If you don't already have a credit card, get one. If you don't have a good credit score, you will have trouble getting a mortgage, and getting a good credit score takes time. If you don't have a credit score already, you may need to get a secured credit card. I recommend discover.com as a place to get a good secured card, and they will convert it to their normal card once your credit rating is better. (In about... Source: 11 months ago

Discover.com has secured cards, and will convert them to normal credit cards when your score rises enough. That's a good place to start out. Source: 11 months ago

No need to apply through credit karma. Go to discover.com and find their pre-approval tool. You can first see if you're pre-approved for any of their cards with no harm to your credit score. Source: 12 months ago

FICO scores - looked in experian.com and its listed as 749 (Fico 8). Cross verified it with discover.com and it lists it as 755 (but it says it got that from TU). Another intersting this is experian.com is showing my credit limit as 10k. I checked at annualcreditreport.com (i know this is not FICO but still) and all of them are showing my credit line as 10k. I believe this is me being due to an authorizied user on... Source: 12 months ago

I'd recommend discover.com as a good place to start. Source: about 1 year ago

I'm not saying you should worry, but I do think you should enroll your son in LifeLock. Source: about 1 year ago