Software Alternatives, Accelerators & Startups

YouNeedABudget VS Obsidian.md

Compare YouNeedABudget VS Obsidian.md and see what are their differences

YouNeedABudget logo YouNeedABudget

Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

Obsidian.md logo Obsidian.md

A second brain, for you, forever. Obsidian is a powerful knowledge base that works on top of a local folder of plain text Markdown files.
  • YouNeedABudget Landing page
    Landing page //
    2023-01-06
  • Obsidian.md Landing page
    Landing page //
    2023-09-01

YouNeedABudget videos

Beginners guide

Obsidian.md videos

OBSIDIAN: Getting Started, Facts & Pricing

Category Popularity

0-100% (relative to YouNeedABudget and Obsidian.md)
Personal Finance
100 100%
0% 0
Knowledge Management
0 0%
100% 100
Financial Planner
100 100%
0% 0
Note Taking
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare YouNeedABudget and Obsidian.md

YouNeedABudget Reviews

Best 9 Personal Finance Software For Windows 11, 10 Free PC, Surface Pro
Ynab stands for You Need a Budget is a personal finance cum budgeting app designed for Windows users. The software is designed to work with Windows’ latest computer system i.e. Windows 11. It comes with basic money management features and also supports cross-platform i.e. Mac and mobile operating systems- Android and iOS.
Best personal finance software of 2024
YNAB's primary mission, as you might expect, is to help you curb overspending and avoid living from paycheck to paycheck. Stick to the program, temper your spending appropriately, and eventually YNAB will see you spending last month's money rather than that which you've just earned.
11 Best Quicken Alternatives in 2021 (#1 is Free)
One of YNAB’s core principles is to give every dollar a job. You do that by deciding how you’ll spend every dollar that enters your checking account. As with other tools, you can connect your bank accounts and credit cards to YNAB. This allows for real-time updates so that you can track your spending throughout the month.
Source: robberger.com
The Best Personal Finance Budget Software with Apps (In 2020)
YNAB believes that in order to successfully budget, you need to be hands-on with your money. Until the version released in December 2015, users had to manually enter all transactions–although the program and its companion apps for iPhone, iPad, and Android devices made this very easy. This also means that YNAB is one of the few programs that easily allows users to track cash...
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
I love YNAB and Personal Capital. I still use the old version of YNAB as I paid a one time fee for it (as I refuse to pay for subscriptions – yes, I’m cheap). As for Personal Capital, it’s a nice way to view only our investment and retirement accounts, and I love how it tracks contributions and fees.

Obsidian.md Reviews

  1. The kind of software that may change your life

    Perhaps you know someone who swears by Obsidian, it may seem like a cult of overly devoted people for how passionate they are, but it's not without reason

    I've been using Obsidian for over 3 years, at a point in my life when I felt I had to handle too much information and I felt like grasping water not being able to remember everything I wanted, language learning, programming, accounting, university, daily tasks. A friend recommended it to me next to Notion (of which he is a passionate cultist priest) and I reluctantly picked it and fell in love almost immediately.

    Obsidian seems very simple, like a notepad with folder interface, similar to Sublime Text, but the ability to link files together in a Wiki style allows you to organize ideas in any way you want, one file may lead to a dozen or more ideas that are related

    If you want to do something specific, Obsidian has a plethora of community created plugins that expand the functionality, in my case, I use obsidian to organize my classes both as a teacher and as a student, using local databases, calendars, dictionaries, slides, vector graphic drawings, excel-like tables, Anki connection, podcasts, and more

    🏁 Competitors: Notion, Evernote
    👍 Pros:    Awesome community|Custom plugins|Local hosting|Beautiful themes|Highly customizable|Cloud storage|Becomes more useful over time|Markdown support
    👎 Cons:    Seems complicated/complex at first|Takes time to set up your personal workspace|Overwhelming for first time user
  2. My personal knowledge-base of choice

    I've been using Obsidian for more than a year. It's been great. I think it offer a great balance of control, flexibility and extensibility. What is more, you own your own data, that's been a must-have feature for me. I just can't imagine putting all my knowledge into something that I don't have control over.

