Software Alternatives, Accelerators & Startups

X1 Card VS Plaid

Compare X1 Card VS Plaid and see what are their differences

X1 Card logo X1 Card

A metal credit card based on your income, not credit score

Plaid logo Plaid

Infrastructure that powers financial technology by enabling applications to connect with users' bank accounts.
  • X1 Card Landing page
    Landing page //
    2022-12-20
  • Plaid Landing page
    Landing page //
    2023-01-12

X1 Card videos

NEWS: X1 Card Launches (Really!) - X1 Visa Credit Card Review 2021

Plaid videos

Plaid - Polymer (Album Review)

More videos:

  • Review - BBC x Adidas PHARRELL Human Race NMD Trail Plaid Review & On Feet
  • Review - Iron Clays Poker Chips and Plaid Deck Review - Poker Gift Guide

Category Popularity

0-100% (relative to X1 Card and Plaid)
Fintech
100 100%
0% 0
Personal Finance
0 0%
100% 100
Online Payments
100 100%
0% 0
Other Fin Tech
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare X1 Card and Plaid

X1 Card Reviews

We have no reviews of X1 Card yet.
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Plaid Reviews

Top 20 Best Plaid Alternatives in 2022
When you use the platform’s main features and a live set of API keys, you don’t have to pay anything upfront. Plaid is an all-in-one financial solution that lets you build your own financial services. The program includes classified transaction data, account login, optimized mobile forms, an ACH authentication tool, form autofill, income validation, and custom integration,...

Social recommendations and mentions

Based on our record, Plaid should be more popular than X1 Card. It has been mentiond 78 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

X1 Card mentions (13)

  • Passwordless: A Different Kind of Hell
    Payment gateways (paypal, apple, google), in general, do NOT let you cancel individual services and are linked to your CC. Vendors (I'm looking at you, Audible!) constantly hide their account termination under layers of dark patterns. For awhile, I had several ghost subscriptions that I a.) didn't want and b.) couldn't cancel. My credit card card [1] has fundamentally changed my online purchasing experience as it... - Source: Hacker News / 4 months ago
  • Fees for additional cardholders (authorized users)
    Source: https://x1creditcard.com/ , footnote 5 at bottom of web page. Source: about 1 year ago
  • Virtual payment cards
    I use virtual credit cards through my credit card (X1, https://x1creditcard.com). It's been wonderful not only for privacy, but also for keeping track of what all is being spent (including recurring stuff). Source: over 1 year ago
  • Virtual CC as Payment Method?
    I use a virtual card issued by X1 without any issues. Source: over 1 year ago
  • Do privacy.com virtual cards show up on credit/as new accounts?
    For virtual credit cards, I'd recommend the X1 credit card. I have it and it's really useful. As a bonus, they say they don't share purchase history with anyone else. Source: over 1 year ago
View more

Plaid mentions (78)

  • Can someone's Venmo/PayPal balance be approved to show up in a 3rd party app?
    Oh this is a https://plaid.com/ use case I think. - Source: Hacker News / 9 months ago
  • Need help finding simulation business bank accounts + credit cards
    My company made a financial dashboard for small businesses that aggregates information from financial institutions into a simplified view. The problem I need to solve: our only way of showing what it looks like when in use, is by connecting our own bank accounts + credit cards, but of course that exposes our personal info. I'd like to setup a demo account using fake financial data that simulates a real world... Source: 10 months ago
  • Need A Solution to Amex Business Credit Card Data
    I have been looking into this and found Plaid, Yodlee, and Flinks. I am not 100% if any of these will work. Source: 11 months ago
  • (Canada) Does anyone know of an API service that will users to connect with their personal bank and return things like their bank feed?
    Yeah I fully expect to pay, but I am sure there are companies that do this. It's simply reading data, I am not touching anything within the user's bank account. Places like Australia are quite big on open banking I believe, that allows, with proper verification, to access bank account information. I've just found one company plaid.com, it doesn't have all the institutions I was hoping for but the majority of big... Source: 12 months ago
  • Intuits Mint is garbage this year, need other recs for tracking expenses.
    Switching platforms won't help. Every money visualization app on the market uses plaid to fetch their data, so every app will have the same data quality issues. Source: 12 months ago
View more

What are some alternatives?

When comparing X1 Card and Plaid, you can also consider the following products

PST.NET - Virtual payment cards for online shopping and advertising

Verafin - Verafin provides compliance, anti-money laundering, and fraud detection software.

ABcard - ABcard - service allows you to issue an unlimited number of cards to pay for advertising accounts. 3 unique BINs for any work tasks, management of a team of media buyers inside a personal account and complete anonymity when paying for traffic.

QuoteMedia - Financial web tools that allow users to access real-time​ stock quotes, with live charts and NASDAQ level 2 data.

EPN.net - Virtual cards for any advertising accounts and personal purchases

Digital Insight - Digital Insight provides digital banking solutions to mid-market banks and credit unions.