YouNeedABudget Reviews

Play.ht Reviews

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 11 months ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 12 months ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago

Play.ht mentions (64)

• [D] What offline TTS Model is good enough for a realistic real-time task?

  There aren't really any models that produce realistic real-time voice. I'd recommend ElevenLabs or play.ht, sadly these seem to be the only useable options for now. Source: 6 months ago

• Where can I find an online resource of voice cloning?

  I've used play.ht before. Very easy to use. Source: 11 months ago

• Voice generation AI (TTS)

  Does anyone know what they are using and if its possible to get it and run it locally? I have a lot of text to voice (1 500 000 characters, 300 000 words) so using services as elevenlabs or play.ht would be pretty expensive. The quality is secondary to it being reasonably fast (got a 2060 super, dont want to run it for 4 months straight to generate all this dialogue). Source: 11 months ago

• Best AI Voice for Audio Books - Play.ht?

  My experience with play.ht wasn't positive, had way better luck paying the eleven labs premium. Source: 11 months ago

• Best AI Voice for Audio Books - Play.ht?

  (The biggest problem I have with play.ht is it won't do some things because "Your content violates our standards" and that is for "fight scenes" written over 100 years ago). Source: 11 months ago