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Discover mobile VS Experian

Compare Discover mobile VS Experian and see what are their differences

Discover mobile logo Discover mobile

Discover offers reward credit cards, online banking, home loans, student loans and personal loans.

Experian logo Experian

Your credit report, FICO Score, and more. All free.
  • Discover mobile Landing page
    Landing page //
    2023-04-23
  • Experian Landing page
    Landing page //
    2024-10-21

Discover mobile features and specs

No features have been listed yet.

Experian features and specs

  • Comprehensive Credit Reporting
    Experian provides detailed credit reports that include a wide range of data on credit history, helping users better understand their financial standing.
  • Free Credit Monitoring
    Experian offers free credit monitoring services, alerting users to changes in their credit files, such as new inquiries or accounts.
  • Identity Theft Protection
    Experian offers identity theft protection services, which include dark web monitoring and alerts to help safeguard users' personal information.
  • Credit Score Tracking
    Experian provides regular updates on users' credit scores, allowing them to track their creditworthiness over time.
  • Educational Resources
    Experian offers various resources, tools, and articles to help users improve their financial literacy and make informed financial decisions.

Possible disadvantages of Experian

  • Premium Services Cost
    Many of the valuable services offered by Experian, such as detailed credit reports and advanced identity protection, require a subscription fee.
  • Complex User Interface
    Some users find Experian's online interface and navigation to be confusing or cluttered, which can hinder accessibility to information and services.
  • Inconsistent Customer Support
    Experian's customer support experiences vary, with some users reporting difficulties in resolving issues or obtaining clear assistance.
  • Potential Privacy Concerns
    As a major credit bureau, Experian collects extensive personal data, raising concerns about data privacy and security among some users.
  • Limited Free Features
    While Experian offers some free services, many additional features are gated behind premium packages, limiting the usefulness of its free offerings.

Analysis of Experian

Overall verdict

  • Experian is generally regarded as a reliable and reputable service for credit monitoring and management. However, like any service, user experiences can vary depending on individual needs and expectations. It's important for potential users to evaluate their own requirements and compare with competitors.

Why this product is good

  • Experian is one of the largest and most trusted credit reporting agencies globally. They offer comprehensive credit monitoring services, along with identity theft protection and a range of tools to help consumers understand and manage their credit. Their reports and scores are widely used by lenders and financial institutions to evaluate creditworthiness.

Recommended for

  • Individuals looking to monitor and manage their credit scores.
  • People seeking identity theft protection services.
  • Consumers who want access to detailed credit reports and scores.
  • Those who require frequent updates on their credit standing.

Discover mobile videos

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Experian videos

Experian IdentityWorks Review!

More videos:

  • Tutorial - Experian Boost - Review & Tutorial
  • Review - Credit Karma vs Experian App (Fico)‼️

Category Popularity

0-100% (relative to Discover mobile and Experian)
Personal Finance
13 13%
87% 87
Credit Builder
0 0%
100% 100
Finance
11 11%
89% 89
Investing
100 100%
0% 0

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Discover mobile and Experian

Discover mobile Reviews

We have no reviews of Discover mobile yet.
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Experian Reviews

Best Income Verification Software in the UK: Top 10
The most secure income verification methods include:->Open banking (e.g., Finexer, Tink) – Direct bank data prevents document fraud.->Employer-backed payroll verification (e.g., Experian, Equifax, Konfir) – Ensures authentic employment records.->AI-driven fraud detection (e.g., Sikoia) – Identifies inconsistencies in reported income.All FCA-regulated software solutions in...

Social recommendations and mentions

Based on our record, Experian should be more popular than Discover mobile. It has been mentiond 134 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Discover mobile mentions (16)

  • I want to relocate. Tips for building a safety net before moving? Need advice and support.
    If you don't already have a credit card, get one. If you don't have a good credit score, you will have trouble getting a mortgage, and getting a good credit score takes time. If you don't have a credit score already, you may need to get a secured credit card. I recommend discover.com as a place to get a good secured card, and they will convert it to their normal card once your credit rating is better. (In about... Source: almost 2 years ago
  • Foreign intro to credit score
    Discover.com has secured cards, and will convert them to normal credit cards when your score rises enough. That's a good place to start out. Source: almost 2 years ago
  • I applied for a Discover secured card through Credit Karma and was getting ready to make the final step to getting the card…but I’ve seen people on here say that CK is no good as far as score accuracy
    No need to apply through credit karma. Go to discover.com and find their pre-approval tool. You can first see if you're pre-approved for any of their cards with no harm to your credit score. Source: almost 2 years ago
  • CSP Approval odds with tricky credit history
    FICO scores - looked in experian.com and its listed as 749 (Fico 8). Cross verified it with discover.com and it lists it as 755 (but it says it got that from TU). Another intersting this is experian.com is showing my credit limit as 10k. I checked at annualcreditreport.com (i know this is not FICO but still) and all of them are showing my credit line as 10k. I believe this is me being due to an authorizied user on... Source: almost 2 years ago
  • I want to use a credit card to build credit as quickly as possible and nothing else. Any suggestions for a credit card?
    I'd recommend discover.com as a good place to start. Source: about 2 years ago
View more

Experian mentions (134)

  • Using credit card, but carrying $0 statements
    Go to https://experian.com and create a free account. From here you can access your Experian credit report and Experian FICO 8 score. Very few lenders use Vantage scores in lending decisions. You both should be monitoring your FICO scores. FICO imposes a penalty for 0% aggregate utilization. She should allow at least one card to report a balance. If you aren't applying for a loan in the near future there is... Source: over 1 year ago
  • Almost there
    Most lenders use FICO scores in lending decisions. If you don’t know what that is, go to https://experian.com and create a free account. From here, you will have access to your Experian credit report and your FICO 8. Source: over 1 year ago
  • AT&T is destroying my 830 credit score
    I've just seen your edit. Are these Vantage scores from Credit Karma? If so, go to https://experian.com and create a free account. Once there, you'll have access to your Experian credit report and Experian FICO 8. What is your FICO 8 and has that changed as well? Source: over 1 year ago
  • Repossession on Credit Report, but I have no lines of credit outside of Cards?
    Check your credit reports. Get your free official credit reports from www.annualcreditreport.com, and if needed experian.com or Credit Karma (free also). Source: over 1 year ago
  • Is experianidworks.com a legit Experian website?
    If it redirected to some area of main experian.com site, it would be understandable as a brand name site created for easy to remember address. However, there are no such redirects, not even any links back to main experian.com . Source: over 1 year ago
View more

What are some alternatives?

When comparing Discover mobile and Experian, you can also consider the following products

Bank Branch Locator - Bank Branch Locator utilizes HTML5 geolocation API to find bank branches near you.

Credit Karma - Receive your free credit score instantly and review your real credit report online.

Bank Of America - Welcome to Bank of America, home for all of your financial needs. Our purpose is to help make financial lives better through the power of every connection.

myFICO - myFICO offers credit reporting and monitoring solutions.

CAPITALO.AT - Savings accounts, fixed deposits and credits in comparison.

Credit Sesame - Credit Sesame Credit Sesame