Software Alternatives, Accelerators & Startups

Chronicle VS Undebt.it

Compare Chronicle VS Undebt.it and see what are their differences

Chronicle logo Chronicle

Where our photos make history. Chronicle it!

Undebt.it logo Undebt.it

Undebt.it is a free, online debt snowball calculator and management tool that will help you quickly develop a debt elimination payment plan.
  • Chronicle Landing page
    Landing page //
    2023-03-27
  • Undebt.it Landing page
    Landing page //
    2023-09-17

Undebt.it is a free, mobile device friendly debt snowball calculator that generates an easy-to-follow payment plan - so you can finally eliminate your debt. Undebt.it has 8 different accelerated debt payoff methods to choose from (including your own custom plan). The two most popular plans are paying down the debts with the lowest balance first (aka the "Debt Snowball") and paying down accounts with the highest interest rate first (aka the "Debt Avalanche"). Choose which one works best for you and easily switch between them at any time. Just plug in your budget & basic debt account information and Undebt.it will take care of the rest.

Chronicle features and specs

  • Ease of Use
    Chronicle offers an intuitive and user-friendly interface, making it accessible for users of all tech skill levels.
  • Task Management
    The app provides robust features for creating, tracking, and managing tasks and projects effectively.
  • Cross-Platform Support
    Chronicle offers compatibility across multiple platforms, allowing users to access their data from any device.
  • Collaboration Features
    Users can easily share tasks and collaborate with team members, increasing productivity and teamwork.
  • Data Security
    The app includes strong data encryption and security measures to protect user information.

Possible disadvantages of Chronicle

  • Subscription Cost
    Chronicle requires a subscription for full access to its features, which might be a barrier for some users.
  • Limited Free Version
    The free version of Chronicle offers limited functionality, which can be restrictive for users who do not wish to pay for the full version.
  • Steep Learning Curve
    Despite being user-friendly, some of the advanced features may have a steep learning curve for new users.
  • Offline Access
    Chronicle’s functionality is limited when offline, which can be inconvenient for users who need to access their data without an internet connection.
  • Feature Overload
    Some users might find the range of features overwhelming or cluttered, making it challenging to focus on essential tasks.

Undebt.it features and specs

  • Comprehensive Debt Tracking
    Undebt.it allows users to track multiple debts in one place, providing a clear overview of their financial obligations.
  • Customizable Payment Plans
    Users can customize their debt repayment plans and choose from various methods like Avalanche or Snowball to suit their personal financial strategy.
  • User-Friendly Interface
    The platform offers an intuitive and easy-to-use interface, making it accessible even for those who are not technologically savvy.
  • Financial Goal Setting
    Undebt.it helps users set financial goals, offering motivation and guidance to achieve debt-free status.
  • Progress Tracking
    The tool provides detailed reports and visual representations of repayment progress, helping users stay motivated.

Possible disadvantages of Undebt.it

  • Limited Free Features
    Some advanced features and functionalities are only available in the paid version, which might limit the effectiveness for free-tier users.
  • No Mobile App
    Undebt.it does not offer a dedicated mobile app, which could be inconvenient for users who prefer managing their finances on the go.
  • Manual Data Entry
    Users need to manually input their debt information, which can be time-consuming and prone to errors.
  • Basic Design Aesthetics
    The design of the website is relatively basic and may not appeal to users looking for a modern and visually appealing interface.
  • Limited Automation
    Lacks integration with financial institutions for automatic updates, requiring users to manually update their debt status.

Analysis of Chronicle

Overall verdict

  • Chronicle can be a valuable tool for those seeking an organized way to manage their subscriptions and bills. Its comprehensive features and ease of use make it a good choice for individuals looking to gain better control over their finances.

Why this product is good

  • Chronicle (chronicleapp.com) is designed to help users keep track of their subscriptions, set reminders for payments, and manage their budgeting efficiently. It offers a user-friendly interface, customizable alerts, and insightful reporting features that make it easy for users to stay on top of their financial obligations.

Recommended for

    Chronicle is recommended for individuals who struggle with keeping track of numerous subscriptions and bills, those who want to avoid late payments, and anyone looking to enhance their financial planning and budgeting skills.

Chronicle videos

Chronicle - Movie Review by Chris Stuckmann

More videos:

  • Review - Chronicle movie review
  • Review - Everything GREAT About Chronicle!

Undebt.it videos

No Undebt.it videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to Chronicle and Undebt.it)
Personal Finance
42 42%
58% 58
Finance
37 37%
63% 63
Financial Planner
53 53%
47% 47
3D
0 0%
100% 100

User comments

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Social recommendations and mentions

Based on our record, Undebt.it seems to be a lot more popular than Chronicle. While we know about 109 links to Undebt.it, we've tracked only 1 mention of Chronicle. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Chronicle mentions (1)

  • looking for bill tracker app
    If you're using iOS/Mac, then I strongly recommend Chronicle Pro as a bill organizer. I can tell by looking at some of my older payees (electricity, mortgage, etc) that I've been using Chronicle Pro since 2014. It lets you enter your bills, specify amount (variable or not), schedule (if recurring), and your income sources. It's easy to see what bills are due soon, as well as monthly totals including OK to spend... Source: over 2 years ago

Undebt.it mentions (109)

  • Seriously considering bankruptcy
    I (49F) and my husband (48M) are very much in debt and it's my fault. Don't come at me saying it's his fault too, it's not. I am very hard headed and even when he tries to get me on a budget, I don't do it and I still overspend. This is MY FAULT. I want to file bankruptcy, he feels guilty and embarrassed and morally responsible for the debt, and he's right, we are. Could we buckle down, get second jobs, maybe... Source: over 1 year ago
  • My husband wants to split finances because of my spending. And I’m having catastrophic thoughts.
    What worked for me was for the two of us to work together on our monthly budget. (We actually have 3 budget meetings for each paydays- all of the debts and bills - Then we discuss where all of the money goes. Which savings what we want to fund etc) We wanted to be fully debt free. We use the Dave Ramsey Zero based budgeting (with tweaks because we’re not Christians) It helped us greatly. It also helped me... Source: over 1 year ago
  • What about Mint alternatives that are excellent with tackling debt?
    I unfortunately have a ton of debt I need to focus on. I have been using undebt.it, which is fine, but it is all manual. I need something that is automatic and will pull data to show me min payments, payments to stay on my plan, etc. Any of these mint alternatives excel at this? Source: over 1 year ago
  • Just signed up! A few quick questions?
    You are not on the float, you are in debt. https://undebt.it/. Source: almost 2 years ago
  • Strategies to mitigate impulsive spending?
    Sorry, me again. I’ve just remembered a great website I used to help pay off debt quicker. It’s totally free! You basically but in all your debts and how much APR/interest you are paying and it will figure out how much to pay off each so you pay off quicker and pay less interest overall. Undebt.it. Source: almost 2 years ago
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