YouNeedABudget Reviews

Medium Reviews

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 11 months ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 12 months ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago

Medium mentions (2235)

• Anthropic Chief of Staff: These next 3 years might be the last few that I work

  Https://nypost.com/2024/03/26/lifestyle/im-a-model-whos-so-hot-that-people-accuse-me-of-being-ai-its-complete-insanity/ https://medium.com/@blinx/combating-the-proliferation-of-social-media-fake-accounts-with-ai-technology-7f8bb9ece43a https://futurism.com/ai-generated-influencers And if you add partially AI-produced content, such as automatic clips translations b-roll and edits etc. It becomes even more... - Source: Hacker News / about 10 hours ago

• Anthropic Chief of Staff: These next 3 years might be the last few that I work

  Https://nypost.com/2024/03/26/lifestyle/im-a-model-whos-so-hot-that-people-accuse-me-of-being-ai-its-complete-insanity/ https://medium.com/@blinx/combating-the-proliferation-of-social-media-fake-accounts-with-ai-technology-7f8bb9ece43a https://futurism.com/ai-generated-influencers. - Source: Hacker News / about 10 hours ago

• Nginx Unit: open-source, lightweight and versatile application runtime

  Nginx is a reverse proxy, it can work as the load balancer, the static asset server, a response caching server, an authorization server, etc. Nginx has a lot of usecases in one package, most larger companies and more technical workplaces, use Nginx or similar alternatives. Nginx Unit typically is meant for unifying the entire application space of multiple programming languages served by 1 Server (which also acts... - Source: Hacker News / 1 day ago

• WordPress next, and beyond: breaking the technical enclosure

  I know this is controversial, but I was in his EXACT spot and I did something else that many of us at some point in our lives ended up doing - I wrote my own CMS. But, I wrote mine for the last 10 years. I iterated it with various different languages, frameworks and eventually settled for a Phoenix/Elixir based backend that is locally / cloud hostable, with a more or less similar UI to Wordpress. I actually wrote... - Source: Hacker News / 1 day ago

• 1-Bit LLMs Could Solve AI's Energy Demands

  Binarized on the fly during the forward pass and never used for the inference process. In this case there are two areas to optimize for: training efficiency and inference efficiency. If I understand correctly, it stores the weights, gradients and second-moment estimates in FP32 like every other mixed-precision training (the Gopher paper has details on why storing them in FP32 is important), and quantized weights... - Source: Hacker News / 3 days ago