YouNeedABudget Reviews

PlateJoy Reviews

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 12 months ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 12 months ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago

PlateJoy mentions (1)

• Meal Prepping

  I like to batch cook meat, freeze it in dinner-sized portions, and buy frozen veggies in single-type bags as well as variety mixes, and also buy a few fresh veggies and fruits. Then pan fry almost everything - get creative with seasonings as you throw together your custom frozen veggie mix (grab a handful each of different ones, like maybe peas, okra, onions, and a little spinach with some garlic salt), mix an egg... Source: almost 3 years ago