations make bulk payouts effortless and error-free.
  • Recurring Payments
    Automate recurring transactions with our Variable Recurring Payments (VRP) and Sweeping solutions, optimising cash flow and reducing transaction costs and fraud.
  • Transactional Bank Data
    Access real-time bank transaction data to customise user experiences and enhance financial decision-making.
  • Balance Check
    Gain insights into customers' income, expenses, and balance data to drive personalised services and offers.
  • Authenticate
    Quickly verify account details, sort codes, IBAN, and BIC for secure and efficient user authentication and transactions.
  • Sign-in via Bank
    sign into your website or app with ease using their bank account. Our cutting-edge technology utilises crucial bank information, providing a seamless and secure sign-in experience for your customers

Node.js features and specs

  • Asynchronous and Event-Driven
    Node.js uses an asynchronous, non-blocking, and event-driven I/O model, making it efficient and scalable for handling multiple simultaneous connections.
  • JavaScript Everywhere
    Developers can use JavaScript for both client-side and server-side programming, providing a unified language environment and better synergy between front-end and back-end development.
  • Large Community and NPM
    Node.js has a vibrant community and a rich ecosystem with the Node Package Manager (NPM), which offers thousands of open-source libraries and tools that can be integrated easily into projects.
  • High Performance
    Built on the V8 JavaScript engine from Google, Node.js translates JavaScript directly into native machine code, which increases performance and speed.
  • Scalability
    Designed with microservices and scalability in mind, Node.js enables easy horizontal scaling across multiple servers.
  • JSON Support
    Node.js seamlessly handles JSON, which is a common format for API responses, making it an excellent choice for building RESTful APIs and data-intensive real-time applications.

Possible disadvantages of Node.js

  • Callback Hell
    The reliance on callbacks to manage asynchronous operations can lead to deeply nested and difficult-to-read code, commonly referred to as 'Callback Hell'.
  • Not Suitable for CPU-Intensive Tasks
    Node.js is optimized for I/O operations and can become inefficient for CPU-intensive tasks, slowing down overall performance due to its single-threaded event loop.
  • Immaturity of Tools
    Compared to more established technologies, some Node.js libraries and tools still lack maturity and comprehensive documentation, which can be challenging for developers.
  • Callback and Promise Overheads
    Managing asynchronous operations using callbacks or promises can lead to additional complexity and overhead, impacting maintainability and performance if not handled correctly.
  • Fragmented Ecosystem
    The fast-paced evolution of Node.js and its ecosystem can lead to fragmentation, with numerous versions and libraries that may not always be compatible with each other.
  • Security Issues
    The extensive use of third-party libraries via NPM can introduce security vulnerabilities if not properly managed and updated, making applications more susceptible to attacks.

Analysis of Node.js

Overall verdict

  • Node.js is a popular and effective choice for building a wide range of applications, from small utilities to large-scale enterprise solutions. Its performance, speed, and community support make it a strong option, especially for real-time applications.

Why this product is good

  • Node.js is considered good because it's built on Google Chrome's V8 JavaScript Engine, making it fast and efficient for handling I/O operations. Its event-driven, non-blocking I/O model makes it suitable for building scalable network applications. Additionally, it has a large ecosystem of packages available through npm, allowing developers to find solutions for almost any problem they might encounter.

Recommended for

  • Web applications with a lot of I/O operations
  • Real-time services such as chat applications
  • APIs for mobile and single-page applications
  • Prototyping and agile development
  • Microservices architecture

Finexer videos

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Node.js videos

What is Node.js? | Mosh

More videos:

  • Review - What is Node.js Exactly? - a beginners introduction to Nodejs
  • Review - Learn node.js in 2020 - A review of best node.js courses

Category Popularity

0-100% (relative to Finexer and Node.js)
Finance
100 100%
0% 0
Developer Tools
0 0%
100% 100
Banking
100 100%
0% 0
Runtime
0 0%
100% 100

Questions and Answers

As answered by people managing Finexer and Node.js.

What makes your product unique?

Finexer's answer

Finexer stands out with its fast deployment, seamless integration, and cost-efficient Open Banking solutions. Unlike traditional payment processors, Finexer enables instant Pay-By-Bank transactions and real-time financial data access. With 2-3x faster onboarding than competitors, a white-label option, and direct connectivity to all UK banks, Finexer simplifies financial operations for businesses of all sizes.

Why should a person choose your product over its competitors?

Finexer's answer

Finexer offers a smarter, faster, and more flexible alternative to legacy banking solutions. Businesses benefit from:

  1. Instant Payments & Bulk Payouts – No delays, no intermediaries.
  2. Real-Time Financial Insights – Access balance, transactions, and account details instantly.
  3. Lower Costs & Higher Efficiency – Reduce fees and speed up cash flow management.
  4. Easy API Integration – A developer-friendly, scalable infrastructure.
  5. White-Label Customisation – Adapt the platform to match your brand.

