Software Alternatives & Reviews

YouNeedABudget VS Neontra

Compare YouNeedABudget VS Neontra and see what are their differences

YouNeedABudget logo YouNeedABudget

Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

Neontra logo Neontra

Neontra offers simple financial health checks, free budget tracking, automated cash flow analysis and personalized insights. Forecast your future today.
  • YouNeedABudget Landing page
    Landing page //
    2023-01-06
  • Neontra Neontra - Get on Track
    Neontra - Get on Track //
    2024-04-19
  • Neontra Neontra - Financial Health Checks
    Neontra - Financial Health Checks //
    2024-04-19
  • Neontra Neontra - See your spending over time
    Neontra - See your spending over time //
    2024-04-19

Discover Neontra, your all-in-one personal finance app for custom budgeting, financial planning, and net worth tracking.

Neontra is a Super App that helps people understand and manage their money. An app that simplifies and makes sense of it all, enabling people to make better, more educated decisions about their financial future.

Neontra connects all client accounts in one place, providing a realtime 360-degree view of financial life. Clients access Neontra with easy-to-use web, iPhone and Android apps. Data-driven insights from Neontra’s proprietary AI help clients understand their overall financial health.

YouNeedABudget features and specs

No features have been listed yet.

Neontra features and specs

  • All Your Data In One Place: Connect accounts to automatically import data or manually upload. Easily sync, connect or import .ofx, .qfx, .csv for bank Accounts, credit cards, loans, investments, assets, cash and insurance. Neontra provides a 360° view of all your $CAD, $USD, £GBP, €EUR and ¥YEN financial activities with more currencies to follow.
  • Track All Your Investments In One Place: Neontra aggregates and tracks all your investments in one place. Measure the performance over time on your stocks, mutual funds, ETFs, FX, auto, real estate, personal assets, NFTs, crypto, jewellery, art, domains, collections and international stock holdings. Forecast growth scenarios for all your investments and catch hidden investment fees.
  • Personalized Insights: Our personalized insights can help you save more, spend smarter, and pay down debt. Neontra’s proprietary AI analyzes your financial data and then creates actionable insights and analyses that are personalized for you. Discover trends and patterns based on your personal financial history. See important personal ratios on savings, investing and debt. Learn how your spending, saving and investing compare to national averages.
  • Financial Health Check: Evaluate your overall financial wellness with a simple Neontra scorecard. Easily connect all your accounts. From cash, credit, loans, insurance and investments, you can see your complete financial picture in Neontra. Neontra's Health Check provides a personal, simple, easy-to-understand score with actionable insights. Explore how the Health Check works and how it can help you. Neontra Health Checks are free and enable you to see your important financial health information in a central and secure place.
  • Income & Expense Tracking: Automated Cash Flow analysis so you follow, track and analyze your cash flow. Neontra helps you stay on top of your expenses, subscriptions and bills. Find hidden bank fees. Neontra provides visibility over your money so you know exactly where your money is going. Our mission is to help you manage your money so you can reach your financial goals.
  • Forecasting: Neontra forecasts your financial future. See how patterns from the past project into the future. Model and forecast your growth. Define projected growth rates and visualize likely scenarios. Forecast the growth of your fixed assets, investment, savings and retirement accounts up to 50 years into the future. What does your cash flow look like in the next year? When will you be debt-free? How might negative scenarios impact your finances? How will your retirement savings look like in 10, 20, 30 years?
  • Custom Budget Planner & Tracker: Neontra makes it easy to create and manage a custom budget and create custom expense categories, so you can spend less time worrying about your money. Our powerful budgeting capabilities help you start building a better future today. Neontra will automatically categorize your expenses, bills, subscriptions and transactions. See all your transactions categorized as essential, non-essential, saving contributions and debt payments to create a free 50/30/20 budget. You can also easily create more complex budgets with custom categories, tags and transaction rules.
  • Map Your Goals: Set goals and track your progress over time. Plan for college, live debt-free, travel the world, own your own house, start investing or set your retirement goals. Neontra has the tools that can help you get a little closer to your goals.
  • Investment Simulator: Test investment strategies risk-free in our award-winning brokerage system. Featuring sophisticated order types, live market prices and integrated charting. We believe everyone deserves financial wellness. Our free plan makes financial planning accessible to everyone.

YouNeedABudget videos

Beginners guide

Neontra videos

Neontra: Tags

More videos:

  • Demo - Neontra: Editing Transactions
  • Demo - Neontra: Import .CSV Files
  • Demo - Neontra: Import OFX/QFX Files
  • Demo - Neontra: Cash Flow - Expense Explorer
  • Demo - Neontra: Cash Flow - Overview
  • Demo - Neontra: Site Introduction

Category Popularity

0-100% (relative to YouNeedABudget and Neontra)
Personal Finance
96 96%
4% 4
Money Management
0 0%
100% 100
Financial Planner
100 100%
0% 0
Accounting
100 100%
0% 0

Questions and Answers

As answered by people managing YouNeedABudget and Neontra.

