I believe this is adjacent, but I quite like https://asoftmurmur.com/. I’m not sure if it’s able to run offline. - Source: Hacker News / 5 months ago

This isn't music per say, but do you know about A Soft Murmur? Source: 6 months ago

A Soft Murmur lets you create custom ambient sounds to improve your focus or relax while working. Mix sounds like rain, thunder, and birdsong to create your perfect background noise. - Source: dev.to / 8 months ago

There are a few white noise generator apps actually and I love them. https://asoftmurmur.com/. - Source: Hacker News / 10 months ago

If it gets insufferable, play some white noise in the background, like rain or wind noises, at the very least, it'll distract you from the ringing. https://asoftmurmur.com (something like this ig). You might want to consult an ENT specialist too. Source: 12 months ago

Ok so there is a lot of math you need to do here if you really want to compare things, on top of if you are comfortable having a mortgage when in retirement. The first thing I'd recommend is going to healthcare.gov, or even healthsherpa.com to price out some plans to get an idea of where things are. Keep in mind next year FPL is increasing due to inflation. Source: 12 months ago

You might try looking up plans on healthsherpa.com. The plans listed there are ACA plans and I think their interface is a little easier to browse than healthcare.gov was last time I looked. Source: over 1 year ago

ACA for health insurance - the price varies a lot based on your age, location, and whether you qualify for subsidies. healthcare.gov is the official signup but other sites like healthsherpa.com can give you an idea of the rate. Source: about 2 years ago

ACA plans - Affordable Care Act, also deemed Obamacare or the public marketplace. Serve a great purpose. Those earning less these will receive a credit from the federal goverment towards their healthcare called a "premium tax credit." For example, Jane really needs health coverage, but the premiums are just not affordable, since she earnes about $35,000/year. Again,, her rates are determined by gender, age, and... Source: over 2 years ago

Something else you might consider is to ask your employer if they could just give you a stipend each month for insurance and go buy it on healthsherpa.com or healthcare.gov yourself. Source: over 2 years ago