How would you describe your primary audience?

Finexer's answer

Finexer serves all sizes of businesses, starting with startups, SMBs, and enterprises looking to simplify payments and financial data access. Our core users come from industries like:

  1. Accounting & ERP – Automating payments, invoicing, and reconciliations.
  2. PropTech & Real Estate – Managing deposits, rent collection, and property transactions.
  3. Payroll & HR – Ensuring seamless salary payouts and expense management.
  4. Financial Services & FinTech – Enhancing digital banking, lending, and compliance.

What's the story behind your product?

Finexer's answer

Founded in 2023, Finexer was created to eliminate inefficiencies in financial transactions by harnessing the power of Open Banking. The vision was clear: to build a secure, scalable, and cost-effective platform that empowers businesses with instant payments and real-time data access. With the rise of digital finance, Finexer continues to drive innovation, ensuring businesses stay ahead with the latest banking technology.

Based in the UK, Finexer is at the forefront of the open banking revolution, offering robust APIs that enable businesses to access banking transactional data and perform account-to-account (A2A) transactions securely and seamlessly. Our solutions are designed to drive efficiency, enhance customer experiences, and foster financial inclusion across various industries.

About Us: At Finexer, we're reshaping the UK's financial landscape by unlocking the transformative power of open banking. Finexer is pioneering the integration of open banking technology, reshaping the financial landscape for businesses and consumers alike. Our platform offers a bridge between businesses and hundreds of banks, enhancing the capabilities of financial services with cutting-edge technology and real-time data access. At Finexer, we make financial transactions smoother, more transparent and customer-focused.

Our Commitment: We are committed to driving innovation and excellence in the financial sector. We believe in the potential of open banking to provide a more inclusive and equitable financial ecosystem. Our solutions are designed to foster transparency, enhance customer engagement, and boost financial inclusion across the board.

Vision: Our vision is to transform the financial services industry by making open banking the backbone of modern financial solutions, ensuring more transparent, efficient, and inclusive financial ecosystems worldwide. We aspire to become a leader in open banking by providing solutions that meet current financial demands and anticipate future trends and challenges.

Which are the primary technologies used for building your product?

Finexer's answer

Finexer leverages cutting-edge fintech infrastructure for seamless performance and security:

  1. Open Banking APIs – Direct integration with UK banks.
  2. Cloud-Based Architecture – Scalable and secure data processing.
  3. AI & Data Analytics – Providing enriched transaction insights.
  4. Robust Security Protocols – Ensuring compliance with FCA regulations.

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Finexer and Node.js

Finexer Reviews

  1. Dele Oweski
    · Director at Accountex ·
    No more waiting around for statements

    We’ve been using Finexer’s Data API at our Firm....mainly to pull client bank transactions. It’s made life easier. Instead of chasing people for PDFs or Excel files, the data just comes through directly from the bank. It took us a little while to get familiar with how the API works, but once we were set up, it saved time every single week.

    🏁 Competitors: TrueLayer
    👍 Pros:    No more document chasing|Fits well into our accounting process|Transaction data comes in ready-to-use format
    👎 Cons:    Took a bit of learning at the start
  2. Eliena Dekind
    · Product Manager at Vialto Partners ·
    Quick Access to UK Banking Data

    I tried Finexer for getting real-time banking data in the UK. Setting it up was pretty straightforward, and the dashboard provided the details I needed. Whenever I had questions, the support team got back to me quickly.

    👍 Pros:    Real-time transaction info|Simple setup process|Prompt customer support
  3. Robert John
    · IT Director at ERP-Consulting ·
    Efficient and Secure Bank Payments

    PayByBank has made payments much more seamless by allowing direct bank transfers without extra fees or delays. It’s easy to use, with strong security features that give peace of mind. The biggest advantage is the faster settlement times compared to card payments.

    🏁 Competitors: TrueLayer
    👍 Pros:    Direct bank transfers with no card fees|Faster settlement times|Strong authentication and security
    👎 Cons:    Some banks occasionally delay transactions