What makes your product unique?

Neontra's answer:

Neontra is not just another Personal Finance Manager (PFM).

It is powered by TXIO Corporation's banking and brokerage technology, which gives it unparalleled capability. We track everything. Neontra has a powerful accounting engine that tracks all your assets and cash flows over time. Which means complete transparency, better analysis and more powerful insights.

Discover what makes Neontra the next-generation PFM.

  • All Your Data In One Place
  • Custom Budgets
  • Spend Tracking
  • Personalized Insights
  • Investment Tracking
  • Personalized Calendar
  • Goal Planing
  • Financial Health Checks
  • Forecast Your Future

Easily manage your money and investments with a single, robust app. Neontra brings together everything from your spending, account balances, investments, debt, goals and budgets.

Why should a person choose your product over its competitors?

Neontra's answer:

Flexibility

Anyone and everyone can use Neontra, regardless of their comfort level working with and managing data.

Automatically sync your accounts to Neontra, import files or do it by hand. The choice is yours. Make a mistake getting set up or importing your data? No problem. You can modify, delete and manage your data until you get it right. Want to keep your banks/brokers anonymous? Easy. Just select "anonymous" when setting up a new service provider.

How would you describe your primary audience?

Neontra's answer:

Our Mission

Empower everyday people to lead a better financial life.

Our Vision

Financial planning should be simple, engaging and understandable for everyone.

Our Goal

Help you plan for a better financial future.

What's the story behind your product?

Neontra's answer:

Neontra is an app that helps you understand and manage your money. Understanding your money is a key to financial wellness as it gives you a foundation for making educated decisions.

How does it work?

Neontra gives you an in-depth understanding of your money:

  • See all of your data in one place
  • Get familiar with your data: banking, debt, investments, assets
  • See how you spend and save your money
  • Know your Net Worth
  • Forecast your future — see what your financial future looks like 5, 10 or 25 years from now

Over time, as your insight into your money grows, we can help you to:

  • Worry less about your money
  • Make better decisions
  • Be prepared for your financial future

Which are the primary technologies used for building your product?

Neontra's answer:

It is powered by TXIO Corporation's banking and brokerage technology, which gives it unparalleled capability. We track everything. Neontra has a powerful accounting engine that tracks all your assets and cash flows over time. Which means complete transparency, better analysis and more powerful insights.

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare YouNeedABudget and Neontra

YouNeedABudget Reviews

Best 9 Personal Finance Software For Windows 11, 10 Free PC, Surface Pro
Ynab stands for You Need a Budget is a personal finance cum budgeting app designed for Windows users. The software is designed to work with Windows’ latest computer system i.e. Windows 11. It comes with basic money management features and also supports cross-platform i.e. Mac and mobile operating systems- Android and iOS.
Best personal finance software of 2024
YNAB's primary mission, as you might expect, is to help you curb overspending and avoid living from paycheck to paycheck. Stick to the program, temper your spending appropriately, and eventually YNAB will see you spending last month's money rather than that which you've just earned.
11 Best Quicken Alternatives in 2021 (#1 is Free)
One of YNAB’s core principles is to give every dollar a job. You do that by deciding how you’ll spend every dollar that enters your checking account. As with other tools, you can connect your bank accounts and credit cards to YNAB. This allows for real-time updates so that you can track your spending throughout the month.
Source: robberger.com
The Best Personal Finance Budget Software with Apps (In 2020)
YNAB believes that in order to successfully budget, you need to be hands-on with your money. Until the version released in December 2015, users had to manually enter all transactions–although the program and its companion apps for iPhone, iPad, and Android devices made this very easy. This also means that YNAB is one of the few programs that easily allows users to track cash...
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
I love YNAB and Personal Capital. I still use the old version of YNAB as I paid a one time fee for it (as I refuse to pay for subscriptions – yes, I’m cheap). As for Personal Capital, it’s a nice way to view only our investment and retirement accounts, and I love how it tracks contributions and fees.

Neontra Reviews

We have no reviews of Neontra yet.
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Social recommendations and mentions

Based on our record, YouNeedABudget seems to be more popular. It has been mentiond 55 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

YouNeedABudget mentions (55)

  • Is $250 a month in disposable income livable for a family of 3?
    You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 10 months ago
  • LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?
    I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 11 months ago
  • Fund future vacations
    If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: 12 months ago
  • Tracking savings goals
    Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago
  • My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?
    Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago
View more

Neontra mentions (0)

We have not tracked any mentions of Neontra yet. Tracking of Neontra recommendations started around Apr 2024.

What are some alternatives?

When comparing YouNeedABudget and Neontra, you can also consider the following products

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Rocket Money - Find your paid subscriptions and cancel with one click

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.

Personal Capital - Take control of your money now with Personal Capital. Manage assets and investments, get objective advice and strategies, all in one place.

Quicken - Stay in control of your monthly cash flows, budgets, and expenditures. Quicken provides a navigable interface where you can organize your debit, credit, and savings, and build good habits accordingly.