Financier Reviews and details

Social recommendations and mentions

• App for multiple budgets

  I have used financier.io for years and love it—especially the fact that I can have multiple budgets (one budget for all of my personal accounts, and a separate budget for those accounts I share with my partner). But as our financial lives get more and more complicated, it becomes more and more of a hassle to manually enter every transaction, so I am considering a switch to a budget app that will connect with my... Source: 10 months ago

• random expenses always pile up

  Also not the person you asked. I use Financier, which is much like YNAB, but with fewer bells and whistles and MUCH cheaper ($15/year vs. $99, both $USD). The biggest difference is that Financier won't link to your bank accounts, but I find that manual entry works better for us anyway. Source: about 1 year ago

• Moved Back to YNAB4

  If you like YNAB4 but want a web version financier.io is a good alternative. it can even import your YNAB4 data. But after that, new transaction do need to be added manually, there's no importing (even by like csv files or whatever). Source: about 1 year ago

• Local-First Web Development

  I've been really happy with CouchDB + PouchDB at https://financier.io You can do unique things like offer a trial period without syncing (database wholly in browser), which allows for ridiculously quick onboarding. And the sync mechanism works so well. It's really cool how easy it is to implement a Google Docs-like sync mechanism with conflict resolution baked in. - Source: Hacker News / about 1 year ago

• For those of you still on YNAB classic this is for you

  So you recreated https://financier.io/ ? Source: over 1 year ago

• Can people give specific, practical examples of how ynab helps?

  If you've got the method down, check out financier.io where it's basically a free YNAB clone. Source: over 1 year ago

• Any tips for a savings mindset?

  The price has really gone up, but financier.io has the same thing but free... Source: over 1 year ago

• I can’t afford YNAB as my currency is getting weaker and weaker

  OP, I can't believe nobody's mentioned financier.io to you yet. You will feel very familiar with it, as it's virtually a clone of YNAB, and it's FREE. You do have to do all manual transaction entry and download your budget file to back it up often, as clearing your browser cache would wipe your budget, but it's the next-best thing if money is so tight you have to stop YNAB, IMHO. Check it out--after all, it's... Source: over 1 year ago

• Is YNAB really worth compared to excel sheet?

  I 100% think it's worth it. The only time I'd recommend against YNAB is if money is so tight that you can't swing the annual cost. In that case I'd say check out financier.io which is a clone of YNAB but with no (zero, zilch, nada) transaction importing, so it's all manual entry. But even that is superior to excel. And all the YNAB videos and principles still work with financier. Source: over 1 year ago

• YNAB is Expensive... But is kinda hard to let go, even for a newbie like me

  I used YNAB way back in the day, then switched to financier.io and used it for about six years. Then at the beginning of this year, I switched to YNAB at $99/year and honestly it's been so worth it. I've managed my finances so much better this year than last with financier and it's helped me really lower my debt. Way, way worth it to me. Source: over 1 year ago

• How do you stay consistent on tracking your expenses? (need tips)

  I'm now using financier.io It works just like the basic YNAB, but it's a web app. Much cheaper at $12/year. Source: over 1 year ago

• Actual is going open-source

  Great to see it going open source! I hope Actual can keep development going with the community support. Similarly, a local-first (PouchDB) budgeting app I built[1] went open source[2] a few years ago. It's worked out well, I love seeing what everyone does with it in their forks. Unlike Actual however, I maintain a paid subscription service while being open source. It's worked out quite well. Luckily it's not a... - Source: Hacker News / about 2 years ago

• Have you all found the price increase worth it?

  Let me give you my perspective. I was a YNAB4 user back in 2012 or 2013, and when YNAB was introduced I left. Used YNAB4 for a couple more years, then in 2015 switched to financier.io which is a functional equivalent. It's very very similar to the new YNAB but totally manual entry. Source: about 2 years ago

• Request: Family Account

  Maybe something like financier.io will work. It doesn't allow account importing so they'd have to do manual entry, but it's the same idea and the interface is very similar to YNAB. And it's free. Source: about 2 years ago

• YNAB Alternative - Google Sheets

  For people wanting the same features as YNAB but with completely manual entry, I'd highly recommend financier.io. it's free, or $12/year if you want them to host your data. Otherwise it just resides in the cache of your browser and you have to save a local copy. Source: about 2 years ago

• Went back to nYNAB

  Im suprise the https://financier.io/ guy didn't replicate nyab. Source: about 2 years ago

• Fraud Detection Win

  I started using YNAB at the start of this year. I was using financier.io before, but only to track the charges in my checking account to make sure I never over-drafted, not to manage my credit cards. Source: about 2 years ago

• Letting my kids use my subscription?

  The developer noted on his financier forum that he is maintaining it but not adding any new features. So for $12/year (or free if you don't sync) it is a very reasonable alternative. My kids taught me how to add the app to the home screen. They switched to financier.io after YNAB increased the price again. Source: about 2 years ago

• Letting my kids use my subscription?

  Use this one, it's free. It's a copy of an older YNAB with most of the functionality. https://financier.io/. Source: about 2 years ago

• YNAB unveils new coach certification program at 500 dollars per person via online classes

  Financier.io is good enough for only $12/year - you get bare bones but it works. It is costs just a little more for a year than YNAB costs a month. Source: about 2 years ago

• YNAB unveils new coach certification program at 500 dollars per person via online classes

  Yeah financier.io comes close, but no import. There's another one called omnimoney but the developer never got back to me when I requested access. Source: about 2 years ago