Noda Vs Plaid Vs Turelayer Vs Yapily - Open Banking [2025]
In this guide, we’ll highlight some carefully selected Noda alternatives, including platforms that offer specific strengths in real-time payments, developer-friendly APIs, or data-driven financial tools. We’ll examine providers such as Finexer, TrueLayer, Tink, and Token.io, clarifying how each platform addresses specific payment and operational needs differently from Noda.
Banked Alternatives in the UK: What to Choose and Why [2025 Guide]
Why choose Finexer over Banked?While Banked is checkout-first, Finexer was built for end-to-end payment control — from payouts to reconciliation. It’s a better fit for UK-based teams that want simple, fast payments with full compliance and no monthly lock-in. And with faster onboarding and sandbox testing included, you can try it risk-free before making the switch.
TrueLayer Alternatives for UK Open Banking in 2025
Finexer is a UK-first open banking provider that offers full-stack account-to-account payments, real-time data access, and instant onboarding features. Built specifically for local businesses, Finexer connects to 99% of UK banks and focuses on affordability, speed, and developer-friendly integration.
Plaid Vs Trulayer Vs Yapily Pricing Guide for UK Businesses in 2025
Finexer is designed specifically for small and growing UK businesses. It’s simple to get started, easy to manage, and built to keep your costs predictable.
Selecting the best Open Banking Provider in 2025
Start your 14-day free trial today and see why businesses trust Finexer for secure, compliant, and tailored open banking solutions.

Node.js Reviews

Top JavaScript Frameworks in 2025
JavaScript is widely used for back-end or server-side development because it makes a call to the remote server when a web page loads on the browser. When a browser loads a web page, it makes a call to a remote server. Further, the code parses the page’s URL to understand users’ requirements before retrieving and transforming the required data to serve back to the browser....
Source: solguruz.com
9 Best JavaScript Frameworks to Use in 2023
Node.js applications are written in JavaScript and run on the Node.js runtime, which allows them to be executed on any platform that supports Node.js. Node.js applications are typically event-driven and single-threaded, making them efficient and scalable. Additionally, the Node Package Manager (NPM) provides a way to install and manage dependencies for Node.js projects...
Source: ninetailed.io
20 Best JavaScript Frameworks For 2023
TJ Holowaychuk built Express in 2010 before being acquired by IBM (StrongLoop) in 2015. Node.js Foundation currently maintains it. The key reason Express is one of the best JavaScript frameworks is its rapid server-side coding. Complex tasks that would take hours to code using pure Node.js can be resolved in a few minutes, thanks to Express. On top of that, Express offers a...
FOSS | Top 15 Web Servers 2021
Node.js is a cross-platform server-side JavaScript environment built for developing and running network applications such as web servers. Node.js is licensed under a variety of licenses. As of March 2021, around 1.2% of applications were running on Node.js. Among the top companies and applications utilizing this modern web server are GoDaddy, Microsoft, General Electric,...
Source: www.zentao.pm
10 Best Tools to Develop Cross-Platform Desktop Apps 
Electron.js is compatible with a variety of frameworks, libraries, access to hardware-level APIs and chromium engine, and Node.js support. Electron Fiddle feature is great for experimentation as it allows developers to play around with concepts and templates. Simplification is at the center of Electron because developers don’t have to spend unnecessary time on the packaging,...

Social recommendations and mentions

Based on our record, Node.js seems to be more popular. It has been mentiond 901 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Finexer mentions (0)

We have not tracked any mentions of Finexer yet. Tracking of Finexer recommendations started around Feb 2025.

Node.js mentions (901)

  • How to install Tailwind v4 in a Vite project
    This was the first step I took as my Node version was outdated. To check your Node version, use the command node -v. The latest version of Node can be obtained via the official website. - Source: dev.to / 9 days ago
  • 🔥 Why Everyone Is Talking About HTMX: The Game-Changer for Web Development
    🌍 Who Should Use HTMX? ✅ Django / Flask / Rails developers ✅ Express / Node.js backend lovers ✅ Fullstack devs who want LESS frontend headache ✅ Teams jo SSR + SEO ko priority dete hain. - Source: dev.to / 18 days ago
  • How to Easily Integrate the SeerBit Payment Solution with React.js
    Node.js v12+ installed on your machine. You can download it from the official site. - Source: dev.to / 26 days ago
  • Building a Responsive Carousel Component in React: The Complete Guide
    Before starting, you must have npm installed on your computer, which comes bundled with Node.js which you can install from here. - Source: dev.to / 24 days ago
  • Using NanoAPI on Game Mods
    Napi works out of the box on both mac and Linux systems. To use this tool on Windows, you will need to install WSL (Windows Subsystem for Linux) and run the CLI commands from there. Make sure that Node.js (>=22) and npm are installed https://nodejs.org/en. Then the command we run is npm install -g @nanoapi.io/napi. - Source: dev.to / about 1 month ago
View more

What are some alternatives?

When comparing Finexer and Node.js, you can also consider the following products

TrueLayer - Simple Bank APIs to access real-time financial data

VS Code - Build and debug modern web and cloud applications, by Microsoft

Plaid - Infrastructure that powers financial technology by enabling applications to connect with users' bank accounts.

ExpressJS - Sinatra inspired web development framework for node.js -- insanely fast, flexible, and simple

Bud - Use all your financial services in one place

Laravel - A PHP Framework For Web Artisans