Software Alternatives & Reviews

YouNeedABudget VS Venmo

Compare YouNeedABudget VS Venmo and see what are their differences

YouNeedABudget logo YouNeedABudget

Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

Venmo logo Venmo

Venmo is the best way to pay your friends. It's simple, fun and free to use.
  • YouNeedABudget Landing page
    Landing page //
    2023-01-06
  • Venmo Landing page
    Landing page //
    2023-06-13

YouNeedABudget videos

Beginners guide

Venmo videos

Venmo Review and Tutorial [FAST]

More videos:

  • Review - Venmo | App Review
  • Review - Is Venmo the Best Cash App?

Category Popularity

0-100% (relative to YouNeedABudget and Venmo)
Personal Finance
100 100%
0% 0
Online Payments
0 0%
100% 100
Financial Planner
100 100%
0% 0
Payment Platform
0 0%
100% 100

User comments

Share your experience with using YouNeedABudget and Venmo. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare YouNeedABudget and Venmo

YouNeedABudget Reviews

Best 9 Personal Finance Software For Windows 11, 10 Free PC, Surface Pro
Ynab stands for You Need a Budget is a personal finance cum budgeting app designed for Windows users. The software is designed to work with Windows’ latest computer system i.e. Windows 11. It comes with basic money management features and also supports cross-platform i.e. Mac and mobile operating systems- Android and iOS.
Best personal finance software of 2024
YNAB's primary mission, as you might expect, is to help you curb overspending and avoid living from paycheck to paycheck. Stick to the program, temper your spending appropriately, and eventually YNAB will see you spending last month's money rather than that which you've just earned.
11 Best Quicken Alternatives in 2021 (#1 is Free)
One of YNAB’s core principles is to give every dollar a job. You do that by deciding how you’ll spend every dollar that enters your checking account. As with other tools, you can connect your bank accounts and credit cards to YNAB. This allows for real-time updates so that you can track your spending throughout the month.
Source: robberger.com
The Best Personal Finance Budget Software with Apps (In 2020)
YNAB believes that in order to successfully budget, you need to be hands-on with your money. Until the version released in December 2015, users had to manually enter all transactions–although the program and its companion apps for iPhone, iPad, and Android devices made this very easy. This also means that YNAB is one of the few programs that easily allows users to track cash...
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
I love YNAB and Personal Capital. I still use the old version of YNAB as I paid a one time fee for it (as I refuse to pay for subscriptions – yes, I’m cheap). As for Personal Capital, it’s a nice way to view only our investment and retirement accounts, and I love how it tracks contributions and fees.

Venmo Reviews

12 Best Bill Splitting Apps in 2023
Venmo offers free services to a million of users globally. It is considered the best app to split bills because it primarily manages a virtual ledger that represents all the transactions of your funds through the Venmo account. This makes it easier for users to manage all their expenses and transactions in one place. So, if you are looking for an app to split bills and...
Does Venmo work internationally? Worldwide Alternatives for 2022
Venmo has become extremely popular with its 60 million users in the almost 12 years of its operation. Users particularly like the ease of use, the non-existent fees for most transactions, and the ability to send money to non-Venmo users (though they still need to sign up to accept the money). Users also like the ability to make payments even if their Venmo account balance is...
Best money transfer apps of 2021
Setting it up and using Venmo couldn't be easier, with payments being made via a bank account or debit card linked to your account. Money can also be directly transferred if you’ve got enough funds stored in your Venmo wallet. There’s a 1% charge if you move money out of your Venmo account and into a bank account if you can’t wait for its one to three-day payment schedule.

Social recommendations and mentions

Based on our record, YouNeedABudget should be more popular than Venmo. It has been mentiond 55 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

YouNeedABudget mentions (55)

  • Is $250 a month in disposable income livable for a family of 3?
    You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 10 months ago
  • LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?
    I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 11 months ago
  • Fund future vacations
    If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: 12 months ago
  • Tracking savings goals
    Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago
  • My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?
    Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago
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Venmo mentions (20)

  • Having trouble with proof of income
    You present just one more reason to hate Venmo. They have a website: https://venmo.com/ Can you log in and get copies there of the transactions? Source: 6 months ago
  • Why does Venmo.com have no Sign In link on the home page?
    This url? https://venmo.com/ What are you seeing? I see one in the top right corner right beside the Get Venmo button. https://imgur.com/ov9t9oj. - Source: Hacker News / 10 months ago
  • What is Venmo and why would you use it?
    I'm looking at all the services Venmo offers: https://venmo.com/. Source: about 1 year ago
  • $100 March Madness Pool - Almost Filled
    Venmo - nickscarrella is my username https://venmo.com/ - site to sign up. Source: about 1 year ago
  • Plaid Settlement Email from venmo@venmo.com. Is this legit?
    I had the same issue and chatted them. it's because your email isn't verified. Go to https://venmo.com/ identity/verify_email_addresses, as soon as I did that the payment came in automatically. Source: over 1 year ago
View more

What are some alternatives?

When comparing YouNeedABudget and Venmo, you can also consider the following products

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.

ProPay - ProPay is a multiple payment making service provider that lets its users to make payment to anyone in any part of the world.