Software Alternatives & Reviews

Credit.com VS TransUnion

Compare Credit.com VS TransUnion and see what are their differences

Credit.com logo Credit.com

Credit.

TransUnion logo TransUnion

Transunion offers total credit protection all in one place from credit alerts, credit reports, and credit scores
  • Credit.com Landing page
    Landing page //
    2020-02-24
  • TransUnion Landing page
    Landing page //
    2022-01-05

Credit.com videos

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TransUnion videos

Transunion Review | Free Identity Protection

More videos:

  • Review - TransUnion Review - Top 10 Credit Report

Category Popularity

0-100% (relative to Credit.com and TransUnion)
Credit Builder
58 58%
42% 42
Finance
46 46%
54% 54
Personal Finance
100 100%
0% 0
APIs
0 0%
100% 100

User comments

Share your experience with using Credit.com and TransUnion. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Credit.com should be more popular than TransUnion. It has been mentiond 52 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Credit.com mentions (52)

  • I have a Derogatory Mark that is in Collections… How do I get it off asap? Plz
    But the debt may continue to impact your credit for longer than those seven years because the collections company can also place an item on your credit report. Depending on how the account is handled, whether it’s within the statute of limitations and whether you attempt to negotiate or pay the debt, the item can appear on your credit report for as long as around seven-and-a-half years from the last payment... Source: 12 months ago
  • Real Fico scores higher than Vantage?
    I read a lot about ignoring the Vantage scores provided by Creditkarma and while I'm satisfied with my Experian Fico 8 score, I got a trial membership on credit.com to see all the other Fico scores. Source: about 1 year ago
  • Experian FICO Score 8 dropped by massive 44 points
    Just requested the credit.com people to remove it and also disputed on Transunion systems, hoping that it gets removed soon. Should not be affecting me negatively then, right? Source: about 1 year ago
  • Experian FICO Score 8 dropped by massive 44 points
    So if I understand correctly, FICO 2/4/5 are used for mortgages. I then tired to dig deep into my report and got a free weekly trial from credit.com to see all other FICO scores. From 3 bureaus. And as per credit.com, my credit age and account mix ratings are either C or C- category (across all 3 bureaus). All other factors have either A or A+ (if that matters). Source: about 1 year ago
  • Current credit score 612, how do I make it go up?
    I opened an account on credit.com, like you said, and canceled immediately. Credit.com shows my FICO 9 score as 668. It also shows that I have 2 negative records. They are both the same collection that I mentioned in my original post (2 different bureaus). Source: about 1 year ago
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TransUnion mentions (7)

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What are some alternatives?

When comparing Credit.com and TransUnion, you can also consider the following products

Credit Karma - Receive your free credit score instantly and review your real credit report online.

Surepass.io - End-to-End user OnBoarding & Digital Identity Verification solutions for Enterprises | Digital KYC | Background Verification | Banking

Experian - Your credit report, FICO Score, and more. All free.

Digitap Alternate Data Suite - A well-designed solution to extract financial and non-financial information of your customer from multiple data points such as bank statements, telecom, e-commerce sites, mobile devices, employment records etc.

WEBFIN - WEBFIN is a loan management solution that supports multiple features such as pay system integration and credit bureau data management.

Setu - Setu’s APIs and software is used by hundreds of businesses from startups to large enterprises to reimagine onboarding, payments, deposits, lending and data empowerment for their end customers.We’re hiring across the board!