Credit Karma VS TransUnion SmartMove

If your sister carries a balance month to month on her cards, she’s not using her cards responsibly and you definitely do not need her scores dragging yours down, family loyalty and all. Join Experian.com and creditkarma.com for free, to keep track of your credit reports and FICO 8 score (Experian). Source: 11 months ago

It could be your moms, I know one of my moms credit cards from 1987 (when I was 2) shows up on mine. But I highly doubt 8 accounts are there. creditkarma.com is another place you can quickly check. Source: about 1 year ago

You're correct that the 795 score is based on Vantage 3.0. I got it from creditkarma.com and it says as much under the scores. Source: about 1 year ago

The big 3 credit agencies are scum. Do not pay them. You DO NOT need to pay them. It's free to freeze your credit (https://www.nerdwallet.com/article/finance/how-to-freeze-credit). It's free to check your credit (www.AnnualCreditReport.com). It's free to monitor your credit (creditkarma.com). Don't give them your money. Source: about 1 year ago

He can also get an approximation of his score via creditkarma.com. It won't be the same one that the landlord will use but it'll give you an idea of the ballpark he's in. Source: about 1 year ago

One potential solution is to limit showing to one day of the week, then give applicants a chance to apply on the spot (a service like mysmartmove.com that they pay for can give you a fast response) and allow them to make their deposit and sign a lease the same day. Source: 12 months ago

Thank you so much! A great real estate investor you are. I experimented a little bit at mysmartmove.com and myrental.com with a couple of emails and they works exactly like what you described. I have just sent out my applications to the grad students from myrental.com. I chose my myrental.com simply because I see that it costs a little less than mysmartmove.com . Just trying to help the college kids save a few bucks. Source: about 1 year ago

I'll type slow... mysmartmove.com You create an account, when applicants give you name and email, you fill out that info on the website. The applicant pays the fee, enters their SSAN and verified their ID. Then, you get a report on their pay, credit and criminal history based on TransUnion searching them. You never see their SSAN. Which, if that info were ever compromised, I would worry about liability. Source: about 1 year ago

Mysmartmove.com run by TransUnion. You never see the SSAN and get a report they can't edit. Source: about 1 year ago

Also rentcheck.com and mysmartmove.com are websites that vet tenants for a minimal fee. Source: almost 2 years ago