    I think two of the most popular alternatives that people consider are Logseq and Roam Research. Although Logseq is a bit different, it's considered compatible with Obsidian. Supposedly, you can use them with a shared database (files. Both use simple text files for storage). I tried that once, a few months ago. It worked, yet it messed up a bit my Obsidian files ¯_(ツ)_/¯.

    🏁 Competitors: Logseq, Roam Research

The 6 best note-taking apps in 2024
One thing to note: Notion bills itself as an Evernote competitor for personal users. It can be—but it's too much for most people, and its offline functionality isn't the best. If you love the idea of Notion, go right ahead and try the free Personal Plan, but for me, it's really best as a team notes app or an AI-powered notes app. Something like Obsidian (which we'll look at...
Source: zapier.com
The best note-taking apps for collecting your thoughts and data
This app is the kind of thing that, if you’re into it, will have you exploring its various ins, outs, and add-ons for days and weeks on end. Obsidian uses the Markdown format for its notes (which means they can be used on a variety of other apps). Your notes and other media are kept locally in a Vault (in other words, a main folder). There are ways to sync between devices...
The best encrypted note taking apps
For a consumer coming from Evernote, Notion, OneNote, or a similar product, we would advise trying Obsidian along another product on this list as it has the largest learning curve. However, if you are an expert with markdown, experts, linking, and graph views, Obsidian could be an excellent choice. Like many other configuration options, Obsidian leaves end-to-end encryption...
Source: www.skiff.com
Supercharge Your Productivity: Three Recommended Tools for Thought
One of my AP Productivity: Cohort mentors has a powerful system pairing Obsidian with OmniFocus. In OmniFocus, he builds his project and task structures, and in Obsidian he develops and organizes the project support materials as well as other relevant information. Because it’s easy to link to an Obsidian note or an OmniFocus project, he can seamlessly navigate back and forth...
Source: medium.com
Logseq vs Roam Research vs Obsidian: which one should you choose?
Block Reference and block embeds: Adding block reference and block embeds in Logseq is simple. You use double-open parentheses (( and type to search the block you want to link. In Obsidian, you have to first add the link to the note and then use # to embed headers and ^ to embed blocks.– Obsidian also makes it hard to see the origin of block references, as they are only...
Source: medium.com

Social recommendations and mentions

Based on our record, Obsidian.md seems to be a lot more popular than YouNeedABudget. While we know about 1457 links to Obsidian.md, we've tracked only 55 mentions of YouNeedABudget. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

YouNeedABudget mentions (55)

  • Is $250 a month in disposable income livable for a family of 3?
    You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 12 months ago
  • LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?
    I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 12 months ago
  • Fund future vacations
    If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago
  • Tracking savings goals
    Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago
  • My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?
    Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago
View more

Obsidian.md mentions (1457)

  • From Chaos to Clarity: My Journey with Obsidian
    The article definitely assumes you know that 'Obsidian' is a reference to the text editor found at https://obsidian.md/. - Source: Hacker News / 7 days ago
  • How to remember everything for standup
    I've encountered a lot of engineers who keep a journal and pen around, but you could also use a note-taking app like Notes, Obsidian, or Notion. - Source: dev.to / 6 days ago
  • HTTP request from Obsidian notes
    Are you an Obsidian user looking to elevate your note-taking experience with dynamic data integration? Look no further than APIR (api-request) – an Obsidian plugin designed to streamline HTTP requests directly into your notes. - Source: dev.to / 16 days ago
  • UX Case Study: Markdown Heading
    The closest editor that follows our first principle is Obsidian editor:. - Source: dev.to / about 2 months ago
  • I switched from Notion to Obsidian
    The solution was already installed on both my computer and my phone: Obsidian. - Source: dev.to / about 2 months ago
View more

What are some alternatives?

When comparing YouNeedABudget and Obsidian.md, you can also consider the following products

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Joplin - Joplin is a free, open source note taking and to-do application, which can handle a large number of notes organised into notebooks. The notes are searchable, tagged and modified either from the applications directly or from your own text editor.

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Notion - All-in-one workspace. One tool for your whole team. Write, plan, and get organized.

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.

Logseq - Logseq is a local-first, non-linear, outliner notebook for organizing and sharing your personal knowledge base.