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Actual Budget VS Xero

Compare Actual Budget VS Xero and see what are their differences

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Actual Budget logo Actual Budget

Robust and simple budgeting that works

Xero logo Xero

Xero is online accounting for your small business.
  • Actual Budget Landing page
    Landing page //
    2021-10-18
  • Xero Landing page
    Landing page //
    2023-10-19

Actual Budget

Website
actualbudget.com
Pricing URL
Official Actual Budget Pricing
$ Details
-
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Xero

Website
xero.com
Pricing URL
Official Xero Pricing
$ Details
paid Free Trial $9.0 / Monthly (Send 5 invoices and quotes / Enter 5 bills)
Edit details

Actual Budget videos

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Xero videos

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Xero vs QuickBooks Online 2019

More videos:

  • Review - Xero Accounting Software Review
  • Review - 3 Minute Overview of Xero Accounting Software

Category Popularity

0-100% (relative to Actual Budget and Xero)

Actual Budget

Xero

Personal Finance
100 100%
Personal Finance
0% 0
Accounting
0 0%
Accounting
100% 100
Finance
100 100%
Finance
0% 0
Bookkeeping
0 0%
Bookkeeping
100% 100

User comments

Share your experience with using Actual Budget and Xero. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare Actual Budget and Xero

Actual Budget Reviews

We have no reviews of Actual Budget yet.
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Xero Reviews

Top 9 NetSuite Alternative Software for Professional Services
Xero offers an accessible, intuitive user experience suitable for smaller companies. However, certain reviewers have noted that the pricing points can be high for the tool’s value. As Xero doesn’t provide end-to-end project management support, investing in a unified platform with Xero integration is something you can consider.
Source: productive.io
5 Best Alternatives to QuickBooks Accounting Software
Easy-to-use dashboard: Both QuickBooks Online and Xero have intuitive dashboards that present all relevant data, including cash flow from all banks. While QuickBooks takes a more sophisticated approach to this, Xero’s style is more streamlined.
Source: www.businessnewsdaily.com
The 8 Best QuickBooks Alternatives for Small Businesses
While both QuickBooks and Xero allow for app integration, Xero goes above and beyond with more than 700 app integrations, extending the basic functionality of the application considerably. Apps are available in numerous categories including CRM, e-commerce, time tracking, practice management, payroll, and point of sale.
Source: www.fool.com
7 Best QuickBooks Alternatives for Small Businesses
Xero has three pricing tiers and all of them support unlimited users. If you’re a super small business, the Early plan at $12/month may work for you — just keep in mind you can only enter up to five bills and 20 invoices. However, most small businesses quickly outgrow this package and move up to the $34/month Growing plan. More complex businesses that deal with multiple...
Source: www.fundera.com
20 best accounting software tools
Xero is a free cloud-based online accounting software aimed at small and midsize businesses – it offers an easy way to handle your transactions and run your business.
Source: clockify.me

Social recommendations and mentions

Based on our record, Actual Budget seems to be a lot more popular than Xero. While we know about 54 links to Actual Budget, we've tracked only 1 mention of Xero. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Actual Budget mentions (54)

  • Tell HN: YNAB will partly remove direct bank imports
    I use Actual budget. It’s open source, free, but you’ll have to figure out hosting. Bank sync is currently provided in North America by SimpleFin ($15/year) And in Europe by GoCardless I host mine in a Docker container on my NAS. [1] https://actualbudget.com/. - Source: Hacker News / 2 months ago
  • Budgeting App
    If you are tech-savvy then maybe https://actualbudget.com/ - similar to YNAB, but free & open-source. Source: 5 months ago
  • Local-first software: You own your data, in spite of the cloud (2019)
    Looks visually quite similar to https://actualbudget.com/ (open-source, local-first). Did one influence the other? Are they both inspired by some other budget software? - Source: Hacker News / 8 months ago
  • Family finance meetings with spouse?
    I use https://actualbudget.com/ locally. You have to import your transactions yourself and it's all local. Source: 11 months ago
  • What's your strategy for organizing money in your bank accounts?
    If you have the ability to selfhost, Actual budget has been my go to for budgeting. I just input bank transactions usually weekly and assign the transaction to it's appropriate category. Source: 11 months ago
View more

Xero mentions (1)

  • I would like some input on accounting software
    Thanks, will you be able to sign me up on South African packages as well? The naming scheme and pricing is different for xero.com/us and xero.com/za. Source: over 2 years ago

What are some alternatives?

When comparing Actual Budget and Xero, you can also consider the following products

Firefly III - Financial manager, it can help you keep track of expenses, income, budgets and everything in...

FreshBooks - The ideal accounting software for small business owners.

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

QuickBooks Online - QuickBooks Online is a Cloud Accounting for small business that can be used on iPad, mobile phone or computer to do invoicing, billing, run reports, or even pay employees online.

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

QuickBooks - Business runs better with QuickBooks, the #1 accounting solution for small business.

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